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HomeMy WebLinkAboutItem 8.1 PlnReduceFinCstsCivicCtr . . CITY OF WBLIN CITY COUNCIL MEETING DATE: March 22, 1993 AGENDA STATEMENT SUBJECT: Consideration of Plan to Reduce Total Financing Costs For Dublin civic Center ~(prepared by: Paul S. Rankin, Assistant City Mgr) EXHIBITS ATTACHED: 1. / Memorandum from the Ci ty Manager Providing Background Information on Lease F1nancing 2. / Recommended Goals of Restructuring The ci vic Center Financing 3. I Assump!-ions Used In The Analysis Of Financing Scenar10S 4. / Summary Cash Flow Analysis Of Al ternati ves Including Detailed Scenar10S 5. / Comparison of Current ci vic Center Lease PaYment Schedule to A New 1993 Financing 6. /Resolution Authorizing Staff To Secure the Services of A Financial Underwriter and Bond Counsel RECOMMENDATION: f;/1 FINANCIAL STATEMENT: 1. Receive Staff Report and Presentation from Financing. Consultant. 2. Discuss Options Presented and Goals to be Accomplished By Undertaking A Revised Financing Plan. 3. Staff would recommend pursuit of Scenario III which requires the services of Bond Counsel and an Underwriting Firm. In order to proceed in a timely manner the city Council should adopt the resolution appointing these representatives, and authorize staff to negotiate final agreements. (The majority of any cost of these services would only occur if a new financing of Certificates is completed. The cost of these services would be paid from the issue.) There is an opportunity for the City to reduce the amount of annual lease payments by more than $130,000 per year between 1994-1999. Staff has also proposed a plan to allow for total defeasance in 1999. See report for detailed description. DESCRIPTION: city staff have been discussing with Financial Consultants opportunities to restructure the current lease payment schedule on the Dublin Civic Center Project. Periodically since early in the fiscal year staff has monitored the market and obtained independent reviews of potential savings. staff informed the City council last fall that the market was beginning to change and a presentation would be made in the future. ---------------------------------------------------------------------- 8.1 COPIES TO:Ms. Virginia Horler,Underwriter Rauscher pierce and Refsnes, Inc CITY CLERK FILE ~ . . During the city council deliberations regarding the need to reduce expenditures, Councilmember Houston proposed that the city evaluate the opportunity to utilize city General Fund Reserves to eliminate the lease payments. The specific aspects of this proposal as well as an analysis of the impacts are discussed as Scenario II within this report. BACKGROUND Prior to evaluating different financing scenarios it is important to have a basic understanding of the process used in a certificate of Participation (COP) Lease Financing. Exhibit 1, provides this type of overview along with historical information related to the Dublin civic Center Financing. The final section discussed in Exhibit 1 focuses on issues encountered when a certificate Issue is paid off prior to the formal maturity. dates. In addition to the information provided in the City Manager's memorandum (Exhibit 1), Ms. Virginia Horler of Rauscher Pierce and Refsnes, Inc., will be in attendance to answer specific questions. Ms. Horler was the underwriter on the 1988 Civic Center coP issue as well as the recent Dublin Boulevard Extension Assessment District. In addition to extensive experience in the field, Ms. Horler has authored a practical guide which explains Public Debt Issuance. GOALS TO CONSIDER IN STRUCTURING A REVISED FINANCING PAYMENT PLAN staff has analyzed the various goals and opportunities presented by a restructured lease payment schedule. Exhibi t 2 contains a detailed listing and discussion. It is important to have a common understanding, as to what the City council believes the City should accomplish from its assets. In this case the "assets" would include the city's buildings and property, as well as the General Fund investment portfolio. The purpose of presenting these goals is to provide the city Council with an understanding of factors considered when reviewing the scenarios developed by the financing Consultant. The city Council may have addi tional goals which would be appropriate to add. Also, in the sections which follow the priority or weight given to any of the goals referenced above may impact the final selection. OPTIONS ANALYZED staff has worked closely with the Financial firm of Rauscher Pierce and Refsnes, Inc., to evaluate numerous options which could be considered. Based on numerous scenarios Staff then compared the options to the recommended goals, to determine which would best meet the financial and pOlicy needs of the City. For presentation purposes Staff and the Consultants have refined two of the Scenarios, which are compared to the current base case. ASSUMPTIONS USED IN THE SCENARIOS PRESENTED In completing the analysis several assumptions had to be made. Exhibit 3 provides a detailed explanation of key assumptions. The Consultant has used conservative estimates typically based on current conditions. Most economic indicators and analysts believe that the current low interest rates will not hold over a long period of time. This is especially the case if you look at historical trends and the length of the financing (i. e. 17 years). Even with the promising outlook for interest earnings on reserves over the long term, the comparisons are based on current rates. . . ANALYSIS OF SCENARIOS Exhibi t 4 displays a cash flow summary of the analysis. scenarios described are as follows: The three I. Current Situation with the city making payments in accordance with the 1988 COP payment schedule. II. Defeasance of the 1988 COP issue with a deposit on 5/1/93 from the General Fund Reserve. This requires the city to deposit into an escrow account approximately $ 9.1 million on May 1, 1993. The city would continue to make the scheduled lease payments between 1994 and 1999. The Escrow account would pay off all certificates maturing after 1999. III. Refinancing of the 1988 COP's structured to provide a significant annual lease payment savings between 1994 and 1999, with the city making a deposit from the General Fund Reserves, on February 1, 1999, to defease all outstanding certificates. The summary attempts to display key indicators in order to identify both economic as well as policy implications. Following the Summary are detailed sheets which display the calculations of each scenario. Scenario III was found to produce the greatest economic advantage to the ci ty. As shown in the second column on Exhibit 4, the Present value (PV) savings is calculated at $9,496,341. The term "present value" means that the Consultants have comparison purposes to show the figures in today's dollars. in scenario III (Refinancing / with Defeasance In 1999) ($2,872,120) greater than Scenario II (No Refinancing / General Fund Reserves On May 1, 1993). In looking at the policy implications of the Scenarios Staff has also found that Scenario III, most closely meets the goals discussed earlier in this report. This Scenario maintains the General Fund Reserve at a level, which will provide flexibility in the event that a future city Council determines a special need. It is also available to take advantage of increases in interest rates. The average General Fund Reserve Balance, available over the 17 years analyzed, would not be expected to drop below $ 10.3 million. In scenario II the average balance in the near term is less than $ 5.2 million. adjusted for The savings is over 43% Defease From Exhibi t 5 displays the difference between the current Lease Payment schedule with a Refinanced 1993 issue. The proposed financing has been structured to preserve the city's abilitr to call all outstanding COP's in 1999, without any premium. In add1tion, significant savings are obtained in the city's annual payment prior to 1999. ESTABLISHMENT OF CIVIC CENTER PROJECT RESERVE The recommendation by Staff to pursue Scenario III will also include a recommendation that the City council establish a CIVIC CENTER PROJECT RESERVE of $ 14,060,000. These funds would reduce the General Fund Reserve. -The formal action would be done by the City Council through the adoption of a Resolution, which would recognize that these funds were set aside for the purpose of defeasing the COP's outstanding in 1999. These funds would not generally be available for other needs, however, any interest earnings could be used as a General Fund Revenue. The maintenance of reserve funds by public agencies is a common practice and should be regarded as prudent management. The funds would not be subjected to an escrow account. Therefore, unforeseen future needs could be addressed if the City Council at the time made a determination that this was in the public interest and changed the policy. Staff has looked at the types of reserves maintained by some of the neighboring agencies. As previously mentioned, maintaining reserves for specific projects or liabilities is appropriate for a public agency. . . Both the city of Livermore as well as the city of Pleasanton have investment portfolios including reserve funds, which total in excess of $ 43,000,000 for each agency. In both cases these funds represent over 90 % of their current operating budget. The resolution to implement this Reserve Fund will be presented to the ci ty Council with other financing documents, provided that staff is directed to proceed. SELECTION OF UNDERWRITER AND BOND COUNSEL In order to proceed with the recommended scenario it will be necessary to engage the services of Financial Consultant and Bond Counsel. It is typical for these services to be provided on a contingent basis. If the city were unable to complete the financing there would be no charge for the professional services rendered to date. There may be a small expense for any incidentals or direct expenses. Rauscher pierce Refsnes, (RPR) Inc., has com~leted three financings for the City of Dublin. Staff believes that thelr past performance as well as their knowledge of the COP's to be refinanced is a great benefit to the city of Dublin. Ms. Virginia Horler would serve as the principal assigned to this project. In reviewing the financing schedules presented to Staff, the firm has also, presented a competitive discount rate. This is the charge for developing and marketing the financing. The fee is 1.4% of the amount issued. In 1988, the city received formal proposals which contained discount rates of 1.40 % - 2.25%. The RPR proposal is at the bottom of this range. The fee is included in the amount financed and has been taken into consideration in calculating the savings. staff has also discussed with three law firms the cost of providing Bond Counsel services. Due to the low "interest rates many firms are finding their workloads to be very heavy. Therefore, staff recognizes that there is value in seeking legal counsel which is familiar with the 1988 COP financing. The firm of Brown & Wood served as the Underwriter's Counsel for the 1988 COP issue. When contacted by Staff they presented a very competitive fee. Mr. David Casnocha, will be the principal in charge of this project. A description of the firm has been provided separately to each member of the City council. In addition to their work on the earlier issue the firm is currently working with the DUblin Unified School District on a possible General Obligation Bond issuance. The total fee quoted was $35,000 inclusive of printing and delivery expenses. This represents a significant discount from the fee paid in 1988 to a different firm. staff would recommend that the city Council adopt the resolution, which will allow staff to proceed with the refinancing under the terms discussed above. As noted, Ms. Horler will be making a presentation and will be available to answer questions. . CITY OF DUBLIN . MEMORANDUM TO: Mayor and city councilmembers FROM:~1tr-Richard C. Ambrose, city Manager RE: Background Information On Lease Financing and History of Dublin Civic Center Financings DATE: March 18, 1993 The purpose of this memorandum is to provide background information on how a Certificate of Participation (COP) Lease financing is arranged. The mechanics of the past financings of the Dublin civic Center project are used as examples. An explanation is also provided regarding the subject of defeasance, or paying off an issue prior to its stated maturity date. DESCRIPTION OF THE CERTIFICATE OF PARTICIPATION PROCESS The certificate of Participation (COP) process is a lease financing method widely used by government agencies. The process allows the city to finance a long term capital improvement over several years. In this case, the city of DUblin has financed the civic center / Police Facility. In the private sector financing a, project of this magnitude would be considered typical, since most businesses do not pay cash for this type of investment. The servicing of the debt can be viewed as part of the cost of operation for an entity. Of course, there is also a value in the asset owned once all of the payments are completed. The description of the lease financing process which follows will use the Dublin civic center financing as an example. 1. Dublin Information Inc. (DII) is a non-profit organization, holds title to the Civic Center project. This entity was formed by the City to undertake projects of benefit to the Dublin community. The Board of Directors consists of the Mayor and City councilmembers, the City Manager, and the Assistant city Manager. 2. The City of Dublin leases the civic Center from DII. The lease payment schedule is equivalent to the payment schedule to retire the COP's. Once all of the lease payments have been made the ownership of the project transfers to the city. 3. DII has issued Certificates of participation (COP's) to fund the project. These are tax exempt instruments which are purchased by individuals and institutions. The certificate provides the investor with an interest in the stream of lease payments, which will be made over the life of the financing. The individual certificates have varying maturities and interest rates. It is common to look at the average interest rate paid over the life of the issue. 1 . . 4. Payment of principal and interest is handled by an independent third party Trustee (First Trust of California). The Trustee has an obligation to oversee the repayment process on behalf of the COP holders. 5. The Trustee also maintains a reserve fund which is intended as partial insurance in the event a payment is not made by the City. First Trust currently retains a reserve fund of $ 1,723,000 for the 1988 COP's. This amount is equivalent to approximately one year's lease payment. Interest earnings on the reserve fund are applied to reduce annual amount paid to the Trustee by the City. At the conclusion of the payment cycle the reserve fund is applied to the final lease payment. The description above is only intended to provide a brief summary. The tax exempt status of COP's reduces the amount of interest paid. Given the complex structure, it is important to utilize competent Legal and Financial consultants, which specialize in municipal financing. HISTORY OF CITY OF DUBLIN COP FINANCINGS In December of 1985, the city reached agreement with the owner of the Civic center parcel. In order to finance the land purchase as well as obtain funds for design and construction, the city council authorized the issuance of COP's. The total size of the issue was $11,968,000, which included the cost of issuance. In December of 1987, the City completed the design of the Civic Center project, including the acceptance of a bid for the construction. Based on the project scope the City Council proceeded with a revised financing plan. This included the following elements: a. Defease the 1985 outstanding Certificates to take advantage of lower interest rates. (The true interest rate on the 1985 issue was approximately 9.17%.) b. Generate an additional $ 3.8 million in construction funds from a new issue, which is combined with the refunding of the outstanding 1985 COP's. c. contribute an additional $ 1 million from the General Fund reserves towards the project. In March of 1988, the City completed this plan through the issuance of $17,230,000 in COP's. The total included the costs of issuance, the additional ~ 3.8 million for construction costs, as well as the defeasance of the outstanding 1985 COP's. The average interest rate on this issue was 7.50%. This provided the City with the ability to pay for this infrastructure improvement and community asset over a period of time through annual lease payments. The financial community and the Rating agencies (Standard & Poors / Moody'S) look favorably at COP issues for essential facilities. The provision of a modern police Building and Civic center were considered by the Rating agencies as essential facilities. . . DEFEASANCE OF PREVIOUSLY ISSUED COP'S With COP's it is customary to have a provision in the financing documents which protects the investor from having their Certificates redeemed in a short term. This is typically provided by requiring the agency which issues the COP's to pay the investor a premium, if the certificate is paid off early. The issuing agency receives a more competitive interest rate by using this provision. For example, the 1985 COP's could be called without a premium after February 1, 1996. The 1988 COP's provide the investor with a premium if they are called for redemption prior to February 1, 1999. When interest rates are favorable a defeasance can be structured, which takes advantage of current market rates and avoids the payment of additional premiums. This structure was employed with the refunding and defeasance of the outstanding 1985 COP's. Included in the amount of the 1988 financing were funds, which were placed in an Escrow Account under the control of the Trustee. The documents provided that these funds were to be invested to insure the ability to payoff all of the 1985 obligation. The investment of these funds was structured to assure the Trustee that sufficient monies were available in 1996, when the majority of the issue could be prepaid . without a penalty. The Federal Tax Code has eliminated the opportunity to generate more in interest earnings from this escrow than is required to retire the outstanding certificates. This is referred to as arbitrage and the Federal government requires the entity to refund the excess to the Federal Treasury. To avoid an arbitrage rebate the Escrow funds are invested in instruments which are tied closely to the amount of funds required. In addition, specialized accountants as well as legal counsel reviews the calculations to determine whether arbitrage has occurred. These instruments are medium term investments designed for this purpose, which have a maturity coinciding with the payment date. Therefore, there is no risk that any additional money will be required to fully retire the old issue. . . ~commended '(joa{s of ~structuring the Civic Center ~inancing EXHIBIT ;l . . RECOMMENDED GOALS TO BE ACCOMPLISHED BY RESTRUCTURING THE CIVIC CENTER LEASE FINANCING The following are some of the key elements from a management point of view that Staff would recommend that the city Council incorporate into goals for any revised financing plan to be undertaken. MAINTAIN FLEXIBILITY TO RESPOND TO CHANGING CONDITIONS The structure of any financing plan must maximize the options available both now and in the future. Economic conditions can impact earnings on reserves. In addition the stability of government funding at all levels may impact the need to consider the use of reserves to provide an appropriate level of services as determined by city council policy. The ability to exactly predict when or how conditions will change is impossible. IDENTIFY POTENTIAL EVENTS WHICH COULD BENEFIT FROM THE FLEXIBILITY CREATED BY HAVING AVAILABLE GENERAL FUND RESERVES As noted above it is impossible to fully anticipate all impacts. This is especially valid in the case of long term projections. The following are potential events which could initiate consideration of reducing reserves: Catastrophic Loss: For example, a major earthquake which destroys or damages a public facility. Reduced Traditional Local Revenues: For example, if the State once again took part or all of a significant local revenue source. stimulate Local Economic Activity: The City may identify a long term project which through a public investment would increase jobs and provide a return on the investment. Opportunity To Purchase A Major Asset without Additional Financing: A historical example would be the opportunity Alameda county had to purchase the Santa Rita site from the Federal Government. 'The county is now embarking on projects where the asset will provide a long term revenue stream. . . PRESERVATION OF INTEREST EARNINGS AS REVENUE The city has benefitted from the development of a portfolio over several years. Interest earnings on this portfolio have been used to support General Fund operational expenses. The level of earnings has fluctuated with economic conditions. Although the current rate of interest earnings is at a . record low level, there are opportunities to earn more as interest rates rise. This is also a revenue source which the State Government cannot take from a local agency. MINIMIZE ANNUAL LEASE PAYMENTS Refinance the outstanding issue at a lower interest rate when conditions permit. The savings should result in a significant net impact to reduce the city's annual operating.c?st. This requires that the cost of issuance and serv1c1ng of the financing be taken into the calculation of determining the savings. IF A NEW FINANCING IS STRUCTURED RETAIN THE SAME CALL PERIOD (i.e. FEBRUARY 1999) IN THE NEW ISSUE staff believes that the structure of a new issue should allow the city the opportunity to payoff all outstanding certificates without a premium at the same date as the 1988 issue. This preserves the opportunity for the city to entirely eliminate its lease payments if funds are available and the city Council in 1999, determines that it would be an appropriate policy. . . !Jlssumptions ilsed in .9Lna{yzing ~inancing Scenarios EXHIBIT 3 . . ASSUMPTIONS USED TO ANALYZE DUBLIN CIVIC CENTER CERTIFICATE OF PARTICIPATION LEASE FINANCING ALTERNATIVES (MARCH 1993) Interest Earninas on General Fund Reserves: 4.86% is used based on the city's current portfolio. If the City'S current portfolio were maintained until the final payment is made, $ 751,011 in interest earnings are available each year. coP Reserve Fund Interest Earnings: The 1988 COP Reserve is currently yielding over 8%. $485,000 matures 1/15/94 $1,723,000 matures l/15/95 The analysis assumes earnings on this fund at maturity at the current market rates, which are significantly lower. The impact is that the net COP payment by the City increases after these funds mature. This is due to the fact that less interest income is available to offset the payment due. Reserve Fund earnings on a refinanced COP issue are based on current market rates at 5.332%. Averaae Interest Rate Of A Refinanced Issue: The average was based on current market conditions at approximately 5.11%. Defeasance of 1988 Con's on 5/1/93: In order to legally defease the 1988 COP'S at this time an escrow account would need to be established. The Consultants have advised that the funds would need to be invested in Federal securities. Based on current rates securities could be purchased for $9,087,219 on May 1, 1993, which would generate the $12.345 million required to defease the outstanding 1988 issue in 1999. Accumulation of Additional FundS After Defeasance: The two scenarios assume that once the final lease payment is made, the avoided cost of not making a lease payment would be appropriated on an annual basis to the General Fund Reserve. The purpose of this adjustment is to demonstrate the impact of what would be required to restore the General Fund Reserve, if this policy' is followed until the end of the COP issue in 2010. (Note: This assumption relies on a future city council to appropriate these funds to the reserve instead of appropriating them for annual operations or a specific project. ) . . CITY OF DUBLIN Defeas8nctl Refinancing of 1988 COPs Analysis SUMMARy OF RESULTS Scenario L · No ReOnanclng · No Defeasance (Existing Situation - Base Case) 11 · No Refinancing, Defeasance of 1988 COPs . >>efeasance of 1988 COPs witb General Fund Reserves on 511/93 ill · Refinancing of 1988 COPs witb 1993 COPs (6 Year Call, Accelerated Savings) . Defeasance of 1993 COP. wItb General Fund Reserves on 2/1199 Reserve EamlnRs @ 4.86% Increase (Decrease) in General Food Reserve Balance 5838,829 13,733.972 16.966.546 PV of Increase (Decrease) in General Fund Reserve Balance A vg. General Fund Reserve Balance 1994.1999 S334,585 $15,452,898 6.624.221 9.496,341 Page 1 Prep3l'cd by RaUSl.1her Pierce Refsnes, Inc. S5,187.377 15.864,768 A vg. General Fund Reserve Balance 2000 - 2010 515,452,898 $11,630,120 10,306,325 EXHIBIT Lf . . CITY OF DUBLIN DefeulU1~ef Rel1nam:bljl of 1988 COPs Analysb. No Rel'lnandnl. No Defeaslllai (EsUtIn& Situation) Existing General Fund Reserve: 515,452,898 Present Value Increase of Increase W fD from (Decrease) in (Oea-ca.se ) Qenera.1 Fund 1988 COP Net General Fund in orn Balance to Pay DS (1) Debt Service Resern B.lance 5.500% 5/1193 15.452,898 15,452.898 1994 15,452,898 751,011 0 "1,011 15,452,898 828.048 1,579.059 0 0 1995 15,452,898 751,011 0 751,011 15.452,898 834,750 1,585,761 0 0 1996 1',452.898 751.011 0 751,011 15,452,898 877,555 1,628,566 0 0 1997 15,452.898 751,011 0 751,011 15,452,898 878,005 1,629,016 0 0 1998 15,452,898 751,011 0 751,011 15,452,898 879,445 1,630,456 0 0 1999 15,452,898 751,011 0 751,011 15,452,898 881,345 1,632.356 0 0 2000 1 :l,452,898 751,011 0 751,011 15,452,898 878,845 1,629,856 0 0 2001 15,452,898 751,011 0 751,011 lS,452,898 876,845 1,627.856 0 0 2002 15,452.898 751.011 0 751,011 15,452,898 879,860 1,630,871 0 0 2003 15,452,898 751.011 0 751,011 15,452,898 877,435 1,628,446 0 0 2004 15,4.52,898 751,011 0 751,011 15,452,898 878,804 1,629,815 0 0 2005 15,452,898 751,011 0 751,OH 15,452.898 879,266 1,630,277 0 0 2006 15,452,898 751,011 0 751,011 15,452,898 878,429 1,629,440 0 0 2007 15,452,898 751,011 0 751,011 15,452,898 880,898 1,631,909 0 0 2008 15,452,898 751,011 0 751,011 15,452,898 880,885 1,631,896 0 0 2009 15,452,898 751,011 0 751,011 15,452,898 877,998 1,629,009 0 0 2010 15,452,898 751,011 87,818 0 16,291,727 0 (87,81ll) 83,8,829 334,585 TOT A1.S 12,767,184 87,818 12,016,173 13,968,414 25,896,770 838.829 334,585 (1) Represents supp~ental amount appropriated from General fund necessary to pay Net Debt Service. Sct~p.~~o I Page 2 Prepared by Rauscher Pierce Refsne5, Inc. . . CITY OF DUBLIN >>ere_eel ReOnllnelnC of 1988 COP, Analy.b - No Rettn.nclnl, Defeasance rrom ee.....nd Fund Raenel . Defeasance Fands Deposited on 5/1/93 (Mr, Houston's Proposal) Existing General Fund RescfVC; $IS,4S2,898 Presmt Valuc Increase of Increase WfD from 1988 COP Net (Decrease) in (D<<Teil$e ) General Fund Debt service General Fund in OFR Balance to Pay DS (1) to Defeasance R~c Balance S.SOO% S/I/93 15,452,898 9,087,219 6,365,679 1994 6,36S,679 309,372 0 7S1,Oll 5,924,OMl 828,048 1,319,OS9 (441,639) (414,896) 1995 5,924,040 287,908 0 751,OB 5,460,938 834,7S0 I,S85,761 (463,102) (412,379) 1996 S,460,938 26S,402 0 751,011 4,97.5,328 877,5S.5 1,628,566 (48.5,609) (409,878) 1997 4,975,328 241,801 0 751,011 4,466,119 878,00.5 1,629,016 (.509,210) (407,391) 1998 4,466,1l9 217,053 0 751,011 3,932,161 879,44.5 1,630,4.56 (.533,9.57) (404,920) 1999 3,932,161 191,103 969,6S9 0 .5,092,923 881,34.5 (88,314) 1,160,762 834,359 2000 S,092,923 247,.516 878,84S 0 6,219,284 878,84S 1,126,361 767,423 2001 6,219,284 302,2.57 876,84S 0 7,398,387 876,84.5 1,179,102 761,476 2002 7,398,387 359,.562 879,860 0 8,637,809 879,860 1,239,422 138,703 2003 8,637,809 419,797 877,43.5 0 9,93.5,041 877,435 1,297,233 7.52,693 2004 9,93S,041 482,843 878,804 0 11,296,688 878,804 1,361,647 748,880 2005 11,296,688 S49,Ol9 879,266 0 12,724,974 879,266 1,428,285 744,'78 2006 12,724,974 618,434 878,429 0 14,221,836 878,429 1,496,863 739,647 2007 14,221,836 691,181 880,898 0 1.5,793,91S 880,898 1,572,079 736,316 2008 15,793,91.5 767,584 880,88.5 0 17,442,385 880,88.5 1,648,469 731,844 2009 17,442,38.5 847,700 877,998 0 19,168,082 877,998 1,725,698 726,189 2010 19,168,082 931,569 0 0 20,099,651 0 931,569 371,576 7,730,102 9,158,924 9,087,219 3,75.5,054 13,968,414 7,964,S44 13,733,972 6,624,2l1 (1) Reprll$Cllls the. Additional Oeneral Fund Contribution" from the 'Existing Situation" scenario. lfneeded, this amount helps pay net debt servil;e. Otherwise, it floWl into the General Fund Reserve and is CQnsidefed savings. SC-EMA~~O :II Page 3 Prepared by Rauscher Pierce ReflllCS, me. . . CITY OF DUBLIN Dereasance! Rellnandnc or 1988 COPs An.a.I"b - Reftnanclnl, Defeasance 0(1993 COP. .1993 COP, (wIG Year Call, Accelerated Savin2s) Replace 1988 COPs, Defeasance Funds Depolllted on 2/1/99 Existing General Fund Reserve: $1.5,4's2,898 Present Value Increase of Increase WID from 1993 COP Net (Decreue) in (Decrease) Ocnenll Fund Debt Semcc General Fund in OFR BahUlce 10 Pay OS (1) to Defeasance Reserve Balance ,s..500% .5/1193 1's,4.52,898 1.5,4's2,898 1994 1.5,4.52,898 751,011 0 620,962 15,582,946 828,048 1,449,011 130,048 122,174 1995 1's,'s82,9% 7's7,331 0 608,888 1's,73 1,390 834, no 1,443.638 148,443 132,184 1996 1.5,731,390 764,'s46 0 564,304 1's,931,631 877,'s.5.5 1,441,8.59 200,241 169,013 1997 1.5,931,631 774,277 0 ,S68,8,S2 16,137,0.57 878,005 1,446,8.57 20's,426 164,3's0 1998 16,137,0.57 784,261 0 's68,633 16,352,68's 879,44.5 1,448,078 21.5,628 163,'s19 1999 16,3'2,685 794,740 972,992 14,060,000 0 4,060,418 881,34.5 (91,647) 1,767,733 1,270,651 2000 4,060,418 197,336 878,845 0 5,136,599 878,845 1,076,181 733,234 2001 5,136,599 249,639 876,84,5 0 6,263,083 876,84,5 1,126,484 727,49.5 2002 6,263,083 304,386 879,860 0 7,447,329 879,860 1,184,246 724,927 2003 7,447,329 361,940 877,43's 0 8,686,704 877,435 1,239,375 719,122 2004 8,686,704 422,174 878,804 0 9,987,682 878,804 1,300,978 715,.513 200.5 9,987,682 48.5,401 879,266 0 11,352,350 879,266 1,364,668 711,413 2006 11,3.52,350 SSI.724 878,429 0 12,782,503 878,429 1,430,153 706,684 2007 12,782,.503 621,230 880,898 0 14,284.630 880,898 1,.502,127 703,SS3 2008 14,284,630 694,233 880,885 0 15,859.748 880,885 1.57.5,118 699,280 2009 15,859,748 770,784 877,998 0 17,.508,530 877,998 1,648,781 693,822 2010 17,508.530 8S0.91S 0 0 18,3'9,444 0 8'0,91.5 339,405 10.135.928 9,762,257 14,060,000 2,931,639 13,968,414 7,137,796 16,966,546 9,496,341 (1) Representll the "Additiolllll General Fund Contribulion" from the "Existing Situation" scenario. If needed, this amounl helpll pay net debt service. Otherwise, it flows into the Oetwral Fund Reserve and is considered savings. S~~NAR.l:O I\I Page 4 Prepared by Rauscher Pierce Ref$nes, Inc. , ' . . OLD NEW 1988 Net 1993 Net Debt Service Debt Services Certificates Savings Year Payment Payment 1994 1,579,059 1,449,011 130,048 1995 1,585,761 1,443,638 142,123 1996 1,628,566 1,441,859 186,707 1997 1,629,016 1,446,857 182,159 1998 1,630,456 1,448,078 182,378 1999 1,632,356 1,627,160 5,196 2000 1,629,856 1,625,618 4,238 2001 1,627,856 1,620,594 7,262 2002 1,630,871 1,626,432 4,439 2003 1,628,446 1,624,384 4,062 2004 1,629,815 1,622,954 6,861 2005 1,630,277 1,622,906 7,371 2006 1,629,440 1,623,273 6,167 2007 1,631,909 1,623,973 7,936 2008 1,631,896 1,623,913 7,983 2009 1,629,009 1,623,803 5,206 2010 -87,818 -90,621 2,803 TOTAL 25,896,771 25,003,832 892,939 Comparison of Current Lease Payment Schedule to a New 1993 Issue EXHIBIT ~ , . $ . RESOLUTION NO. - 93 . A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF DUBLIN **************** AUTHORIZING STAFF TO ENGAGE SPECIAL LEGAL COUNSEL AND UNDERWRITER IN CONNECTION WITH REFUNDING CERTIFICATE OF PARTICIPATION PROCEEDINGS WHEREAS, the city has heretofore issued its certificates of Participation as of March 1, 1988, in the aggregate principal amount of $17,230,000 (the "1988 Certificates") to finance the Civic Center pUblic improvements for the city; and WHEREAS, the city wishes to institute proceedings at this time for the refunding of the 1988 certificates through the issuance of Refunding certificates of Participation (the "Refunding certificates") and in connection with such refinancing proceedings, the city requires the advice and assistance of special legal counsel and an investment banking firm. NOW, THEREFORE, BE IT RESOLVED by the City Council of the city of Dublin as follows: 1. That Staff is authorized to negotiate an agreement by and between the city and Brown & Wood, a Professional Law corporation, for special legal counsel services in connection with the issuance of the Refunding Certificates. The appropriate officers of the city are hereby authorized and directed in the name and on behalf of the city to execute said agreement. 2. That Staff is authorized to negotiate an agreement by and between the City and Rauscher Pierce Refsnes, Inc., for investment banking services in connection with the issuance of the Refunding certificates. The appropriate officers of the city are hereby authorized and directed in the name and on behalf of the City to execute said agreement. 3. The basic principles to be in the agreements shall be as described in the Staff Report presented at the City Council meeting on March 22, 1993. 4. This Resolution shall take effect immediately upon its adoption. PASSED, APPROVED AND ADOPTED this 22nd day of March, 1993. AYES: NOES: ABSENT: ABSTAIN: Mayor ATTEST: City Clerk Exhibit 6