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Home My WebLink AboutAttch 2n Tri-Valley Housing Opp~%~\ ~_~_,~ ~ ~~ _~ FY 2010-2011 Community Development Block Grant Application Cover Sheet AGENCY NAME: Tri-Vallev Housine Oaqortunitv Center ADDRESS: 20-A South L Street Livermore. CA 94550. z EXEC. DIRECTOR: Mrs. Jacqueline Rickman ~ CONTACT NAME and TITLE: Mrs. Jacaueline Rickman ~ CONTACT PHONE:~ (925) 373-3930 CONTACT FAX: (925) 373-3934 CONTACT EMAIL: Jacqueline@tvhoc.org Organizational Background Private Non-Profit ~ Public Agency ~ Other (Describe): ~ Tax ID Number 20-8081482 LIST YEARS CITY FUNDING PREVIOUSLY RECEIVED: 2007-2008: 2008-2009; 2009-2010 . ~ ~~~D .,. , .~ , . .,. . CITyOFD~~~V ~o~s~y~~~~ /-~T~~~rr.~ ~ ~/ '. t i "i ~ ,:~ '4 ° ,~ 3 ~ . Y ~ ~ T.,,J~1+ g t i-~`"~ ; d ~ ~~ - i. STAFFUSExONLY:rv , , ;; 'x ~~',~~ ~ ~ °~~rv~~"'~~~~;~a~";~~,~'~'"r~~` ~~ -~~' f , ~-~ ~ ` j~~~` , ~,w.:,~~~ . r ~ ~ ~° ~.~,~~ ~~~:~ Date Received ~ ~ ~" ~,,,:~ °_~°~ ' .~ ~ ~~~~~ s~~~~r APP~~` w , ~ ~ ~~F,~ ,,~ ~ F,t~ ~ r R~ ~ ~, ~:' ~ , ~~ ~ ~_~~. ~~ s.,.:~3~.~~ ~, . ~ Community Development Block Grant Application Cover Sheet Page 2 Proposal Summary (A Program may contain several goals) Capital Request ~ or Public Service Request ~ (check one) PROGRAM NAME: Family Stability and Home Linkage Program BRIEF PROGRAM SUMMARY: The Family Stability and Home Linkage Program provide financial and housing education and individual counseling to low to moderate income household to assist them in creating and maintaining assets in hopes of achieving financial freedom and affordable housing opportunities through home ownership. GOALS (Number of Program goals to be achieved in fiscal year 2010-2011): 5 Number of Dublin residents served List a brief description of each program goal: by this goal Asset and Wealth Creating Services: - Volunteer Income Tax Assistance/Earned Income Tax Credit - Financial Education and Counseling - Financial Literacy Education: 8-hour, 2-day series - Credit Counseling - Job Club: Financial Fitness for Unemployed 35 Pre H ousing Education and Counseling Services: - NHOC Orientation - One-on-one needs assessment and Action Plan - Comprehensive 8-hour, First Time Homebuyer Workshop - Down payment Assistance Referral - Below Market Rate New Construction and Resale Linkage - Market Rate Homeownership Opportunities 15 Renta l & Lending Services: - Rental referral and/or placement opportunities if vacancy exists in NHOC managed properties or referral to Tri-Valley Affordable Rental properties - Down payment Assistance and Closing Cost Assistance referral and information - First and Second mortgage lending information - Loan Documentation Review and Counseling prior to closing escrow - Predatory Lending Education and Legal referral 10 Prope rty Administration and Management Services: - Annual Certification of renter and owners of City owned properties - Loan Servicing of Down payment Assistance Loans for municipalities - Below Market Rate Homeowner Education Course - Property Management Services for City owned rental properties 5 Post Housing Education and Counseling Services: 35 - Post Purchase One-on-One Counseling - Early Delinquency and Pre Foreclosure Counseling and Education - Protect Your Investment: Preventing Foreclosure Workshop AMOUNT OF DUBLIN GRANT FUNDING REQUESTED (must match first column on Budget Form): $25,000 OVERALL TOTAL NUMBER OF DUBLIN RESIDENTS TO BE SERVED BY THIS PROGRAM: 100 COMMUNITY DEVELOPMENT BLOCK GRANT APPLICATION CERTIFICATION To the best of my knowledge and belief, all information and data in this application and attachments are true and correct. No material information has been omitted, including financial information. If funded, I certify that the Agency is willing and able to adhere to polices and procedures specified by the City of Dublin, and if applicable, the appropriate program regulations of the US Department of Housing and Urban Development. Further, I understand this is not an agreement for grant funding and cannot encumber funds until the City of Dublin and the individual authorized to execute contracts on behalf of the Applicant Agency, has signed the contract, and if applicable II federal regulations and paperwork are completed. '--' Executive Director AUT IZED SIGNATURE TITLE 12/14/2009 DATE Tri-Valley Housing Opportunity Center (TVHOC) is requesting the amount of $25,000 to continue the Family Stability and Home Linkage programs, which offer financial and housing counseling and educational services to City of Dublin and its residents. TVHOC is the only non- profit, comprehensive financial literacy and housing counseling and educational center in the Tri-Valley. Over the past four years TVHOC has been servicing the Dublin community primarily with first time homebuyer education and counseling in efforts to support and complement the City of Dublin's Inclusionary and Mortgage Assistance programs. Prior to TVHOC's inception in September of 2005, the Tri-Valley region experienced barriers to accessing information and education regarding mortgage credit and affordable housing opportunities; hence many of the affordable housing programs and assistances went unused due to the lack of dissemination of information and a local agency presence, in which the Tri-Valley communities could obtain the information more easily; the closest full-service housing counseling agency to the Tri-Valley region is 20 miles to the west and 45 miles to the east. The creation of TVHOC filled the communication and information gaps between interested Tri-Valley homebuyers and many of the Tri-Valley's regional housing programs; the City of Dublin's Inclusionary Housing and Mortgage Assistance programs benefited by TVHOC providing local services, and producing educated and eligible buyers for the City of Dublin's affordable housing programs. The past two years TVHOC has gone from primarily providing homebuyer services to a mutual assistance center, offering a variety of financial and housing services with a greater focus and emphasis on financial and asset stability and investment protection for low to moderate income households and neighborhoods. The reason for the shift in TVHOC services was due to the impact of the recession on the housing market, which directly impacted the number of unemployed in the Tri-Valley region and has had an apparent increase in mortgage delinquencies and foreclosures, in the City of Dublin and has placed many households at risk of losing their homes. As of October of 2009, there were 70 Dublin homes reported as being in foreclosure. ~ Employment in the East Bay: (Some experts think that unemployment in the East Bay is a large driver of foreclosures while others think negative equity is a big driver.) According to the East Bay Economic Development Alliance, unemployment in Alameda County for September 2009 was at 11.3%, a 72% increase from the same period in 20082 Since January of 2007, TVHOC has experienced a change in the housing climate and in the type of services needed by Dublin and other Tri-Valley residents. TVHOC has been witness to the increasing number of unemployed Tri-Valley residents which have had the inability to maintain their mortgages, and/or reduce their mortgage and financial obligations through refinancing, due to new credit restrictions and the depreciation of home values. ~ http://www.realtytrac.com/ContentManagement?Library.aspx?Channe11D=9ItemID=7856 z East Bay Q3 2009 indicators. East Bay Economic Development Alliance. Retrieved from: htcp://www. eastbayeda. org/research_fact_figures/Indicators-Quarterly/Q309Indicators.pdf Not all homeowners have been experiencing hardships, purely because of unemployment, but more so due to the adjustments to Option ARM (Adjustable Rate Mortgage) loans and the increase to the monthly mortgage payments. Between 2004 and 2008, 1 in 5 people in the SF Metropolitan Region (which includes Alameda County) who took out a loan or refinanced, received an Option ARM loan. These loans are linked to higher-priced homes, with average loans of $584,000 and more often used to buy homes with an average cost of $823,000. An estimate of 94% of Option ARM borrowers only paid minimum payments. It was also found that when the loan was originated, the Loan to Value (LTV) of the home was 79%, and after the first adjustment to the loan, the LTV was at 126% or a negative of 26% equity or value.3 In the City of Dublin, the Median home price in October of 2009, was $603,500, down 22% from 2006, and has not seen a significant increase over the past quarter.4 TVHOC expects that in, there will be another significant increase in homeowners unable to meet their mortgage obligations, due to the 5-year Option ARM loans which will be making first adjustments in 2010. Because many household have found themselves without work and financial assistance, many household have been forced to declare bankruptcy and have lost their homes to foreclosure. In Alameda County, U.S. Bankruptcy Court, Northern District of CA, October, 2009 the Oakland Division had 769 Chapter 7 filings and 372 Chapter 13 filings.5 The Oakland Division had 11,925 bankruptcy cases filed between 11/08 and 10/09, which is 64.5% increase from the same time period a year before (this includes all Chapters-7,9,12,&13); which indicates that there was an increase in business and individual bankruptcies.~ TVHOC will be serving 1001ow to moderate income individuals and/or households and will be more focused and have a higher presence in the City of Dublin in 2010-2011, due to increased number of households experiencing hardships in the area of consumer debt and foreclosure. TVHOC will be providing more services under the Family Stability and Post Purchase programming, so that the resources reach the most at risk: TVHOC Family Stability Program Goals (35 Households will receive): - Volunteer Income Tax Assistance/Earned Income Tax Credit - Financial Education and Counseling - Financial Literacy Education: 8-hour, 2-day series (Will offer 2 courses in the City of Dublin) - Credit Counseling - Job Club: Financial Fitness for Unemployed TVHOC Post Housing Education and Counseling Services (35 Households will receive • - Post Purchase One-on-One Counseling - Early Delinquency and Pre Foreclosure Counseling and Education - Protect Your Investment: Preventing Foreclosure Workshop (Will offer 3 courses in the City of Dublin) 3"$30 Billion Home Loan Time Bomb set for 2010" Said, Carolyn. September 20`h, 2009 San Francisco Chronicle. Retrieved from: http://wwwsfgate.com/cgi- 4 East Bay Association of Realtors. Retrieved from: https://bayeast.org Shttp://www. canb.uscourts. gov/files/oaklandarchives.pdf 6 http://www/camb/iscpirts/gpv/%SBfield_site_menu category-raw%SD/october-statistics-dirstrict a TVHOC will plan to service 30 additional Dublin residents under its other housing programs and services, such as Pre Purchase, 15 households, Rental and Lending Services, 10 households and Property Management, 5 households. TVHOC will be providing outreach and marketing every month through its TVHOC Orientations throughout the Tri-Valley, and will be doing more traditional advertisements, such as Channel 30 and KKIQ. TVHOC will be scheduling three (3) program orientations, and hosting two (2) financial literacy workshops, and three (3) traditional homebuyer workshops in the City of Dublin. Our flyers are generally in English and Spanish, and we have Spanish- speaking staff to address and assist any Spanish speaker that seeks our services. When other languages are needed, such as Chinese or Middle Eastern, TVHOC has been able to receive free translation services from our Real Estate Professionals, who are working in partnership with Bay East Association of Realtors and TVHOC. TVHOC defines the success of our programs by the impact that the services has had on an individuals or households; not by numbers of people it has served; however, we believe that if an individual or household follows our program path the impact on their outcome will be significantly more positive: TVHOC 2009-2010 Logic Model: 1. Orientation: Goal is to have 200 participants attend, and the outcome is to have 100 households enrolled in TVHOC programming. 2. Counseling: Goal is to perform 100 intakes, where 15 will enroll into the Family Stability programs, 10 will enroll into homebuyer class, 35 will enroll into long term counseling, and 35 will drop out of system. Outcome is to have 65 new participants added to our client base and Inclusionary Housing List. 3. Homebuyer Classes: Goal is to host 3 classes, with a minimum of 15 Dublin households in attendance and the outcome of 10 ready to move on to homeownership. 4. Homebuyer (Post Purchase): Goal of 10 households achieves homeownership with an anticipated outcome of 10 households enrolled into TVHOC Post Purchase program. 5. Early Delinquency and Pre Foreclosure: Goal is to perform three (3) Protect Your Investment Workshops, to achieve the enrollment of 20 Dublin households into counseling, with an outcome of 2 homes avoiding foreclosure, 5 homes being eligible for a loan modification, 8 homes being place up for sale-market rate or short sale, and 2 being brought current, and 3 going into foreclosure. To enhance and strengthen our Family Stability and Home Linkage Programs, TVHOC relies on partnerships: 1. National Budget Planners & CCCS of East Bay: Provides TVHOC clients with Debt Management counseling services for free; assist in budget, credit planning, and saving planning; facilitates budget and credit pieces in our homebuyer workshops. 2. Housing Economic Rights Advocates (HERA): Provides legal advise and default and pre-foreclosure counseling; facilitates the legal portion of TVHOC's Protect Your Investment Workshop; shares in case management and in mitigating cases for clients with predatory lending cases and difficult mortgage lenders. 3 3. Alameda County Community Action Programs (ACAP): Assist us with resources and referrals very low income clients; manages our Individual Development Accounts- management (IDA). 4. Earn It! & United Way: Administrators of our Volunteer Income Tax Assistance Program and Earn Income Tax Credit Campaign, and provides outreach, marketing, staff support, funding sources, and staff training, and client referral. TVHOC is completely handicap and disable accessible; we have access to deaf and blind services/translations through the Deaf and Blind School in Fremont. TVHOC is focusing on current services and working on finding and applying for funding sources which are related and supportive of Neighborhood Stabilization and Stimulus efforts. TVHOC has been invited to participate in the Homelessness Prevention and Rapid Re-Housing Program in Alameda County, providing assistance to Dublin, Livermore, and Pleasanton residents, and will be using this award as leverage in other funding opportunities in this related area which are quickly approaching in 2010. TVHOC is applying to all other Tri-Valley municipalities for continued support of TVHOC financial and housing services. The funding from the City of Dublin will be committed to salaries and benefits of TVHOC staff. The budget is reasonable because it only covers a portion of expenses for staff costs, and other funds to cover the remaining costs will be shared by other Tri-Valley commitments and the costs of delivery of service will be captured through other committed funds specific for Family Stability and Home Linkage services. It the TVHOC does not receive funding for the continuation of housing services, TVHOC will have to make cuts to staff and services. The past two years have been very challenging years for TVHOC; being impacted by the downturn in the housing market caused TVHOC to lose funding from fee-far-service contracts from developers, and have to reorganize and structure services. TVHOC would like to continue to grow and foster and be the name brand that the Tri- Valley region looks to for financial and housing assistance. 4 Financial Information Form Additional Program Funding Sources & Staffing Costs Attach additional sheets if necessary Additional program funding sources could include, but are not limited to foundations, corporations, individual contributions, events, reimbursements and in-kind contributions. Types of funds are loan, grants, donations, in-kind, etc. SOU.RCE . AM OUNT ° . , , , ~ USE OF. FUNDS. ~ ~~ COMMITi'ED?.. ~ ~, - . ~ ;;~Y/N ~ . _ . City of Dublin 2009-2010 25,000 TVHOC Financial & Housing Services Y City of Livermore 2009-2010 12,500 NHOC Housing Services: BMR Y City of Livermore 2009-2014 54,000 NHOC Property Management Y City of Livermore 147,000 Acq and Rehab of NHOC Main Office Y City of Livermore HARP 8,000 Homeless Prevention Y City of Livermore MAP 4,000 MAP Education and Counseling N United Way/Earn It! 15,000 Tax Assistance N Wells Fargo Foundation 15,000 Family Stability & Home Linkage Y ~ ' SUBTOTAL $280,500 . SOURCE ~ AMOUNT , . USE OF FUNDS .~ ~ COMMIN ED? / City of Pleasanton 2009-2010 55, 000 NHOC Financial & Housing Services Y Bank of America Foundation 10,000 Early Delinquency and Foreclosure N Bank of America Loss Mitigation 3,000 Loss Mitigation Counseling N Chase Bank 10,000 Loss Mitigation and Rehab Program N HUD Super NOFA 40,000 Housing Programs N NHOC Volunteer Program 1,200 In kind donation of hours Y NHOC material and credit report Enroilment Fees 13,000 fees N Rent 37,200 y . T ~Ni,i kN . ~ Y~,,,~. F TOTAL ~ _ ~ ~~= ~ $449,900~ If you are utilizing CDBG funds to pay for staff costs, please list each employee/title and the percentage of their salary and benefits that will be paid with CDBG Funds. Include the to#al monthly and yearly costs to the CDBG program. Note: Vacation, sick leave and holidays for employees cannot be charged to CDBG as program expenses. ~~ ~ "' ` , ~ ~`~ ; "~~~~~~~~ `~m ~ ~. ~ ~ ~ : ~~~~ " a `` ~ ~ ''`'Sn ~~ ~~ ~~ ~i~'i _ ~ ~~ '~NEW ~ ~ ~,u~~ ~ o ~-~ n A ''L''ARAY &~ /o S tiu~ ~~ ~~F~~ ~~f~~ ~~ , PAIDu ~~~~ BEN EFITS ~ _ ` ~"MONTH~LY SAL:A~RI( ~~~n~~~~~~~ ~~ & B ENEFIT COST 1(E~~"i~1°'RL~Y S~A~LAR~Y : ~ BEN~EFIT COST~ ~ ; ~ , POSITION/TITLE . ' " ;~~ ~ - Y%N . ~ , , ,~, . r. : ~ ' W/GRANT~.FUN DS ~ ~~~~u,~~~~ ~~TO~GR~A NT~ ~m ~' ~ ~ c ~ ~ TO~GryRANT . 4 , . ~~ ~ . ~~ ~, ~.. ,.. ~..,..x M ~.~ Jacqueline Rickman Executive Director N 5% 358.00 4,296.00 Nai Hin Saelee Housing Counselor N 20% 833.00 9996.00 Carl Vinson Housing Counselor N 20% 750.00 9000.00 Claudia Lepe Bookkeeper N 10% 142.33 1708.00 Construction/Rehabilitation Permits and Fees Design Engineering Acquisition Other Soft Costs (define) Subtotal Salaries Benefits $ $ $ $ $ $ $ $ $ $ $ $ S S $ 14,116.00 $ 10,884.00 $ 144,000.00 $ 16,000.00 Program Budget Form Attach additional sheets if necessary Subtotal $ 25.000.00 $ i60,000.00 ti ,. .. ,~ ~ ~ ~, . , ,. ., ,_--•- i . _ i i ~I iP~~ II~H~II,~ ~~ ~i~,~ ~' ~ ~ '~~ ~~~ ~I I~~.. y~y'~i ~~ViWVw~h" OPERATING EXPENSES~;~ ~~:,~'~;__,~~ ~ ~~~~~~.r~~~.~ Supplies $ $ 4200.00 Printing/Copying $ $ 5500.00 Postage $ $ 1500.00 Telephone $ $ 2600.00 Rent and Utilities $ $ 52.992.00 Accounting/Audit $ $ 7500.00 Other (define) Insurance, training, web, computer, marketing, outreach $ $ 159,333.00 Subtotal $ $ -- - -- i TOTAL '~--- -- - $, 25.000.00 . S 395.225.00. BUDGET PREPARED BY NAME and TITLE: Jacqueline Rickman, Executive Director CONTACT PHONE: (925) 373-3930 CONTACT EMAIL: jacqueline@tvhoc.or~ Performance Measures Page 1 of 2 (Fill out a Performance Measure for EACH goal and/or objective) AGENCY: Tri Valfey Housing Opportunity Center PROGRAM: Familv Stabilitv and Home Linkage Programs ACTIVITY: Financial and Housing Counseling and Education GOAL/OBJ ECTIVE: Please circle at least one of each of the following goals and priorities which are applicable to this activity, goal & objective. Refer to Instructions to complete RFP for a list of the goals and priorities. HUD Strategic Goal 1 2 3 4~ ~ HUD Policy Priority `1 2 3 4 5 6 How Will Your Agency Benefit Dublin Residents?: ~ Please refer to Instructions to complete RFP for description of Performance Measures. 1:- Obje`ctive (select one) ~ ~ ~" , . °~, ~'~, 2,° Outcome' (select one) "- ' ' ~'~ ^ Creating a Suitable Living Environment ~ Availability/Accessibility ~ Providing Decent Affordable Housing ~ Affordability ^ Creating Economic Opportunities ^ Sustainability ° 3.. Specific lnd ne) _ '{ , . ~ _ . . . - ~ ~. I ~ Public facility or infrastructure ~ Public service ~ Targeted revitalization ^ Commercial fa~ade treatments or business building rehabilitation ~ Brownfields remediated ~ Rental units constructed ^ Rental units rehabilitated ~ Owner occupied units rehabilitated ~ Direct financial assistance to homebuyers ~ Tenant Based Rental Assistance (TBRA) ~ Homeless shelters ~ Emergency housing ~ Homeless prevention ^ Jobs created ^ Jobs retained Homeownership units constructed or acquired with rehabilitation ~ Businesses providing goods or services ^ Business assistance Performance Measures Page 2 of 2 Both pages must be completed for each program y ~ i~l °~ ~~ v ~~i iiVp~i4h7n'~ ~' ~b~ll ~~h~l~tl~~l~~'~~~~ .~ ~1 I~~,w~~c. 4. Common:lndicator .~~-~~ ~a ~.~~~~M~~bi~~~~ ~a,~ , _ ~ ~~~~r ~ .~~ ~~~I ~ x .... - ~ [~ N 1 M A. ..,e~.f~Nu A. Total number of clients you anticipate serving (choose one or the other). DO NOT PROVIDE STATS IN BOTH CATEGORIES Households 100 OR Persons B. Breakout the number of clients you anticipate serving in the following categories. Low Very Low Income Income Disabled Female Headed Senior Youth Homeless (>50%) (<50%) Households 80 20 1 25 5 5 .4. :- r ~, ~M1 -' ..~.. ~*~ ~" . rrv{i i~ryu~~~~~'2~ ~ ~;` ' F ~y ~,rwf ~ ii ~i~ ~~ fi m ~ ~ < ~ ~ s~ '~gCATEGORY,~,~ ~~~ ~ ~;~~~~,,~~~~~ ~;~fi~~ ~~~ ~ ~ ~' ~~+t~Ai ~°^ ~immlmk"^ ~~,~ v mi u~~ +m'~Nn '~1i ~ ~ ~ , ~m ~'~ "~~dw~~a , i ~ ~SOURCE~ancf/or~DOCUMENTAT;ION d . ~ ~ ~, M. , ~,=~~r, ~ ~:~;~~~ ~~~_>.~ ~,~ ~~_ ~~~~~~-_ A. Historic Preservation: Will the project affect any historic properties or areas? If so, project may take up to 90 days to clear with State Historic Preservation Officer before contracts can be executed. B. Floodplain Management: To be completed by County staff. C. Wetlands Protection: Does the project involve new construction within or adjacent to wetlands, rx~arshes, wet meadows, mud flats or natural ponds per field observation? D. Coastal Zone: Does the project involve the placement, erection or removal of materials, or an increase in the use in a Coastal Zone. E. Sole Source Aquifers. The project is not located within a U.S. EPA-designated sole source aquifer watershed area per April 1990 Memoranda of Understanding [HUD EPA , . : _ . CATEGORY ~ ~~.;; ~. . . ~ .. . .. ;y~SOURCE and/or DOCUMENTATION ., , MOU of 1990]. F. Endangered Species: Will the project have any effect on any federally protected (listed or proposed) threatened or endangered species? Use personal experience or contact the National Wildlife Association to determine if there are endangered species present in or around the project site. If the area is already urbanized, note this citing as your personal experience/observation. Include the name and title of the individual making the determination and the date, or the name of the publication that supports the finding. G. Wild and Scenic Rivers. None in Alameda County. H. Air Quality: Will the project affect air quality during construction and/or operation? (If there is potential, is the project located within an "attainment" area or if it is within a "non-attainment" area, it conforms to the EPA-approved State Implementation Plan.) Use personal experience or obtain information from local Planning Department or EPA regarding the effect of air quality in the area of the project. Include the name and title of the individual making the determination and the date, or the name of the publication that supports the finding. I. Farmland Protection: Does the project site include prime or unique farmland, or other farmland of statewide or local importance? Use personal experience or the local Planning Department to determine whether or not the site will affect local farmlands. If the site is already urbanized, note this citing your personal experience. Include the name and title of the individual making the determination and the date, or the name of the publication that supports the finding. J. Noise Abatement and Control: Does the project involve development of noise sensitive uses, or is the project in the line-of- sight of a major or arterial roadway or ~ CATEGORY : ,°~ ~ d ~ : ~ ~ •~SOURCE' and/or DOCUMENTATION , railroad? K. Explosive and Flammable Operations: Is the project located an "Acceptable Separation Distance" from any above-ground explosive or flammable fuels or chemicals? Use personal experience or obtain information from the local fire chief or EPA to determine if the project is located an acceptable separation distance from any above-ground explosive or flammable fuels or chemical containers. Include the name and title of the individual making the determination and the date, or the name of the publication that supports the finding. L. Toxic Chemicals/Radioactive Materials: Are the subject and adjacent properties free from hazardous materials, contamination, toxic chemicals, gasses and radioactive substances which could affect the health or safety of occupants or conflict with the intended use of the property? Use personal experience or the local fire chief to determine that the project is not located within 2000 feet of a toxic or radioactive site. Include the name and title of the individual making the determination and the date, or the name of the publication that supports the finding. M. Airport Clear Zones and Accident Potential To be completed by County staff. Zones: N. Environmental Justice: A) The proposed site is suitable for its proposed use and will not be adversely impacted by adverse environmental conditions; B) Site suitability is a concern; the project is adversely affected by environmental conditions impacting low income or minority populations. Tri-Valley Housing Opportunity Center 2009-2010 Agency Budget January - December Funders Annual Quarterly Monthly Livermore-Pro ert Mana ement 6480 1620 540 Livermore-BMR 5000 1250 417 Housin Contract Pleasanton-Housin 55000 13750 4583 Pleasanton-BMR 5000 1250 417 Housin Contract Ba East Realtor Association 10000 2500 833 Post Purchase Intervention Dublin-Ci Grant 09.10 25000 6250 2083 Dublin-Ci Grant08.09 0 0 0 Com leted San Ramon-Housin 15000 3750 1250 Pendin Hacienda Hel in Hands 5000 1250 417 Committed Danville-Housin 0 0 0 Pro ram on Hold For Fee Services 12000 3000 1000 Enrollment Fees Rental Income 21510 5378 1793 Citibank-Foreclosure 0 0 0 No commitment Citibank-Event 0 0 0 Bank of America-Housin 10000 2500 833 A I in Pinn Bros. Fine Homes 5000 1250 417 Housin Contract HSBC 0 0 0 Haas Fund 30000 7500 2500 Com leted Fundin HUD 0 0 0 2010.201 ACAP 12500 3125 1042 Com leted c cle rea I in in 2010 United Wa 5000 1250 417 Pro ert Ac & Rehab 200000 50000 16667 HUD Funds for ca ital im rovements State Farm 1500 375 125 Wells Far o Foundation 10000 2500 833 A I in Total Income $ 433,990 $ 108,498 $ 36,166 Ex enses Accountin 7500 1875 625 Books brou ht in house/Audit needed for 2008 Com uter E ui 3000 750 250 Inkind 2 new PC HR Horton Com uter Software 1000 250 83 Furniture 500 125 42 Inkind donation Insurance 8500 2125 708 Liabilit , Criminal, Commercial, and Errors Lease 0 0 0 Le al Services 2500 625 208 Maintenance 3000 750 250 Marketin 8500 2125 708 Mort a e PITI 52992 13248 4416 A I in for ro ert tax exem tion Phone 2600 650 217 Donated hone s stem; wirin t and DSL Posta e 1500 375 125 Printin 5500 1375 458 NHOC Staff Benefits 160000 40000 13333 Pro ert Rehabilitation 144350 36088 12029 Su lies 4200 1050 350 Trainin 15000 3750 1250 Web Develo ment and Main. 7500 1875 625 Server for office networkin Utilities 3583 896 299 Total $ 431,725 $ 107,931 $ 35,977 Sur lus/Deficit $ 2,265 $ 566 $ 189 MORELAND 8~ BOLOGNA ACCOUNTANTS 8~ CONSULTANTS 1424 CONCANNON BLVD, BLDG G LIVERMORE, CA 94550 (925) 449-0100 February 16, 2008 TRI-VALLEY HOUSING OPPORTUNITY CENTER 20 SOUTH L STREET LNERMORE, CA 94550 Dear Cl:ent: Enclosed is your 2007 Federal Return of Organization Exempt from Income Tax. The original should be signed at the bottom of page nine. No tax is payable with the filing of this return. Mail your Federal return on or before May 15, 2008 to: DEPARTMENT OF TREASURY INTERNAL REVENUE SERVICE OGDEN, UT 84201-0027 Enclosed is your 2007 California Exempt Organization Annual Information Return. The original should be signed at the bottom of page one. There is a balance due of $10 payable by May 15, 2008. Mail the California return on or before May 15, 2008 and make the check payable to: FRANCHISE TAX BOARD P.O. BOX 942857 SACRAMENTO, CA 94257-0701 Enclosed is your California Registration/Renewal Fee Report to the Attorney General. The original should be signed at the bottom of page one. No fee is payable with the filing of this report. Mail the California report on or before May 15, 2008 to: REGISTRY OF CIIARITABLE TRUSTS P.O. BOX 903447 SACRAMENTO, CA 94203-4470 Please be sure to call us if you have any questions. Sincerely, ~~ G ~~ ~~ ~~~ M. Weldon Moreland 2007 Exempt Org. Return prepared for: TRI-VALLEY HOUSING OPPORTUNITY CENTER 20 SOUTH L STREET LIVERMORE, CA 94550 Moreland & Bologna Accountants & Consultants 1424 Concannon Blvd, Bldg G Livermore, CA 94550 ~1r.c~RRECTED (if checked) PAYER'S name, street address, city, state, ZIP code, and telephone no. 1 Rents OMB No. 1545-0115 HOUSING AUTH OF THE CITY OF LIVERMO ~ 4839.00 OO~ Misceilaneous HOUSING AUTH OF THE CITY OF LIVERMO Z Royalties (S Income 3203 LEAHY WAY LIVERMORE, CA 94550 $ Form 1099-MISC 3 Other income 4 Federal income tax withheld COpy B 9254473600 208 $ $ For Recipient PAYER'S federal identification RECIPIENT'S identification 5 Fishing boat proceeds 6 Medical and health care payments number number 946023144 20-8081482 $ $ RECIPIENT'S name, address, and ZIP code 7 Nonemployee, compensation 8 Substitute payments in iieu of dividends or interest This is important tax information and is TRI-VALLEY HOUSING OPPORTLTNITY CENT being fumished to $ the Intemai Revenue $ Service. If you are 9 Payer made direct sales of 10 Crop insurance proceeds required to file a 20 A SOUTH L STREET $5,000 or more of consumer return, a negligence products to a buyer l ~ $ penalty or other sanction may be e - (recipient) for resa ~~ p- - 12 , °~~ imposed on you if LIVERMORE, CA 94550 ~ ~ ' this income is taxable and the IRS Account number (see instructions) 13 Excess golden parachute paid to 14 Gross proceeds determines that it has not been payments an attorney reported. TRI-VALLEY 1736 $ ~ i5a Section 409A deferrals 15b Section 409A income i6 State tax withheld 17 State/Payer's state no. 18 State income - ~ ----~-------------- $-------------- ~ $ ---------------- ~ ~n_~rwoan~t ~ N ~ z W ~ N ~ m 2007 Federal Exempt Organization Tax Summary TRI-VALLEY HOUSING OPPORTUNITY CENTER REVENUE Total revenue . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . EXPENSES Program services .............................................................................. T o t a 1 expen s e s ................................................................................. NET ASSETS OR FUND BALANCES Excess or (deficit) for the year ...................................................... Net assets/fund bal. at beg. of year ................................................ Net assets/fund bal. at end of year ................................................. Page 1 20-8081 11,535 11,535 -11,535 0 -11,535 2007 California 199 Tax Summary Page 1 I TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 REVENUE To t a 1 in c ome .................................................................. .................. 0 EXPENSES AND DISBURSEMENTS Depreciation and depletion . . . .. . . . . . .. . .... . . . . . . . . .. . . . . . . . . . . . . . .. . . . . . . . .. .. . .. . . . . . .. 11, 535 Total deductions ............................................................ .................. 11, 535 Excess of receipts over disbursements ............................ .................. -11, 535 FILING FEE Filing fee ..................................................................... .................. 10 Balance due . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 SCHEDULE L Beginning Assets .. .. . . . . . .. . . . .. .. .. .. . .. . . . .. .. .. .. . . . . . .. .. . . .. . . .. .. .. .. . .. .. . .. . . . .. . . . . . . 0 Beginninq Liabilities & Net Worth .................................. .................. 0 Ending Assets ............ ..................................................... .................. 1, 054, 380 Ending Liabilities & Net Worth ....................................... .................. 1, 054, 380 Form 990 Return of Organization Exempt From Income Tax Under section 501(c), 527, or 4947(aX1) of the Internal Revenue Code (except black lung benefit trust or private foundation) Department of the Treasury Internal Revenue Service(77) - The organization may have to use a copy of this return to satisfy state reporting requirements. OMB No. 1545-0047 2~~7 A For the 2007 calendar ear, or tax ear beginning , 2007, and endi B Check if applicable: C Addresschange PIRSIab le TRI-VALLEY HOUSING OPPORTUNITY CENTER o~ p~nt 20 SOUTH L STREET Name change or type. X Initialreturn SPecti~ LIVERMORE, CA 94550 i ) Employer ldentification Number 20-8081482 Telephone number nstruc- Accounting Termination tions. F method: u Cash u Accrual Amended return Other (specify) ~ Application pending • Section 501(cX3) organizations and 4947(aX1) nonexempt H andl are notapplicable to section 527 organizations. charitable trusts must attach a completed Schedule A H(a) Is this a group return for affiliates? ... ~ Yes ^X No (Form 990 or 990-EZ). ~ H(b) If'Yes,' enter number of affiliates G Web site: ~ N/A • H (c) Are all affiliates included? . . . . . . . . . ~ Yes ~ No J Organization ty E (If'No,' attach a list. See instructions.) (check onl Ofl2~ ........ ~ X 501(c) 3~ (inseR no.) 4947(a)(1) or 527 H(d) Is this a separate return filed by an K Check here ~~ if the organization is not a 509(a)(3) supporting organization and its organization covered by a group ruling? Yes X No gross receipts are normally not more than $25,000. A return is not required, but if the I Group Exemption Number. ..~ organization chooses to file a return, be sure to file a complete return. M Check - X if the organization is not required L Gross recei ts: Add lines 6b, 8b, 9b, and l Ob to line 12. ..~ 0. to attach Schedule B(Form 990, 990-EZ, or 990-PF~. ~Part~l~'-~}: Revenue. Exnenses. and Chanaes in Net Assets or Fund Balances ~See the instructions. ) 1 Contributions, gifts, grants, and similar amounts received: r~ a Contributions to donor advised funds . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 a `y~ b Direct public support (not included on line 1 a) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 b ;a, r~ ~ ~ c Indirect public support (not included on line 1a). ... ... . ... .. ....... 1 c ~ ~ ~ . d Government contributions (grants) (not included on line la) . .. .. ... .. ... .. . 1 d }li~!~,~ ~:: s~ @ Total (add lines ta through 1d) (cash $ noncash $ ) . . . . . . . . . . . . . . . . . . . . . . . . ~ t Q . 2 Program service revenue including government fees and contracts (from Part VII, line 93) .............. 2 3 Membership dues and assessments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 4 Interest on savings and temporary cash investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 5 Dividends and interest from securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 . 6a Gross rents ............................................................. 6a t;~,•x.r ~~, `~ b Less: rental expenses . .. .. . .. . . .. . . .. . .. .. .. . . ... .. . .. ... . . . . .. .. .. .. . .. 6b ~'~~ ~ ~~ c Net rental income or (loss). Subtract line 6b from line 6a . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6c R 7 Other investment income (describe.. ... .. - ) 7 ~ 8a Gross amount from sales of assets other (A) Securities (B) Other '~~~,~;~ E N than inventor Y ..................................... 8a y ' ' 4 :; E b Less: cost or other basis and sales expenses ....... g b f£~" ,y c Gain or (loss) (attach schedule) . . . . . . . . . . . . . . . . . . . . . . . . . . . 8c - '~v d Net gain or (loss). Combine line 8c, columns (A) and (B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8d 9 Special events and activities (attach schedule). If any amount is from gaming, check here. .. -~ "~' _~ a Gross revenue (not including $ of contributions •• .F ~.; . ~ reported on line 1 b) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9a . 3 ~~;' ~i b Less: direct expenses other than fundraising expenses . . . . . . . . . . . . . . . . . . . . 9b ..i~ ~ s ~ c Net income or (loss) from special events. Subtract line 9b from line 9a . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9c 10a Gross sales of inventory, less returns and allowances . . . .. ... . .. .. .. .. .. . 10a k ' b Less: cost of goods sold ........................ ....................... lOb ~'~ c Gross profit or (loss) from sales of inventory (attach schedule). Subtract line lOb from line 10a . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 c 11 Other revenue (from Part VII, line 103) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 12 Total revenue. Add lines le, 2, 3, 4, 5, 6c, 7, 8d, 9c, lOc, and 11 ..... . . .. . . . . . .. .. . . . .. . . . . . .. .. . .. .. . 12 0 . E 13 Program services (from line 44, column (B)) ......................................................... 13 11, 535. X P 14 Management and general (from line 44, column (C)) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 E N 15 Fundraising (from line 44, column (D)) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 S E 16 Payments to affiliates (attach schedule) .............................................................. 16 5 17 Total ex enses. Add lines 16 and 44, column (A} . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 11, 535 . A 18 Excess or (deficit) for the year. Subtract line 17 from line 12 .. .. . . .. .. .. .. . . . .. .. . .. .. . . . . . . . .. .. .. .. . 18 -11, 535 . E 5 19 Net assets or fund balances at beginning of year (from line 73, column (A)) . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19 0 . r T 20 Other changesin net assets orfund balances (attach explanation) .................................... 20 S 21 Net assets or fund balances at end of year. Combine lines 18, 19, and 20 .... ... .. .. .. ... .. ... .. .. .. ... 21 -11, 535 . BAA For Privacy Act and Paperwork Reduction Act Notice, see the separate instructions. TEEaoio9~ ~ziz~im Form 990 (2007) 'Form 990 (2007) TRI-VALLEY HOUSING OPPORTUNITY CFNTER 20-8081482 Page 2 P :w~, .~~ ~- ; _. ~art~. ,`~~;~ Statement of Functional Expenses All organizations must complete column (A). Columns (B), (C) and (D) are required for section 501(c)(3) and (4) organizations and secfion 4947(a)(1) nonexempt charitable trusts but optional for others. (See mstruct.) Do not include amounts reported on line f$~, (A) Total (B) Program (C) Management (D) Fundraising 6b, 8b, 9b, 106, or ]6 of Part l. services and eneral 22a Grants paid from donor advised funds (attach sch) '~~"'~,,~,~~ r '~ '~'~ ~~ y ~' 1 ~~ ~' ~" ~,~~,~`~ ~ '~ ~~~~~ ~~r~~.~~~ c2~yfi tF ~~~ ~ ~ . ~x~ ~~~', #~~~'j~" ~ ~ r ~ ~ ~~~ (cash $ ~~ ~ "~~ ~'~ '~~ ~ , ~ ~~ s~'~ ~,`,~ ' non-cash $ If this amount includes ) „ ~ p ~1 ~ s~x ~~,,, ~ ~ ~ ~~~ ~ ~' ~ R ' } ~ ~~ ~~ ~.~ ~ ~ ~"~ ~"k ~~k~~ ~~ ~~~~~~~~~~°""°~~ ~ ~` ~ forei n rants, check here.. ~ 9 9 ^ . . . . ll ti h t d tt 22 b Oth 22a ~ f- ~ ~ ~ . ~~ ~ "~~ ~ ~~ ~~ ~~~~,~~.~ ~t~~~, ~~~, ~` a oca ons (a sc ) er gran s an (C2SIl S ~ ;,~.~ ~.~ ,p?~ }r~ ~= ~° . ~ ~,.~~- ~.~F~ ~~~ ~~ ,~ ~~; ,u 4 at,i & s ~.a' W ~ ~' ~,t`f, a +~,.~ ~/'. ~ ~ non-cash $ ) If this amount includes ~,~~+3s~`~~ ~ ~~~ ~`~ ~x ~k~'~~~ ~~ ~~'~,~. ` ~ ~ ~:t ~~ ~~ `~» ~~ ' ~ forei n rants, check here. . ~ ~ . . .. 9 9 22b ~ ~~ ~~ ~a""~~ ~ yA~ ~ ~ {~ ~ ~R ~ `~~` ~ ~ ~` ~°~„~~~~^"i~f.~~~~.R~ '~, . . . 23 Specific assistance to individuals • { ~ ~X.f ~ R ~ ~ ~ ~, ;z '~4`~,~; ~ ~ ~ ~ Y ~~ {~ $t . ~~.'~~'~~~ ,,~~,~' °,~~~~~~-'~~} , ' (attach schedule) ... . .. .. .. .. . . ... . .. . f r m mbers 24 23 „5~~ ,~ r~~~ ,~ ~ ~ ~c~ r~a~,~~ ~` ~ ~ ~;~~F ~ ~ ~~'~ ~,~ r~~t~~'uz~-~~ ~ d -`~ ~~~' r o e ~ f p ;~ ~ ~~ ~ ~~~. ?~ ~ ~,,~ ~ ~ ~ ~' ' ~ ~ . . h du e). tach s a 24 ~ ~ ~ _ _ ~ ~ ~ ,~' ~? ~ in ~' ' + 25a Compensation of current officers, directors, key employees, etc. listed in Part V-A . . . . . . . . . . . . . . . . . . . . . . . . . . 25a 0 . 0 . 0 . 0 . b Compensation of former officers, directors, key employees, etc. listed in Part V-g . . . . . . . . . . . . . . . . . . . . . . . . . . 25b 0 . 0 . 0 . 0 . c Compensation and other distributions, not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(~)(3)(B) . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 c 0 . 0 . 0 . 0 . 26 Salaries and wages of employees not inciuded on lines 25a, b, and c........ 26 27 Pension plan contributions not included on lines 25a, b, and c........ 27 28 Employee benefits not included on lines 25a • 27 . . . . . . . . . . . . . . . . . . . . . . . . 28 ,: 29 Payroll taxes . . . . . . . . . . . . . . . . . . . . . . . . . 29 30 Professional fundraising fees. . . . . . . . . . 30 31 Accounting fees ...................... 31 32 Legalfees ........................... 32 33 Supplies ............................. 33 34 Telephone ........................... 34 35 Postage and shipping . . . . . . . . . . . . . . . . . 35 36 Occupancy ........................... 36 37 Equipment rental and maintenance .... 37 38 Printing and publications ... .. ....... .. 38 39 Travel ............................... 39 40 Conferences, conventions, and meetings. ....... 40 41 Interest .............................. 41 42 Depreciation, depletion, etc (attach schedule). ... 42 11, 535 . 11, 535 . 43 Other expenses not covered above (itemize): a ------------------- 43 a b------------------- 43b ~------------------- 43c d------------------- 43d e------------------- 43e f ------------------- 43f g ------------------- 43 g 44 Total functional expenses. Add lines 22a through 43g. (Or anizations completin columns (B) -(D), car t~hese totals to lines 13~- 15) .... 44 11, 535 . 11, 535 . 0. 0. Joint Costs. Check .~u if you are following SOP 98-2. Are any joint costs from a combined educational campaign and fundraising solicitation reported in (B) Program services?. ...... ~~ Yes X~ No If 'Yes,' enter (i) the aggregate amount of these joint costs $ ;(ii) the amount allocated to Program services $ ;(iii) the amount allocated to Management and general $ ; and (iv) the amount allocated to Fundraising $ B~ TEEA0102L 08/02/07 Form 990 (2007) Form 990 (2007) TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Page 3 Part~lli~ Statement of Program Service Accomplishments (See the instructions.) Form 990 is available for public inspection and, for some people, serves as the primary or sole source of information about a particular organization. How the public perceives an organization in such cases may be determined by the information presented on its return. Therefore, please make sure the return is complete and accurate and fully describes, in Part III, the organization's programs and accomplishments. What is the organization's primary exempt purpose? ' All or anizations must describe their exem t ur ose achievements in a clear and concise manner. State the number of 9 p P p clients served, publications issued, etc. Discuss achievements that are not measurable. (Section 501(c)~3) and (4) organ- izations and 4947(a)(1) nonexempt charitable trusts must also enter the amount ot grants and al ocations to others.) Program Service Expenses ~Required for 501(c)(3) and (4) organizations and a94~~a>~~> ~~~scs; b~c optional for others.) a TO PROVIDE HOUSING AND OTHER ASSISTANCE TO LOW INCOME INDIVIDUALS IN -----------------------------------------------------~ THE COMMUNITY ------------------------------------------------------ ----------------------------------------------------- ------------------------------------------------------ ------------------------------------------------------ (Grants and allocations $ ) If this amount includes foreign grants, check here. ..- 11, 535 . b • -----------------------------------------------------~ ------------------------------------------------------ ------------------------------------------------------ -----------------------------------------------------~ ------------------------------------------------------ (Grants and allocations $ ) If this amount includes foreign rants, check here. ..~ c ------------------------------------------------------ -----------------------------------------------------~ ------------------------------------------------------ ------------------------------------------------------ -----------------------------------------------------~ (Grants and allocations $ ) If this amount includes foreign grants, check here. ..~ d ------------------------------------------------------ ------------------------------------------------------ -----------------------------------------------------~ ------------------------------------------------------ ------------------------------------------------------- (Grants and allocations $ ) If this amount includes foreign grants, check here. .. ~ e Other progra m services .............................. (Grants and al~ocations $ ) If this amount includes foreign grants, check here. ..~ f Total of Program Service Expenses (should equal line 44, column (B), Program services) . . . . . . . . . . . . . . . . . . . . . - 11, 535 . BAA Form 990 (2007) TEEA0103L 12/27/07 Form 990 (2007) TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Page 4 ~P..art"siV~ Balance Sheets (See the instructions.) Note: Where required, attached schedules and amounts within the description (A) (B) column should be for end-of-year amounts only. Beginning of year End of year 45 Cash - non-interest•bearing .................................................. 45 63, 878 . 46 Savings and temporary cash investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 x~,<~ _R~ ~..- 47a Accounts receivable ............................... 47a ~~" ~~:~~ b Less: allowance for doubtful accounts .. .. .. .... ... . 47b 47c $ ~ ~ " ~~i z ~~ - ~~ ~~ ~ ~ ~ '~ ~ ~ ~ ~,. s , ~ .. ~,,~ s.. ~ > ~ ., ,~ 48a Pledges receivable ............................ . 48a ~~~~ b Less: allowance for doubtful accounts . . . . . . . . .. . . . . 48b 48c 49 Grants receivable ............................................................ 49 50 a Receivables from current and former officers, directors, trustees, and key employees (attach schedule) .......................................:.......... 50a b Receivables from other disqualified persons (as defined under section 4958(~(1)) and persons described in section 4958(c)(3)(B) (attach schedule) ................ 50b A ,~- S 51 a Other notes and loans receivable ~~ E (attach schedule) .................................. 51a ,-~~~ s b Less: allowance for doubtful accounts . . . . . . . . . . . . . . 51 b 51 c 52 Inventoriesfor sale or use .................................................... 52 53 Prepaid expenses and deferred charges ....................................... 53 - 54a Investments - publicly-traded securities .. .. .... . .. .. . . .. Cost FMV 54a b Investments - other securities (attach sch) .. . ... . ... . .. . ~ Cost FMV 54b 55a Investments - land, buildings, & equipment: basis.. 55a ~~~~ ~~~ {r '"l~~ b Less: accumulated depreciation ~r,~; ~ (attach schedule) .. ... .. ....... .... .. .. .. .. ... .. .. . 55b 55c 56 Investments - other(attach schedule) ......................................... 56 57a Land, buildings, and equipment: basis .............. 57a 1, 002, 037 . ~~ ~~, ~ b Less: accumulated depreciation ~ ~~~~ (attach schedule) .... .... .. ....Statement..l. .. . 57b 11, 535. 57c 990, 502 . 58 Other assets, including program-related investments (describe - ).. ------------ 58 ------------------ 59 Total assets (must equal line 74). Add lines 45 through 58 .. .. .. ... .. .. .. .. .... . 0. 59 1, 054, 380 . 60 Accounts payable and accrued expenses ...................................... 60 61 Grants payable ............................................................... 61 ~ 62 Deferred revenue ............................................................. 62 i ~ ' ~ i B 63 Loans from officers, directors, trustees, and key `^ f i employees (attach schedule) .. .... .. .. . ... . . . .. .. .. .. .. .. . . . .. .. .. .. ... . .. . .. . 63 ~ ~ 64a Tax-exempt bond liabilities (attach schedute) .. ... . .... . ... . .. . . .. . .. . . . . .. .. . . . 64a T ~ b Mortgages and other notes payable (attach schedule) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64b s 65 Other liabilities (describe -. . See Statement 2 ).. ----------------------- 65 1, 065, 915. 66 Total liabilities. Add lines 60 through 65 . .. .. ........ .... ... .. .. .. . .. .. .. .. .. .. 0 . 66 1, 065, 915 . Organizations that follow SFAS 117, check here -~ and complete lines 67 ~~ ~^ ~:~ T through 69 and lines 73 and 74. >~="~~.~`-'`~ A 67 Unrestricted .................................................................. 67 E 68 Temporarily restricted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 T s 69 Permanently restricted . . . .. . ... . .. .. .. . .. .. .. .. .. .. .. .. .. .. . .. . . .. .. .. .. .. .. .. 69 o Organizations that do not follow SFAS 117, check here - X~ and complete lines `~ =t R F 70 through 74. ^° N 70 Capital stock, trust principal, or current funds .................................. 70 -11, 535. ° 71 Paid-in or capital surplus, or land, building, and equipment fund . . . . . . . . . . . . . . . . 71 e A L 72 Retained earnings, endowment, accumulated income, or other funds ............ 72 A ~ 73 Total net assets or fund balances. Add lines 67 through 69 or lines 70 through ~~, --. S 72. (Column (A) must equal line 19 and column (B) must equal line 21)......... 0. 73 -11, 535. 74 Total liabilities and net assets/fund balances. Add lines 66 and 73 . .. .. ... ...... 0. 74 1, 054, 380 . BAA Form 990 (2007) TEEA0104L 08/02/07 Form 990 (2007) TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Page 5 vPar~t~;IV~A~ Reconciliation of Revenue per Audited Financial Statements with Revenue per Return (See the insfructions.) a Total revenue, gains, and other support per audited financial statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . a 0 . b Amounts included on line a but not on Part I, line 12: - 'rt .,: 1 Net unrealized gains on investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . bl .~. , ~r~ `- ~. 2Donated services and use of facilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . b2 :_ ~ ;, ~ 3Recoveries of prior year grants . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . b3 ~ ,,. .~ ;~: o- °; 40ther (specify): ------------------------------ __~: -~= b4 -------------------------------------- ~~ Add lines b1 through b4 .................................................................................. b c Subtract line b from line a . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . c d Amounts included on Part I, line 12, but not on line a: ~~-' 1 Investment expenses not included on Part I, line 6b .. .. .. .. .. .. .. .. .. .. . . .. .. .. . dl ~~; 20ther (specify): ------------------------------ ~kn, ~ d2 --------------------------------------- Add lines d1 and d2 ...................................................................................... d e Total revenue (Part I, line 12). Add lines c and d . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~ e 0 . ~Partx;ll~/.~B~ Reconciliation of Ex enses er Audited Financial Statements with Ex enses er Return a Total expenses and losses per audited financial statements ................................................. a 11, 535. b Amounts included on line a but not on Part I, line 17: E~'~'~ ,.r ~i 1 Donated services and use of facilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . b1 ~~~. :: 2Prior year adjustments reported on Part I, line 20 .. .. .. .. .. . . . . .. .. . . . .. ... . . ... b2 ~~~ ~~ ; 3Losses reported on Part I, line 20 .. . ..... . .. .. .. .. . . .. .. .. .. . . . .... .. .. . . .. . . .. b3 ; ,~ 40ther (specify): ------------------------------ ~~'`~ - ----------------------- b4 ._ ~`~ -------------- - Add lines b1 through b4 .................................................................................. b c Subtract line b from line a .. .. .... . .. .. .. .. . ........ .. ..... . .. .. .. ... .. .... ...... .. .. .. .. ... .. .. .. .. .. ... . c 11, 535 . d Amounts included on Part I, line 17, but not on line a: •"~~ r: 1 Investment expenses not included on Part I, line 6b . . . . . . . . . . . . . . . . . . . . . . . . . . . . . d1 , ' ,~ 20ther (specify): ------------------------------ ~a ~~ ~ d2 ------------------------------------- ss ~ -- Add lines d1 and d2 ..................................................................................... d e Total expenses (Part I, line 17). Add lines c and d .. .. .... .. .. .. .. . .. .... .. . . .. . . .. .. .. . . . . . .. . .. .. ... . . . ~ e 11, 535 . ~P,art'~U~`A~ Current Officers, Directors, Trustees, and Key Employees (List each person who was an officer, director, trustee, or key employee at any time during the year even if they were not compensated.) (See the instructions.) (A) Name and address (B) Title and average hours per week devoted to position (C) Compensation (if not paid, enter -0-) (D) Contributions to employee benefit plans and deferred compensation plans (E) Expense account and other allowances JACQUELIN RICKMAN --------------------- 20_SOUTH L_STREET_ _ _ _ _ _ _ _ LIVERMORE, CA 94551 Executive Direc 0 0. 0. 0. M_ WELDON MORELAND_ _ _ _ _ _ _ 1424 CONCANNON BLVD . _ _ _ _ _ ---------------- LIVERMORE, CA 94550 CFO 0 0 . 0 . 0 . --------------------- --------------------- --------------------- --------------------- --------------------- --------------------- gqq ~e,aoios~. oa~o2~m Form 990 (2007) Form 990 (2007) TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Page 6 YParf~V~A~ Current Officers, Directors, Trustees, and Ke Em lo ees continued Yes No 75a Enter the total number of officers, directors, and trustees permitted to vote on organization business at board meetings. .~ 2 ~~t~ bdr .~ '~~ W6 ~~~~~ ~r~ .~ ~ b Are any officers directors trustees or key employees listed in Form 990 Part V-A or highest compensated employees ~ ~~ ~~'.~,~, , , , , , listed in Schedule A, Part I, or highest compensated professional and other independent contractors listed in Schedule '~ ~~ ~ ~~ A, Part II-A or II-B, related to each other through family or business relationships? If 'Yes,' attach a statement that ~ '~ '" ~ identifies the individuals and explains the relationship(s) ............................................................. 75b X c Do any officers, directors, trustees, or key employees listed in form 990, Part V-A, or highest compensated employees ~~~~~ ~'~~ ~~~~ ~ listed in Schedule A, Part I, or highest compensated professional and other independent contractors listed in Schedule ~"~ ~' ~~ ~ ~~~~ ' ' ~= ~J A, Part II-A or II-B, receive compensation from any other organizations, whether tax exempt or taxable, that are related ~. to the organization? See the instructions for the definition of 'related organization' . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~ 75c X If 'Yes,' attach a statement that includes the information described in the instructions. ~p~ „:~ '~ " ~ ~ d Does the organization have a written conflict ot interest policy? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 75d X Part~V~B~ Former Officers, Directors, Trustees, and Key Employees That Received Compensation or Other Betleflt5 (If any former officer, director, trustee, or key employee received compensation or other benefits (described below) during the year, list that person below and enter the amount of compensation or other benefits in the appropriate column. See the instructions.) (A) Name and address (B) Loans and Advances (C) Compensation (if not paid, enter -0-) (D) Contributions to employee benefit plans and deferred , compensation plans (E) Expense account and other allowances None ------------------------ ------------------------ ------------------------ ------------------------ ------------------------ ------------------------ ------------------------ ------------------------ ------------------------ ------------------------ ------------------------ ------------------------ ~Par,t~1%1~ Other Information See the instructions. Yes No 76 Did the organization make a change in its activities or methods of conducting activities? If 'Yes,' attach a detailed statement of each change . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E~~ ~` 76 '~ ~ ~ rk;'~~ i4~ "" X 77 Were any changes made in the organizing or governing documents but not reported to the IRS? . . . . . . . . . . . . . . . . . . . . . . . 77 X If'Yes,' attach a conformed copy of the changes. `~''~~ ~~~~` ~ ~~~~j 78a Did the organization have unrelated business gross income of $1,000 or more during the year covered by this return?. . . 78a X b If 'Yes,' has it filed a tax return on Form 990-T for this year? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 78b N A 79 Was there a liquidation, dissolution, termination, or substantial contraction during the year? If 'Yes,' attach a statement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~~~~~~ 79 ~ +~-••~•~~~~ ~~`: ~~~ X 80a Is the organization related (other than by association with a statewide or nationwide organization) through common membership, governing bodies, trustees, officers, etc, to any other exempt or nonexempt organization? . .... .. ... ..... . ~~x w~ ~~ '~~~ 80a ~.~ ~' } ~~~ X b If 'Yes,' enter the name of the organization - N/A ____ ___________'_____ ____________ and check whether it is ~ exempt or ~ nonexempt ----------------------------- 81 a Enter direct and indirect political expenditures. (See line 81 instructions.) . . . . . . . . . . . . . . . . . . 81 a 0 ~~~mn{ k r~`~ ~ ~~~~ ~~ ~{ ~".?'~`~+.'~ y~~ .~ ~ ~~~ ~~ J~9~ ~'~`~ v^ ; '~_~ ~ b Did the organization file Form 1120-POL for this ear? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 81 b X BAA Form 990 (2007) TEEA010F>L 12/27/07 Form 990 (2007) TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Page 7 ~Parf~Vl_~ Other Information (continued) Yes No 82 a Did the organization receive donated services or the use of materials, equipment, or facilities at no charge or at substantially less than fair rental value? ............................................................................ 82a X __ ___ _ _. _ b If 'Yes,' you may indicate the value of these items here. Do not include this amount as ;~„~t~ `~~`~' ''~~ ``s revenue in Part I or as an expense in Part II. (See instructions in Part III.) ................. 82b N/A ~;;;~~,--~~~~ 83a Did the organization comply with the public inspection requirements for returns and exemption applications?. ........... 83a X b Did the organizaiion comply with the disclosure requirements relating to quid pro quo contributions2 . . . . . . . . . . . . . . . . . . . 83b X 84a Did the organization solicit any contributions or gifts that were not tax deductible? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84a X ~°r:~ ~,-~-.~~-~ ~.~;. b If 'Yes,' did the or~anization include with every solicitation an express statement that such contributions or gifts were ~'^"` ~~~~~~` ~`° not tax deductible .. . . . . ..... .. . ... . . . .. .... .. .. .. . .. .. . . . .. . . .. .... .. .... . .. . . ... . .. .. . . . . . . . ..... .. .. . . ... . .. . . .. 84b N A 85a 501(c)(4), (5), or (6). Were substantially all dues nondeductible by members? . . . . . . . . . . . . . . .. . . .. . . . . .. .. . . .. . . . . . . . . . 85a N A b Did the organization make only in-house lobbying expenditures of $2,000 or less? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85b N A If 'Yes' was answered to either 85a or 85b do not com lete 85c throu h 85h below unless the or anization received a~~ ~'~~~~ s"~'~~ ~ P 9 9 ~~~~,~~.~~,~~xi w~ '- waiver for proxy tax owed for the prior year. ' ~* ~~,~ c Dues, assessments, and similar amounts from members . . .. .. .. .. .. . . . . . .. .. .. .. . . . . .. .. 85c N/A ~'~ r~ ~,e,; ~~ ~ _ ~.a~,'~i ~ ,~ ~~ d Section 162(e) lobbying and political expenditures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85d N/A ~ ~~~ .€~~;f e Aggregate nondeductible amount of section 6033(e)(1)(A) dues notices .. . .. . . .. .. .. .. . . . . . 85e N/A ,~~ ' ~~ ' ~=N .. f Taxable amount of lobbying and political expenditures (line 85d less 85e) . . . . . . . . . . . . . . . . . . 85f N/A ,~~r~~x. ~ g Does the organization elect to pay the section 6033(e) tax on the amount on line 85f? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85 N A h If section 6033(e)(1)(A) dues notices were sent, does the organization agree to add the amount on line 85f to its reasonable estimate of ~~ ~~ ~~~ dues allocable to nondeductible lobbying and political ezpenditures for the following tax year? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85h N A 86 501(c)(7) organizations. Enter: a Initiation fees and capital contributions induded on a~~ K~r`. s~, line 12 ............................................................................... 86a N/A~~~~ ~~~3~~~2~ b Gross receipts, included on line 12, for public use of club facilities .. . . . .. .. .. .. .. .. .. . . . . . 86b N/A~+'~~ ~~~~r';~~, 87 501(c)(12) organ¢ations. Enter. a Gross income from members or shareholders. ......... 87a N/A ~k '~~ ~;~~ r. bGross income from other sources. (Do not net amounts due or paid to other sources 87b N/A'~~ ,~~ ~~~~~~ against amounts due or received from them.) ........................ ~ r ~~,~, 88 a At any time during the year, did the organization own a 50% or greater interest in a taxable corporation or partnership ~;,`~~~ ~~~'~ ~~ ~ or an entity disregarded as separate from the organization under Regulations sections 301.7701-2 and 301.7701-3? ~`~~=~~- , If 'Yes,' complete Part IX . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 88a X b At any time during the year, did the organization, directly or indirectly, own a controlled entity within the meaning of section 512(b)(13)? If 'Yes,' complete Part XI . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~ 88b X ~,~ .. 89a 501(c)(3) organizations. Enter. Amount of tax imposed on the organization during the year under: ~~` ~~ ~~,~~ ~~ section 4911 -_ _ _ _ _ _ _ _ _ 0 _ ; section 4912 - 0 . , section 4955 ~ 0 r ° ~r~;~~~ ~~~ ----------- ---------- ~s~~ x~.~,~~!~~ b 501(c)(3) and 501(c)(4) organizations. Did the organization engage in any section 4958 excess benefit transaction f wk ~_~~ g~' during the year or did it become aware of an excess benefit transaction from a prior year? If 'Yes,' attach a statement ~~^~~M~~~~~~ explaining each transaction . .. .. .... .. .. .. . ... . .... .. .. .. ..... .... . .. .. .. .. .. . .. .. ..... .. ..... ..... .... .. .. . . .... .. 89b X ~" r i ~ ,~ " , c Enter: Amount of tax imposed on the organization managers or disqualified persons during the ~~. •~,~ `~~ year under sections 4912, 4955, and 4958 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . - 0 ~~ '~ ~ ~~ ~ ~ ~ ., d Enter: Amount of tax on line 89c, above, reimbursed by the organ¢ation . . . . . . . . . . . . . . . . . . . . . ~ 0 . ~;~~~~{~;~~~ ; ~; e All organizations. At any time during the tax year, was the organization a party to a prohibited tax shelter transaction?. . 89e X f All organizations. Did the organization acquire a direct or indirect interest in any applicable insurance contract?. ..... ... 89f X g For supporting organizations and sponsoring organizations maintaining donor advised funds. Did the supporting ' ~~,,,„ ~a organization, or a fund maintained by a sponsormg organization, have excess business holdings at any time dunng 'r~~~"~^'`- the year? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 89g X 90a List the states with which a copy of this return is filed - NOne b Number of employees employed in the pay period that includes March 12, 2007 (See instructions.) .. . .. . .. . .. . . .. . . . . .. .. . .. .. . . .. .. .. .. . .. .. .. .. .. . . . . . .. . . . . . . .. . .. . . . .. .. . .. . . . .. . . . . .. . . .. . . . . I 90b1 0 91 a The books are in care of - M. WELDON MORELAND Telephone number - 925-449-0100 ~ocated at - 1424 CONCANNON BLVD. LIVERMORE CA ZIP + 4- 94550 b At any time during the calendar year, did the organization have an interest in or a signature or other authority over a Yes No financial account in a foreign country (such as a bank account, securities account, or other financial account)?. ......... 91 b X If'Yes,'enterthenameoftheforeigncountry... ~__________________________________ ~~~` ~~ ~~ ~~;~~ ,~~~ '~ ;.::~ See the instructions for exceptions and filing requirements for Form TD F 90-22.1, Report of Foreign Bank and Financial Accounts. BAA Form 990 (2007) TEEA0107L 09/10/07 Form 990 (2007) TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Page 8 ~Par',t~~lY~ Other Information (continued) Yes No c At any time during the calendar year, did the organization maintain an office outside of the United States? ............. ~ 91 c~ ~ X If 'Yes,' enter the name of the foreign country. ..~ -----------------------------------------^ 92 Section 4947(a)(1) nonexempt charitable trusts filing Form 990 in lieu of Form 1041- Check here . . . . . . . . . . . . . . . . . . . . . . . .N./A . . ~ and enter the amount of tax-exempt interest received or accrued during the tax year . . . . . . . . . . . . . . . . . . . . . ~I 92 ~ N/A ~PaFrt:~~/IE:~ ~nalvsis nf Inrnme-Pr~ducina Ar_tivities (See the instructi~ns.) Note: ! otherw 93 a E c d e f c 94 95 96 97 2 t 98 99 100 101 102 103 c d e 104 Unrelate d business income Excluded by se ction 512, 513, or 514 :ntergross amounts unless se indicated. ~A) Business code (g) Amount (C) Exclusion code (D) Amount Related~o~exempt function income Program service revenue: ~ 1 Medicare/Medicaid payments.. . . .. . . Fees & contracts from government agencies. .. Membership dues and assessments . Interest on savings & temporary cash invmnts. Dividends & interest from securities . Net rental income or loss from real estate ( ) ,"~~~`"~'~~~~""`~ "e~v~~ .~~ ~ ~~~ ~ ~ ~~~ .~~ . ~,~ ,r ~,.m~t ~"~~'~ ~~ _ ^ ~ ~,~,r ~ ' ~~~~~"`~~ . ~~ ~~~` ~"~ ~ ~ ~~~ ~ ~"'~~~~°~~~ ~ ~ ~~ ;+~r~,t~'°~~3~~ ~'' ?.~,x ~,.~n. debt•financed property .. . . . . . .. . . .. . not debt-financed property. . . . . . . . . . Net rental income or (loss) from pers prop ... Other investment income . . . . . . . . . . . Gain or (loss) from sales of assets otherthan inventory ................ Net income or (loss) from special events. .... Gross profit or (loss) from sales of inventory. ... Other revenue: a ~,z~.~,~,~.~',~;~ ~ W ¢ ~ s~~ ~+ ~ ,~~ ~,~:~xr~~~~~"€~~ ~r 5„a.w~~~r~~'~'' .~s~ r ~ i kk~ x ~.~~ ~~~ :~~~~`~~ ~" ,r ~ ~~ ~--~ ._,~-~ ~~N~'.:e~~'~~,~~~~ Subtotal (add columns (B), (D), and (E)). . ~~'~~'~ ~~: ~~~~~ ..,... ~~' ~ " ~"~ -: ~~.~~,~~~~~z~2~ ~ b 105 Total (add line 104, columns (B), (D), and (E)) ......................................................... - 0. Note: Line 105 plus line Ie, Part 1, should equal the amount on line 12, Part l. YPafirt~.vlll; RelationshiP of Activities to the Accomplishment of Exempt Purposes (See the instructions.) Line No. Explain how each activity for which income is reported in column (E) of Part VII contributed importantly to the accomplishment ~ of the organization's exempt purposes (other than by providing funds for such purposes). N/A ~~P~artz;IX~ Information Re ardin Taxa ble Subsidiaries and Disre arded Entities See fhe instructions. (A) Name, address, and EIN of corporation, partnership, or disregarded entity (B) Percentage of ownership interest (C) Nature of activities (D) Total income (E) End-of-year assets N/A o 0 0 0 0 0 ~;~~ran~~~~ mtormation Ke ag raing i ransters Associated witn rersona~ r3enetit c;ontracts (See tne instructions.) a Ditl the organization, during the year, receive any funds, directly or indirectly, to pay premiums on a personal benefit contract? . ................ B Yes eX No b Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract?. ......... Yes X No Note: If 'Yes' to (b), file Form 8870 and Form 4720 (see instructions). B~ TEEAOIO8L izivim Form 990 (2007) Form 990 (2007) TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Page 9 ~~ r ~Part~Xl,;.; Information Regarding Transfers To and From Controlled Entities. Complete only if the orqanization is a controllinq orqanization as defined in section 512(b)(13). . Yes No 106 Did the reporting organization make any transfers to a controlled entity as defined in section 512(b)(13) of the Code? If 'Yes,' complete the schedule below for each controlled entity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X ~A) Name, address, of each ~B) Employer ldentification ~C) Description of (~) controlled entity Number transfer Amount of transfer a ------------------------- ------------------------- b ------------------------- ------------------------- c ------------------------- ------------------------- Totals `~, t`-9_*° ~ °_P,~€ P : L ~"'~'j ~~ ~ ' ~k"S~,A~C~C` ~~#`,~"..,~""~ ~r , ~ ~~~. Y/! 5 9 "` .~ ks uE ~5~ ,~Ai" ~ e~~ w~ ~ ~~~,.~ 4 ,~ ~ ~ ~ ' .~ ~ ~ ~~ ~ ~~ tt? ~ ~~ ' f~ r , . ~ . ~ ~ ~ r `~s' ~~ ~~ w~s.-_ C~s~ a ~'Sa ~? .r, :~ ~ ~d~`, '~ s ~ . ~ ~k. _ Yes No 107 Did the reporting organization receive any transfers from a controlled entity as defined in section 512(b)(13) of the Code? If 'Yes,' complete the schedule below for each controlled entity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . X (A) (B) (~) Idame, address, of each Employer ldentification Description of (~) controlled entity Number transfer Amount of transfer a ------------------------- ------------------------- b ------------------------- ------------------------- c ------------------------- ------------------------- Totals t , - ~ ~~-~~ ~ ~~~~~~ ~ >u ~~ ~~ ~~t ~ ~ i ' ~~-~ ~~ ~ ,~ '~ ~ ~~~ ~~~ ~~ ~ ~~ ''. ''; ~ ; ~ ~..,~; ~ ,~~~~~~:. , :~~,"~,~.x . ~ ; .~~ ~~:~~ ~'~' ,;,~~ ~`:~:~°~ r._~ Yes No 108 Did the organization have a binding written contract in effect on August 17, 2006, covering the interest, rents, royalties, and annuities described in question 107 above? .................. .......................................... X Under penalties of perjurY I declare that I have examined this return, including accompanying gchedules, and statements, and to the best of my knowledge and belief, it is true correct and complete Declaration of preparer (other than officer) is based on all information of which reparer has an knowled e , , . p y g . ~ ~~~~~ ~~~~ Please - ~ Sign Signature of officer Date Here - M. WELDON MORELAND, CF'0 ~~' Type or print name and title. Paid Preparer's Date Check if Preparer's SSN or PTIN (See General Instruction X) Pre- signature - M. Weldon Moreland employed - N/A parer'S Firm's name (or Moreland & Bolo na Accountants & Consultants Use employed)If - 1424 Concannon Blvd, Bld G EIN - N/A ~n~y ZI~P+4' and Livermore, CA 94550 Phone no. ~ (925) 449-0100 BAA Form 990 (2007) TEEA0110L 08/03/07 SCHEDULE A (Form 990 or 990-EZ) Department of the Treasury Internal Revenue Service Organization iExempt Under OMB No. 1545-0047 Section 501(c)(3) (Except Private Foundation) and Section 501(e), 501(~, 501(k), ~oo~ 501(n), or 4947(aX1) Nonexempt Charitable Trust Supplementary Information ~- (See separate instructions.) MUST be completed by the above organizations and attached to their Form 990 or 990-EZ. Name of the organization Employer identification number TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 .XPart 13~ ~~~~~ Compensation of the Five Highest Paid Employees Other Than Officers, Directors, and Trustees (See instructions. List each one. If there are none, enter 'None.') (a) Name and address of each employee paid more than $50,000 (b) Title and average hours per week devoted to position (c) Compensation (d) Contributions to employee benefit plans and deferred compensation (e) Expense account and other allowances None ------------------------- ------------------------- ------------------------- ------------------------- ------------------------- Total number of other employees paid over $50,000. . - 0 ~~~~~~'~~ ~~~~~`~ ~ ~` ,~, ~ ' ~~,~„~ ~ ~ r,~; ,. ~,. ~ _~~ us~~ ~~~` ~ ~~~~.~`~a.~~ ~~ ~~ ~, ~ ~ r~ ~.,.. .~~ ~'~ ~ ~-~~~~ ~~ ~ €. ~ ku ~,~ ~~r ~ ~ ~ a~~,~ e..s~ ~ ~Part I,f :~A~ Compensation of the Five Highest Paid Independent Contractors for Professional Services (See instructions. List each one (whether individuals or firms). If there are none, enter 'None.') (a) Name and address of each independent contractor paid more than $50,000 (b) Type of service (c) Compensation None ---------------------------------------- ---------------------------------------- ---------------------------------------- ---------------------------------------- ---------------------------------------- Total number of others receiving over $50,000 for professional services.. ~ . 0 ~,~ ~ ~ ~~ ~ ~~. ~~~~~ ~ ~",' ~~~~~'#'~~`~`~ ^'`~~~"~`~~ ~~ ~ ~~ ~~~ ~ .~~r"~'` ~~Z~`~~; =~as~,s, ~ ~~~, -~v~,t?~ _ .,.~r~~ ~~~ ~t ~ ,~~~ ~ , ~'~r~ ~~~`~`~~~~ y~~'~~~ ~~~~, f~~~~~r ~ ~~~~~ ..r~;~~,.~~v I~Par„t~ll~~~B~~~ Compensation of the Five Highest Paid Independent Contractors for Other Services (~ist each contractor who performed services other than professional services, whether individuals or firms. If there are none, enter 'None.' See instructions.) (a) Name and address of each independent contractor paid more than $50,000 (b) Type of service (c) Compensation None ---------------------------------------- ---------------------------------------- ---------------------------------------- ---------------------------------------- ----------------------------------------- Total number of other contractors receiving over $50,000 for other services. . . . . . . . . . . ~ 0 ` ~~"~~~t `',~~ ;~~~~~ ~fi~~~ ~~~~~ ~_~"_"~„~ ,~~~'~~ .u~~ ~~~~. ~ ~ ~~ ~~''~~.,~ ~ r ~~. .: `'~""~ ~_. ~~~ ~~~;~'~~.~~~°~~,~~~~~~ ~_. _ ~ r ~'~'~~~~~ ~`~ ~' . . =~~f, ~xx~~ ~ BAA For Paperwork Reduction Act Notice, see the Instructions for Form 990 and Form 990-EZ. Schedule A(Form 990 or 990-EZ) 2007 TEEA0407L 12/27/07 Schedule A(Form 990 or 990-EZ) 2007 TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Page 2 ~Part~I1F;~~; Statements About Activities (See instructions.) Yes No 1 During the year, has the organization attempted to influence national, state, or local legislation, including any attempt to influence public opinion on a legislative matter or referendum % If 'Yes,' enter the total expenses paid or incurred in connection with the lobbying activities. ... ~$ N/A (Must equal amounts on line 38, Part VI-A, or line i of Part VI-B.) .................................................... 1 X Organizations that made an election under section 501(h) by filing Form 5768 must complete Part VI-A. Other organizations checking 'Yes' must complete Part VI-B AND attach a statement giving a detailed description of the ` ~,~~~~ ~~.~ a~.~~' ,~ ~'~~ ~ ~ ~~~ ~, ~~~~ ~ lobbying activities. ~~ ~ ' ~ ~~ ~ k,~y ~ ~ ~ 2 During the year, has the organization, either directly or indirectly, engaged in any of the following acts with any ~s,~ ~ ~~ ~ ~~ }~~~'~ substantial contnbutors, trustees, directors, officers, creators, key employees, or members of their families, or with any ~, ~~~~$ "~ ~ ~~ ~~~ taxable organization with which any such person is affiliated as an officer, director, trustee, majority owner, or principal F~~~ ~~ ~ ,~ ~ i ~ ~~ ,~f,~ z~ beneficiary? (If the answer to any question is 'Yes,' attach a detailed statement explaining the transactions.) ~ ~~~ ~~~~ ~`,; ~~ .u~t~~u a Sale, exchange, or leasing of property? . . . . . . . . . . ... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2a X b Lending of money or other extension of credit? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2b X c Furnishing of goods, services, or facilities? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. .. .. .. . . .. . . . . 2c X d Payment of compensation (or payment or reimbursement of expenses if more than $1,000)? . . . . . . . . . . . . . . . . . . . . . . . . . . 2d X e Transfer of any part of its income or assets? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2e X 3a Did the organization make grants for scholarships, fellowships, student loans, etc? (If 'Yes,' attach an explanation of how the organization determines that recipients qualify to receive payments.) .. .. . . . .. . .. . . .. . . . . .. . . .. . 3a X b Did the organization have a section 403(b) annuity plan for its employees? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3b X c Did the organization receive or hold an easement for conservation purposes, including easements to preserve open space, the environment, historic land areas or historic structures? If 'Yes,' attach a detailed statement . . . .. .... . ... . .. .. .. . .. . . .. . . ..... . . . . .. . .. .. . . . .. .. . .. . . . . . . . .. . . .. .. . . . .. . . .. .. . 3c X d Did the organization provide credit counseling, debt management, credit repair, or debt negotiation services?. .......... 3d X 4a Did the organization maintain any donor advised funds? If 'Yes,' complete lines 4b through 4g. If 'No,' complete lines 4f and 4g . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4a X b Did the organization make any taxable distributions under section 4966? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4b N A c Did the organization make a distribution to a donor, donor advisor, or related person? .. .. . . . . . . . . .. .. . .. . . . . .. .. .. . . . . 4c N A d Enter the total number of donor advised funds owned at the end of the tax year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~ N/A e Enter the aggregate value of assets held in all donor advised funds owned at the end of the tax year. .......... ~ N/A f Enter the total number of separate funds or accounts owned at the end of the tax year (excluding donor advised funds included on line 4d) where donors have the right to provide advice on the distribution or investment of amounts in such funds or accounts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~ 0 g Enter the aggregate value of assets held In all funds or accounts included on line 4f at the end of the tax year. .- 0. BAA TEEA0402L i2i2~io~ Schedule A(Form 990 or Form 990-EZ) 2007 Schedule A(Form 990 or 990-EZ) 2007 TRI-VALLEY HOUSING. OPPORTUNITY CENT 20-8081482 Page 3 ;Part IU~ ~ Reason for Non-Private Foundation Status (See instructions.) I certify that the organization is not a private founclation because it is: (Please check only ONE applicable box.) 5~ A church, convention of churches, or association of churches. Section 170(b)(1)(A)(i). 6~ A schooi. Section 170(b)(1)(A)(ii). (Also complete Part V.) 7~ A hospital or a cooperative hospital service organization. Section 170(b)(1)(A)(iii). 8~ A federal, state, or local government or governmental unit. Section 170(b)(1)(A)(v). 9~ A medical research organization operated in conjunction with a hospital. Section 170(b)(1)(A)(iii). Enter the hospital's name, ciry, and state - ~ -------------------------------------------------------- 10 ~ An organization operated for the benefit of a college or university owned or operated by a governmental unit. Section 170(b)(1)(A)(iv). (Also complete the Support Schedule in Part IV-A.) 11 a X~ An organization that normally receives a substantial part of its support from a governmental unit or from the general public. Section 170(b)(1)(A)(vi). (Also complete the Support Schedule in Part IV-A.) 11 b~ A community trust. Section 170(b)(1)(A)(vi). (Also complete the Support Schedule in Part IV-A.) ~2 ~ An organization that normally receives: (1) more than 33-1/3% of its support from contributions, membership fees, and gross receipts from activities related to its charitable, etc, functions - subject to certain exceptions, and (2) no more than 33-1/3% of its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses acquired by the organization after June 30, 1975. See section 509(a)(2). (Also complete the Support Schedule in Part IV-A.) 13 An organization that is not controlled by any disqualified persons (other than foundation managers) and otherwise meets the requirements of section 509(a)(3). Check the box that describes the type of supporting organization: - n Type I n Type II n Type I II-Functionally Integrated n Type III-Other Provide the following information about the supported organizations. (See instructions.) a Name(s) of supported organixation(s) b Employer identification number (EIN) c Type of organization (described in lines 5 through 12 above or IRC section) d Is the supported organization listed in the supporting organization's governing documents? e Amount of support Yes No Total .......................................................................................................... ~ 0 . 14 n An organization organized and operated to test for public safety. Section 509(a)(4). (See instructions.) BAA Schedule A(Form 990 or 990-EZ) 2007 TEEA0407L 12/27/07 Schedule A(Form 990 or 990-EZ) 2007 TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Page 4 Part~IV A~ SUppO~ SCh@dUl@ (Complete only if you checked a box on line 10, 11, or 12.) Use cash method ofaccounting. Note: You may use the worksheet in the instructions for converting from the accrual to the cash method of accounting. Calendar year (or fiscal year (a) (b) (c) (d) (e) beginningin) .................... ~ 2006 2005 2004 2003 Total 15 Gifts., grants, and contributions received. (Do not include unusual grants. See line 28.} ... 0. 16 Membership fees received. ..... ~• 17 Gross receipts from admissions, merchandise sold or services performed, or furnishing of facilities in any activity that is related to the organization's charitable, etc, purpose . . . . . . . . . . . . . ~ • 18 Gross income from interest, dividentls, amts rec'd from payments on securities loans (sec. 512(a)(5)), rents, royalties, income from similar sources, and ' unrelated business taxable income (less sec. 511 tazes) from businesses acquired b the organzation after June 30, 1975. .. 0. 19 Net income from unrelated business activities not included in line 18 ....... 0. 20 Tax revenues levied for the organization's benefit and either paid to it or expended on its behalf . .. .. .. . . . . .. .. . . .. 0 . 21 The value of services or facilities furnished to the organization by a governmental unit without charge. Do not include the value of services or facilities generally furnished to the public without charge. .. .... 0. 22 Other income. Attach a schedule. Do not include gain or (loss) from sale of capital assets .................. 0 . 23 Total of lines 15 through 22. .... 0. 24 Line 23 minus line 17.. .... ..... 0. 25 Enter 1 °/a of line 23 . . . . . . . . . . . . ~ ~ ~ ~ ~~,:~ ~~~~~~ 26 Organizations described on lines 10 or 11: a Enter 2% of amount in column (e), line 24 . ..............- 26a b Prepare a list for your records to show the name of and amount contributed by each person (other than a governmental unit or publicly ~~ ,~ ~~ ~;~ ,~~„~.~~~,~~ supported organization) wliose total gifts for 2003 through 2006 exceeded the amount shown in line 26a. Do not file this list with your ---- ^~ x~~--= ---.~~~ return. Enter the total of all these ezcess amounts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~ 26b c Total support for section 509(a)(1) test: Enter line 24, column (e) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . - 26c dAdd: Amounts from column (e) for lines: 18 19 ~~~~;s ~~, `~~~~~~~,, 22 26 b 26 d e Public support (line 26c minus line 26d total) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~ 26e f Public support percentage (line 26e (numerator) divided by line 26c (denominator)) . . . . . . . . . . . . . . . . . . . . . . . - 26f 0 . o 27 Organizations described on line 12: N/A a For amounts included in lines 15, 16, and 17 that were received from a'disqualified person,' prepare a list for your records to show the name of, and total amounts received in each year from, each 'disqualified person.' Do not file this list with your return. Enter the sum of such amounts for each year: (2006) ------------ (2005)------------ (2004)------------ (2003)------------- bFor any amount included in line 17 that was received from each person (other than 'disqualified persons'), prepare a list for your records to show the name of, and amount received for each year, that was more than the larger of (1) the amount on line 25 for the year or (2) $5,000. (Include in the list organizations described in lines 5 through 11 b, as well as individuals.) Do not file this list with your return. After computing the difference between the amount received and the larger amount described in (1) or (2), enter the sum of these differences (the excess amounts) for each year: (2006) ------------ (2005)------------ (2004)------------ (2003)------------- c Add: Amounts from column (e) for lines: 15 16 17 20 21 27 c d Add: Line 27a total. . . . . and line 27b #otal. . . . . . . . . . . . 27d e Public support (line 27c total minus line 27d total) .. . . . . . . . . . .. ...... . . . .. . .. . . . . .. . . . . . .. . . . . . . . .. .. . . . .. - 27e f Total support for section 509(a)(2) test: Enter amount from line 23, column (e)... - 27f ~~~~ .,'"~~'~ '~`°`~~`~s~n~"~~~f~~ ~.~ ~,~~ .., ..a..,_r g Public support percentage (line 27e (numerator) divided by line 27f (denominator)) . . . . . . . . . . . . . . . . . . . . . . . ~ 27g o h Investment income percentage (line 18, column (e) (numerator) divided by line 27f (denominator)). ........~ 27h o 28 Unusual Grants: For an organization described in line 10, 11, or 12 that received any unusual grants during 2003 through 2006, prepare a list for your records to show, for each year, the name of the contributor, the date and amount of the grant, and a brief description of the nature of the grant. Do not file this list with your return. Do not include these grants in line 15. BAA TEEA04031 iziz~im Schedule A(Form 990 or 990-EZ) 2007 Schedule A(Form 990 or 990-EZ) 2007 TRI-VALLEY HOUSING OPPORTUNITY CENT 20-8081482 Page 5 Par~'v~~~ Private~School Questionnaire (See instructions.) (To be completed ONLY by schools that checked the box on line 6 in Part I~ N/A No 29 Does the organization have a racially nondiscriminatory policy toward students by statement in its charter, bylaws, other governing instrument, or in a resolution of its governing body? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 Does the organization include a statement of its racially nondiscriminatory policy toward students in all its brochures, catalogues, and other written communications with the public dealing with student admissions, programs, and scholarships? ................................................................................................. 31 Has the organization publicized its racially nondiscriminatory policy through newspaper or broadcast media during the period of solicitation for students, or during the registration period if it has no soliatation program, in a way that makes the policy known to all parts of the general community it serves? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . If 'Yes,' please describe; if 'No,' please explain. (If you need more space, attach a separate statement.) --------------------------------------------------------- 32 Does the organization maintain the following: a Records indicating the racial composition of the student body, faculty, and administrative staff? . . . . . . . . . . . . . . . . . . . . . . . . b Records documenting that scholarships and other financial assistance are awarded on a racially nondiscriminatory basis? ................................................................... c Copies of all catalogues, brochures, announcements, and other written communications to the public dealing with student admissions, programs, and scholarships? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . d Copies of all material used by the organization or on its behalf to solicit contributions? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . If you answered 'No' to any of the above, please explain. (ff you need more space, attach a separate statement.) 33 Does the organization discriminate by race in any way with respect to: a Students' rights or privileges? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .:. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . bAdmissions policies? .............................................................................................. c Employment of faculty or administrative staff? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . d Scholarships or otherfinancial assistance? ......................................................................... e Educational policies? .............................................................................................. f Use offacilities? .................................................................................................. g Athletic programs? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . h Other extracurricular activities? .................................................................................... If you answered 'Yes' to any of the above, please explain. (If you need more space, attach a separate statement.) 34a Does the organization receive any financial aid or assistance from a governmental agency? . . . . . . . . . . . . . . . . . . . . . . . . . . . . b Has the organization's right to such aid ever been revoked or suspended? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . If you answered 'Yes' to either 34a or b, please explain using an attached statement. 35 Does the organization certify that it has complied with the applicable requirements of sections 4.01 through 4.05 of Rev Proc 75-50, 1975-2 C.B. 587, covering racial nnnrlicrriminatinn~ If 'Nn ' atta~h an avnlanatinn B~1 .................................................................i ,.. TEEA040kL i2ivio~ Schedule A(Form 990 or Schedule A(Form 990 or 990-EZ) 2007 TRI-VALLEY HOUSING OPPORTUNITY CENTE 20-8081482 Page 6 Par~~UI~A~~ Lobbying Expenditures by Electing Public Charities (See instructions.) (To be completed ONLY by an eligible organization that filed Form 5768) N/A Check - a if the organization belongs to an affiliated group. Check - b n if you checked 'a' and 'limited control' provisions apply. Limits on Lobb in Ex enditures Y 9 P ~a> Affiliated group ~b> To be completed (The term 'expenditures' means amounts paid or incurred.) totals for all electing organizations 36 Total lobbying expenditures to influence public opinion (grassroots lobbying). ........ 36 37 Total lobbying expenditures to influence a legislative body (direct lobbying). ........ . 37 38 Total lobbying expenditures (add lines 36 and 37) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 39 Other exempt purpose expenditures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 40 Total exempt purpose expenditures (add lines 38 and 39) . .. . .. .. .. . . . . .. . . .. . . .. . . . 40 41 Lobbying nontaxable amount. Enter the amount from the following table - If the amount on line 40 is - ... The lobbying nontaxable amount is - ,~ ,~ ~~'~~`'2 ~ ,, ~ ~~~ ~, ~,~~~ ~~ ~ ~ ~ ~~~~~~f~ ~Y ~^~ ~~ ~ ,, ~ r~«n,~ ~ 3 ~1~'~'~~ ~ ~r ~~' ~~h~~ g ~ ~~'~ Y ~~~F~; ~`~;~ ,'~, ~ ' " ~ " Not over $500,OOQ . . . . . . . . . . 20% of the amount on line 40. . . . . . .. o Over $500,000 but not over $1,000,000 . . . . . . . . . $100,000 plus 15 /o of the excess over $500,000 ~~ ~ ~"~~ ~ z~~„~ ~ ~ ~~'~~ra, ', ~ ~ ~ ~ ~ ~,~~ ~ ~ ~ ~~~~ ~4~~~'~~ ~' ~ r ~` ~§~ ~ ~ ; ~ ~ ~~,: r ~~ ~ ~ ~ a ~ . , w~. , „ ~.r~ .. . ~ . ...~_.,n, :.. ,r „~, d. Over $1,000,000 but not over $1,500,000 . . . . . . . . . $115,000 plus 10% of the excess over $1,000,000 41 Over $1,500,000 but not over $17,00O,OOQ . . . . . . . $225,000 plus 5°/a of the excess over $1,500,000 ~ ~ s~~~~ ~ ~~ j ~-~~ ~ ~~~ ~~`~' '~~~~~~ ~ Over $17,000,000 ......... .......... . $1,000,000....................... ~,~:: ~ ~~~.s~~_.~ ~.~~ ~ ~~ ~ m ,_'. ~,~~?~~v~.~~.r.~~ 42 Grassroots nontaxable amount (enter 25% of line 41} . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 43 Subtract line 42 from line 36. Enter -0- if line 42 is more than line 36 . ............... 43 44 Subtract line 41 from line 38. Enter -0- if line 41 is more than line 38 . ... .... ........ 44 Caution: If there is an amount on either line 43 or line 44, you must file Form 4720. ~"~", =, ..~~t.~' ".,~~,,~ ~s~:,,~ ~„~~,,G ,,,,~;.;,~,~~ 4-Year Averaging Period Under Section 501(h) (Some, organizations that made a section 501(h) election do not have to complete all of the five columns below. See the instructions for lines 45 through 50.) ~ Lobbying Expenditures During 4•Year Averaging Period Calendar year (a) (b) (c) (d) (e) (or fiscal year 2007 2006 2005 2004 Total beginning in) - 45 Lobbying nontaxable ' amount . . . . . . . . . . . . . . . 46 Lobbying ceiling amount ~~W~ ~ ~ ~~ ~~~~~ ~, °~~~ ~~,~ ~~~~ ~ ~~ ' ~ ~ ~ ~-~ ~ ~ , ~H ~ ~ '~- - " ~ ~~~ ~~~ ~~ '~. ~~~ ~ ~ ~ ,~ ~~~'`~~ ~~~a'~ ~' '~ ,a ~ ~ r t '~ ' (150% of line 45(e)) ~ ~ ~~ ~ ~ ;~" , n E ~ '~`~' ~ ~ ' ' ~~ n + ~ "" ~~ ~~~ ' ~ ' ~ ~~ F ~ ~~ r ~ " ~ • .. ~s ~ ~ ~- ~ ~ „~ - +~:~ ~ n ~ x~,~~~R~; ': ~ ~r~ ~ ~.~. . t~ ,~r.,.~a'a' r~ ~ ~„~ ~~ 47 Total lobbying expenditures.......... 48 Grassroots non- taxable amount....... 49 Grassroots ceiling amount ~ k"t`x,{irR^~{ 3 `K ,~''~ f(~Y ~'~`~" y ~`~~ ~~ '~` 6Y~ `.,a f ~~ ~ '~~, - x ~, ~~'~~ ~,~ ~~ f '~~ t `&' ~rS'~:~ xr~~ ~ ~ ~4c ~~~ , ~ ~ ~' } X G 7 ~ . ~ ~~r ~ ~ . ~ 'x "`~- {?~~~'~~" ` (150% of line 48(e)) . S ~ :~ ~~sx~+t ris,~~ ~~~~~~~':,,s~~.r~. "~~~u~ ~~ -~ ~,~~ ~~~~-~~ ,~~ ,~~~~~;~~~ ~ ~~~~~ 50 Grassroots lobbying expenditures.......... l.~art~u~~B~~s~l Lobbying Activity by Nonelectin~ Public Charities (For reporting only by organizations that id not complete Part VI-A) (See instructions.) N/A During the year, did the organization attempt to influence national, state or local legislation, including any attempt to influence public opinion on a legislative matter or referendum, through the use of: Yes No Amount ~~ ~„ ~ ~ ~ ~~. ~ a Volunteers............ ~~ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~~ ~ ~~ ~~~~F~~ b Paid staff or management (Include compensation in expenses reported on lines c through h.) ..... ,=;~,p,~ ~,.,;~,~~`~ '~~,ti ;~.~~~~~ c Media advertisements . . . .. . . .. . . .. . . . . . . . . . . . . . .. . . ... . .. . . .. . . .. . . .. .. . . . . .. . . . . . . . . . . . . . . .. .. . . . d Mailings to members, legislators, or the public . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . e Publications, or published or broadcast statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . f Grants to other organizations for lobbying purposes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . g Direct contact with legislators, their staffs, government officials, or a legislative body . . . . . . . . . . . . . . . . . . h Rallies, demonstrations, seminars, conventions, speeches, lectures, or any other means . . . . . . . . . . . . . . U i Total lobbying expenditures (add lines c through h.) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ;,, ~~~ ~ ~' If 'Yes' to any of the above, also attach a statement giving a detailed description of the lobbying activities. B~ Schedule A(Form 990 or 990-EZ) 2007 TEEA0405L 72/27/07 Schedule A(Form 990 or 990-EZ) 2007 TRI-VALLEY HOUSING OPPORTUNITY CENT 20-8081482 Page 7 Par~~1"./,U~ Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations (See instructions) 51 Did the reporting.organization directly or indirectly engage in any of the following with any other organization describ of the Code (other than section 501(c)(3) organizations) or in section 527, relating to political organizations? ed in secti on 50 1(c) a Transfers from the reporting organization to a noncharitable exempt organization of: Yes No (i)Cash ..................................................................................................... 51a (i) X (ii)Other assets .............................................................................................. a (ii) X b Other transactions: (i)Sales or exchanges of assets with a noncharitable exempt organization . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . b (i) X (ii)Purchases of assets from a noncharitable exempt organization . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . b (ii) X (iii)Rental of facilities, equipment, or other assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . b (iii) X (iv)Reimbursement arrangements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . b (iv) X (v)Loans orloan guarantees ..............................................................:................... b (v) X (vi)Performance of services or membership or fundraising solicitations . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . b (vi) X c Sharing of facilities, equipment, mailing lists, other assets, or paid employees . ... . . .. . . . . . . . . . . . . . .. . .. . . . . .. . . .. c X d if the answer to any of the above is 'Yes,' complete the. following, schedule. Column (b) should a.lways show the fair the goods, other assets, or services given by the reporting organization. If the organization received less than fair ma any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services receive market val rket value d: ue of in (a) ~ine no. (b) Amount involved (~) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements N/ 52a Is the organization directly or indirectly affiliated with, or related to, one or more tax-exempt organizations described in section 5Q1(c) of the Code (other than sect+on 501(c)(3)) or in section 527? . . . . . . . . . . . . . . . . . . . . . . . . . . . - ~ Yes ^X No TEEA0406!_ 12/27/07 BAA Schedule A(Form 990 or 990-EZ) 2007 2007 Federal Statements Page 1 TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Statement 1 Form 990, Part IV, Line 57 Land, Buildings, and Equipment Accum. Book Category Basis Deprec. Value Miscellaneous $ 1,002,037. $ 11,535. $ 990,502. Total $ 1,002,037. $ 11,535. $ 990,502. Statement 2 Form 990, Part IV, Line 65 Other Liabilities CITY OF LIVERMORE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 350, 000 . DEBORBA .............................................................................................. 5 0, 0 0 0. NCCLF .................................................................................................. 6 6 2, 2 6 5. SECURITY DEPOSITS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3, 650 . Total $ 1,065,915. ~ 12/31/07 2007 Federal Book Depreciation Schedule TRI-VALLEY HOUSING OPPORTUNITY CENTER Page 1 20-8081482 Prior Cur Special 179/ Prior Salvage Date Date Cost/ Bus. 179 Depr. Bonus/ Dec. Bal. /Basis Depr. Prior Current ~ ~Ptrriptinn ~Gqui[etL Cnld Rasis _pGt__ Rnnue Allnw_ ~~ nPpr_ ~t.'pC` ~edllGttL Raeis ~Ppr MPthnri 1if~ Rata Form 990/990-PF 1 145 N. LIVERMORE 6/06/07 800,000 800,000 S/L MM 39 .01391 11,128 2 LAND 6/06/07 200,000 200,000 ~ 3 COMPUTER PROJECTOR 3/26/07 707 707 200DB HY 5.20000 141 4 COMPUTER EQUIPMENT 3/26/07 1,330 1,330 200D6 HY 5.20000 266 Total 1,002,037 0 0 0 0 0 1,002,037 • 0 11,535 Total Depreciation 1,002,037 0 0 0 0 0 1,002,037 0 11 Grand Total Depreciation 1,002,037 0 0 0 0 0 1,002,037 0 11,535 12/31/07 2007 California Book Depreciation Schedule Page 1 TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Prior Cur Special 179/ Prior Salvage Date Date Cost/ Bus. 179 Depr. Bonus/ Dec. Bal. /Basis Depr. Prior Current ~p_ ~aerrintinn _BCqLll'E(L Snlri Rasis ~_ Rnnut Allnw Sn ~enr DP~r ~EdllGtIL Ra~it ~P.(1r Mathnri ~~ R~ta Form 199 1 145 N. LIVERMORE 6/06/07 800,000 800,000 S/L MM 39 .01391 11,128 2 LAND 6/06/07 200,000 200,000 ~ 3 COMPUTER PROJECTOR 3/26/07 707 707 ` 200D6 HY 5.20000 141 4 COMPUTER EQUIPMENT 3/26/07 1,330 1,330 200DB HY 5.20000 266 Total 1,002,037 0 0 0 0 0 1,002,037 • 0 11,535 Total Depreciation 1,002,037 0 0 0 0 0 1,002,037 0 11 Grand Total Depreciation 1,002,037 0 0 0 0 0 1,002,037 0 11 TAXABLE YEAR California ExemQt Organization FORM 2007 Annual Information Return 199 For calendar year 2007 or fiscal year beginning month day year , and ending month day year ` ~~ ' IMPORTANT'`'Y ~"~~~' ``~'`~ '"" ~ ~'~"~,~`~~~ir~~~ A Final return? Check a licable box. ~ Yes X~ No ~' ~~_:,_~r~~..~,~ .. ~~ ~v ~our~numberMiS;~reqr~ired ~~:. ~_~~='~~..r.~... ...~~,~~ pP California corporation number J. Federal employer identification number (FEIN) ~~ Dissolved ~ Withdrawn ~ Merged/Reorganized (attach explanation) 2 0-8 0 814 8 2 If a box is checked, enter date • Check forms Corporation/Organization name B filed this year: State: ~ 109 ~ 100 ~ 1005 ~ 100W Fed: X 990 Fed: ~ 990EZ ~ 990T ~ 990PF ~ 1041 ~ 1120H ~ 1120 TRI-VALLEY HOUSING OPPORTUNITY CENTER Address (including suite, room, or PMB no.) 20 SOUTH L STREET City LIVERMORE, CA 94550 C If organization is exempt under R&TC Section 23701 d and is a school, public charity, religious organization, or is controlled by a religious operation, check box. See General Instruction F. No filing fee is required. •~ ~ Is this a group filing? See General Instruction N....... ~ Yes ~ No E Accounting method used. . CdStl F Type of X Exempt under Section 23701 d(insert letter) organization IRC Section 4947(a)(1) trust Part I Complete Part I unless not required to file this form. See General Instructions B and C. 1 Gross sales or receipts from other sources. From Side 2, Part II, line 8 .. .. .. ... .... ... .. .. • 1 2 Gross dues and assessments from members and affiliates . .. . . .. . . .. . . . . . . . . .. .. . .. . .. . . . • 2 3 Gross contributions, gifts, grants, and similar amounts received. See instructions . . . . . . . . . . . . . . . . . . . . . . . . . . . ~ 3 Receipts and Revenues 4 Total gross receipts for filing requirement test. Add line 1 through line 3. This line must be completed. If the result is less than $25,000, see General Instruction C • ~`~ 4 t~"~~+~ _~.~~~~ .:~~~''~ (Enclose, but do ~ot stapie, 5 Cost of goods sotd . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Cost or other basis, and sales expenses of assets sold ......... 5 6 ~;~ " ~,,.._e ~~~~ ~ ~_ ~ ~ ~, ~' ~~ ~ ~€ ~ ~~f~~~r * ~ f ~rt; ~~~'~ a_ ~~ t,~~'~~ ~~,~~ any payment.) 7 Total costs. Add line 5 and line 6 . ... . .. . .. .. .. .... .. .... .. ...... . .. ... .. .. . .. .. ... .. .. ... .. 7 8 Total ross income. Subtract line 7 from line 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 9 Total expenses and disbursements. From Side 2, Part II, line 18 . . .. . . .. .. . . .. ... .. .. .. . ... .. 9 11, 535 . Expenses 10 Excess of receipts over expenses and disbursements. Subtract line 9 from line 8 .............. 10 -11, 535. 11 Filing fee $10 or $25. See General Instruction F . .. .. . ... . .. .. . ... . ... .. . . .. .. . .. . . . .. .. ... .. 11 10 . Filing Fee 12 Penalty for failure to file on time. See General Instruction L .. . ....... . ... . . . .. . . .. . .. .. .. ... . 12 13 Use tax. See'Generallnstruction M' ..................................................... • 13 14 Balance due. Add line 11, line 12, and line 13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 10 . 15 If exempt under R&TC Section 23701d, has the organization during the year: (1) partfclpated in any political campaign or (2) attempted to influence legislation or any ballot measure, or (3) made an election under R&TC Section 23704.5 (relating to lobbying by public charities)? If 'Yes,' complete and attach form FTB 3509, Political or Legislative Activities by Section 23701d Organizations ................................................................................... ~ Yes X~ No 16 Did the organization have any changes in its activities, governing instrument, articles of incorporation, or bylaws that have not been reported to the Franchise Tax Board? If 'Yes,' complete an explanation and attach copies of revised documents . ... .. .. ... . .. . . . .... .... .. . ... . .. . . .. .. . . .. . .. .. .. .. .. .. .. .. ... .. .. . .. .. . .. .. ... .. .. ... . ... .... Yes X No 17 Is the organization exempt under R&TC Section 23701g? ..................................... ....................... eYes X No If 'Yes,' enter amount of gross receipts from nonmember sources. ..$ 18 Did the organization file Form 100, Form 100S, Form 100W, or Form 109 to report taxable income? ................. ... ~Yes ~X No If 'Yes,' enter amount of total income reported. ....$ 19 The financial records are in care of. M. WELDON MORELAND located at 1424 CONCANNON BLVD. 94550 Please Sign Here Daytime telephone 925-449-0100 Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge. ~'~P~r4Y~F~ C~P'Y - TC~e ° ~ Signature ot officer Date Paid Date Preparer's ~ Paid signature M. Weldon Moreland Preparer's Moreland & Boloqna Accountants & Consultants USe Only Firm's name (or yo~~s, if self- ~ 1424 Concannon Blvd, Bldg G employed) and address Livermore, CA 94550 • For Privacy Notice, get form FTB 1131. State ZIP Code 051 3651074 ~ • Daytime telephone Check Paid preparer's SSN or PTIN it self- employed n e 552-84-6714 FEIN • 94-3187785 metelephone (925) 449-0100 CACA1112L iznsio~ Form 199 C1~ 2007 Side 1 TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081482 Part II Organizations with gross receipts of more than $25,000 and ~rivate foundations regardless of amount of gross receipts - ..i.,~s o~.- II .,.4~~..,G~L, ~~~L,~ti+~~+n infnrm~+inn Caa Cnpri ~r 1 ina Inc}r~~~tinnc_ 1 Gross sales or receipts from all business activities. See instructions . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1 2 Interest ..................................................................................... 2 3 Dividends ................................................................................... 3 Receipts 4 Gross rents ................................................................................. 4 from 5 Gross royalties .............................................................................. 5 Other Sources 6 Gross amount received from sale of assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 7 Otherincome. Attach schedule ............................................................... 7 8 Total gross sales or receipts from other sources. Add line 1 through line 7. ~ 'nu~~~.~,,~,, ~ Enter here and on Side 1, Partl,line 1 ....................................................... 8 grants, and similar amounts paid. Attach schedule . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . gifts 9 Contributions 9 , , 10 Disbursements to orfor members ............................................................ 10 11 Compensation of officers, directors, and trustees. Attach schedule . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 0 . Expenses 12 Other salaries and wages .................................................................... 12 and 13 Interest ..................................................................................... 13 Disburse- ments 14 Taxes ...................................................................................... 14 15 Rents ...................................................................................... 15 16 Depreciation and depletion ................................................................... 16 11, 535. 17 Other. Attach schedule ...................................................................... 17 18 Total expenses and disbursements. Add line 9 through line 17. Enter here and on Side l, Part I, line 9 ................ 18 11, 535 . 5CI1edUle L Balance Sheets Beginning ot taxapie ear tna or taxaoie year Assets a b (c d) 1 Cash . .. .. .. . .. .. .. .. .. .. . . .. .. .. . .. .. .. ~~~~~~~~~~~~~~~~ ~ h,~~~~ ~ ~ ~t ~. 63, 878 . 2 Net accounts receivable . . . . . . . . . . . . . . . . . . . ~ ~~; ~ yr ~~ j fi' ~ ~~,, ~ x~ ~~~ ' ~ ~~ ~~~ ~ : 3 Net notes receivable. Attach schedule . . . . . . . . . . . . . . ~ ~~ ~~~, ~~~~~ ~~~ + " ,~~ ,~ ~ ~ 4 Inventones . . . . . . . . . . . . . . . . . . . . . . . . . . . . ~~ t ;~ ~ ~ ~r= ~,e~`frsr~~ ~"~ 5 Federal and state government obligations . . ~ ~ w~`~~ ° "',~ ~~x~~ - # ~~"'"~' `~~ s ~- ' ~ ~'"~~ ~' ~ ~'-~ 6 Investments in other bonds. Attach schedule. . . . . . . ~~ ._'~, ~~ ~. ~ ~,~~„~~ ,~ ~ u; ~a ~~~x~'' ~;; ~.~ ~ ~,; 2~ ~ ~4;4"~' k, 9~ ~ ~, ,F (' M f~~~. 7 Investments in stock. Attach schedule . . . . . . . . . . . . . . ~`~ ~ ~ ~, ;~ ~ .., ~~ ~: f~"~ ~`~ ~ ~ ~ ~ 8 Mortgage loans (number of loans . . ) ~~~ ~ ~ ., ~~ ~^~~'~~.r~~~`~r 9 Other investments. Attach schedule........ ~ ~;;. ~,' .~~ .~~~'.~r~,~ 3~}`.' ~__~ ~{~~°'-.~~~'~~#~`~~ 10a Depreciable assets ........................ ~'~~~:~ ,~~~"", ~~,~,~,~;; 1, 002, 037 .~~,~~~~~_~`~«,~-~~ b Less accumulated depreciation .............. 11, 535 . 990, 502 . ~ ~~ ~- ~ ~ ~ ~~ r ~ ~ 11 Land ........................ f ~ ~ ............. ~-~ „~~ ~~;~ ~ ~~~~y, x ~ ~ 12 Other assets. Attach schedule . . . . . . . . . . . ~ {.~t~,~;~~ ~ 4 `~~~~ ~ ~~^~~'~ ~ "~ ~,~ ,~~~~~ EE~ ~ '~ ~~ N .~~ ~ ~ d ~ ~ ~, ~i ~4~r`~ ~ , ~ 13 Totalassets .............................. ~~ t ~ +a~~* ,,~ ~~ .~~.~~ ~~~ 1~054~380 ~` °fi.a'- ..?""k Sa` Y $ e w`~ ~~ ~h~' ~~ ~ ~ Liabilities and net worth ~ . a ~ ~~ „~~,~~~ ~~~;x, ~'~ ~ '~""'~.'~ ~ f ~~~ ,~,,~~,.~,„, ,~~~,.; „~ ~ ~~. ,: .>.,~ : ~ ~ ~' ~Hu~~'~,'~~~~; ~.~~ , ,... ~~~~ ~ ~~'"~f~~~~ 14 Accounts payable ... .. .... .. .. . ... . .. .. .. . ~ F' ~~~ c r~'"Y4 ~~^ .~ ~, ~ ~ ~ ~ .,~ ~r~` x.k. ,~ ~ 15 Contributions, gifts, or grants payable . . . . . ~'"~ ~ ;~~ ~~ ~: ~~'~~~~~r 16 Bonds and notes payable. Attach schedule. . . . . . . . . . ~ ,~ ~~ ~ `~ ~~~° ~~`~ '" ~ a .~, _ f ~,~ ,~~' _~~~ ~ , 17 Mortgages payable . . . . . . . . . . . . . . . . . . . . . . . ~ ~ ~ ~ ~,~ ~~ . ;~~~ "~ ~~ 18 Other liabilities. Attach schedule.. St.l . A,~,! ;~ ,~,~ T~{ ~~`~"~~~~~,~ ,~~. ~: 1, 065, 915. 19 Capital stock or principle fund ............. ,:'~ ~~; y~~. ~~~ }~~~~~' ~:-~~5 ~'s -11, 535. 20 Paid-in or capital surplus. Attach reconciliation. . . . . . t~ a~ ~~°' ~ ~": ~~~~`~ ~ ~~ " ~~,~~~`, 21 Retained earnings or income fund. . . . . . . . . . ~ ~~ ~;~~'` , '~_- ~ ~~~' ''~~~~~'~''s~,'~~ ~ ~,~~ { .~ ~ ~ -~ .~ . .,~~ 22 Total liabilities and net worth ............... s„~ ""_~f ~ ;..'~~~~` ..~~~~~~ 1, 054, 380. SChedule M-1 Reconciliation of income per books with income per return Do not complete this schedule if the amount on Schedule L, line 13, column (d), is less than $25,000 1 Net income per books . .. .. . . .. . .. .. . . -11, 535. 7 Income recorded on books this year °'"µ,~ ~„ ~ ~~r " "~ . . . . . . . . . . . . . . not induded in this return. ';„~; ~;~,'~~ r. ,;~.~~ ~~~,~;~~ 2 Federal income tax. . . . ~ ' ~' ~~ ~~ 3 Excess of capital losses over capital gains. Attach schedule . . . . . . . . . . . . . . . . . . . . . . . ~ 'r~.~' 4 Income not recorded on books this year. ~~~,n,~~'~;,~,''~;`,~~~;~,'~~'7~'~? 8 Deductions in this return not charged ~l ~~~,;~.~~~~~,~'""~'~ Attach schedule . . . . . . . . . . . . . . . . . . . . . . . . . . against book income this year. ,~ ~ _.~, . 5 Expenses recorded on books this year not deductetl ~~~'"-~ {l'~~n'~ Attach schedule . . . . . . . . . . . . . . . . . . . . . . in this return. Attach schedule . . . . . . . . . . . . . . . . . . 9 Total. Add line 7 and line 8. . . . . . . . . . . 6 Total. ~ ~~~,~;~~~°~'~ 10 Net income per return. ;~'~~~~~~'~'~",~ Add line 1 throuah line 5 ................. -11, 535. Subtract line 9 from line 6........... . -11, 535. Side 2 Form 199 C1 2007 051 3652074 ~ CACA1112L 12/18/07 TAXABLE YEAR CALIFORNIA FORM 2007 Corporation Depreciation and Amortization 3885 Attach to Form 100 or Form 100W. Form 199 Corporation name California corporation number TRI-VALLEY HOUSING OPPORTUNITY CENTER Part I Election to Ex ense Certain Pro e Under IRC Section 179 1 Maximum deduction under Section 179 for California ..................................................... 1 $25, 000 2 Total cost of Section 179 property placed in service ...................................................... 2 3 Threshold cost of Section 179 property before reduction in limitation . . .. .. .. .. .. .. ... .. . .. .. .. . .. .. . . . .. . . 3 $200, 000 4 Reduction in limitation. Subtract line 3 from line 2. If zero or less, enter -0- . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 5 Dollar limitation for tax ear. Subtract line 4 from line 1. If zero or less, enter -0 .. . . . . . . . . . . . . . . . . . . . . . . . . . . 5 6 ~(a) Description of property _(b) Cost (business use only) (c) Elected cost ~~"~~~,~~f~~`~,~~~~ ~~" ,~~ ~~~ 7 Listed property (elected Section 179 cost) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 8 Total elected cost of Section 179 property. Add amounts in column (c), lines 6 and 7 . . . .. . . . . . . . . . .. . . .. .. . 9 Tentative deduction. Enter the smaller of line 5 or line 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Carryover of disallowed deduction from prior years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 Business income limitation. Enter the smaller of business income (not less than zero) or line 5 . ............ 12 Section 179 expense deduction. Add lines 9 and 10, but do not enter more than line 11 . . . . . . . . . . . . . . . . . . . . . 13 Carryover of disallowed deduction to 2008. Add lines 9 and 10, less line 12. ......... 13 ParF II no.,ra~~a+i.,., anrl Flpr+inn nf ~rlrlitinnal Firct Year ExoPnse Deduction Under R&TC Section 24356 14 (a) Description of property (b) Date acquired (c) Cost or other basis (d) Depreciation allowed or allowable in earlier years (e) Deprecia- tion method (fl Life or rate (g) Depreciation for this year (h) Additional first year depreciation 145 N. LIVERMORE 6/06/07 800,000. S/L 39 11,128. LAND 6/06/07 200,000. 0 COMPUTER PROJECT 3/26/07 707. 200DB 5 141. COMPUTER EQUIPME 3/26/07 1,330. 200DB 5 266. 15 Add the amounts in column (g) and column (h). The combined total of column (h) may not exceed $2,000. See instructions for line 14, column (h) . .. .. . . .. . .. .. ... . .. .. . . .. . .. .. .. .. . 15 11, 535 . Part III su 16 Total: If the corporation is electing: IRC Section 179 expense, add the amount on line 12 and line 15, column (g) or Additional first year depreciation under R& TC Section 24356, add the amounts on line 15, columns (g) and (h) or Depreciation (if no election is made), enter the amount from line 15, column (g) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 17 Total depreciation claimed for federal purposes from federal Form 4562, line 22 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 18 Depreciation adjustment. If line 17 is greater than line 16, enter the difference here and on Form 100 or Form 100W, Side 1, line 6. If line 17 is less than line 16, enter the difference here and on Form 100 or Form 100W, Side 1, line 12. (If California depreciation amounts are used to determine net income before state adjustments on Form 100 or Form 100W, no adiustment is necessary.) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 PaYt IV Gmnrtizatinn 19 (a) Description of property (b) Date acquired (~) Cost or other basis (d) Amortization allowed or allowable in earlier years (e) R&TC section (see instr) (~ Period or percentage (9) Amortization for this year 20 Total. Add the amounts in column (g) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 21 Total amortization claimed for federal purposes from federal Form 4562, line 44 . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 22 Amortization adjustment. If line 21 is greater than line 20, enter the difference here and on Form 100 or Form 100W, Side 1, line 6. If line 21 is less than line 20, enter the difference here and on Form 100 or Form 100W, Side l,line 12 ............................................................................. 22 CACA3501 L i 2rosim 0 51 7 6 210 7 4 ~ FTB 3885 2007 2007 California Statements Page 1 TRI-VALLEY HOUSING OPPORTUNITY CENTER 20-8081 Statement 1 Form 199, Schedule L, Line 18 Other Liabilities CITY OF LIVERMORE ... .. .. . ... . .. . . . . ... . . .. .. .. ... . . . . . . . .. .. . ... . . .. . .. . .. .. .. . . . . . . . .. .. . .. .. .. 350, 000 . DEBORBA .. . ... . .... .... .. .. .... .. ..... .. .. . ... . ... . . .. .. .. . ... .. ... .. .. .. .. .. .. .. .. .. .. . .. .. .. . .. .. .. . 50, 000 . NCCLF . ................................................................................................. 662, 265. SECURITY DEPOSITS ................................................................................ 3, 650 . Total $ 1,065,915. MAIL T0: Registry of Charitable Trusts P.O. Box 903447 Sacramento, CA 94203-4470 Telephone: (916) 445-2021 WEBSITE ADDRESS: http:/lag.ca.govlcharities/ ANNUAL REGISTRATION RENEWAL FEE REPORT TO ATTORNEY GENERAL OF CALIFORNIA Sections 12586 and 12587, California Government Code 11 Cal. Code Regs. sections 301-307, 311 and 312 Failure to submit this report annually no later than four months and fitteen days after the end ot the organization's accounting Period may result in the loss of tax exemption and the assessment o( a minimum tax of $800, Plus interest, andlor fines or filing penalties as defined in Govemment Code Section 12586.1. IRS extensions will be honored. ~ Check if: State Charity Registration Number 8 Change of address Amended report TRI-VALLEY HOUSING OPPORTUNITY CENTER Name of Organization 2 0 SOUTH L STREET Corporate or Organization No. Address (Number and Street) LIVERMORE, CA 94550 Federal Employer ID No. 20-8081482 City or Town State ZIP Code ANNUAL REGISTRATION RENEWAL FEE SCHEDULE (11 Cal. Code Regs. sections 301-307, 311and 312) Make Check Payable to Attorney General's Registry of Charitable Trusts Gross Annual Revenue Fee Gross Annual Revenue Fee Gross Annual Revenue Fee Less than $25,000 0 Between $100,001and $250,000 $50 Between $1,000,001 and $10 million $150 Between $25,000 and $100,000 $25 Between $250,001 and $1 million $75 Between $10,000,001 and $50 million $225 Greater than $50 million $300 PART A - ACTIVITIES Foryourmostrecentfullaccountingperiod(beginning 1/O1/07 ending 12/31/07)list: Gross annual revenue $ 0. Total assets $ 1, 054, 380 . PART B- STATEMENTS REGARDING ORGANIZATION DURING THE PERIOD OF THIS REPORT Note: If you answer'yes' to any of the questions below, you must attach a separate sheet providing an explanation and details for each 'yes' response. Please review RRF-1 instructions for information required. Yes No 1 During this reporting period, were there any contracts, loans, leases or other financial transactions between the organization and any officer, director or trustee thereof either directly or with an entity in which any such officer, director or trustee had any financial interest? X 2 During this reporting period, was there any theft, embezzlement, diversion or misuse of the organization's charitable propert orfunds? X 3 During this reporting period, did non-program expenditures exceed 50°/a of gross revenues? X 4 During this reporting period, were any organization funds used to pay any penalty, fine or judgment? If you filed a Form 4720 with the Internal Revenue Service, attach a cop . X 5 During this reporting period, were the services of a commercial fundraiser or fundraising counsel for charitable purposes used? If 'yes,' provide an attachment listing the name, address, and telephone number of the service provider. X 6 During this reporting period, did the organization receive any governmental funding? If so, provide an attachment listing the name of the agency, mailing address, contact person, and telephone number. X 7 During this reporting period, did the organization hold a raffle for charitable purposes? If 'yes,' provide an attachment indicating the number of raffles and the date(s) they occurred. X 8 Does the organization conduct a vehicle donation program? If 'yes,' provide an attachment indicating whether the program is operated by the charity or whether the organization contracts with a commercial fundraiser for charitable purposes. X 9 Did your organization have prepared an audited financial statement in accordance with generally accepted accounting principles for this reporting period? X Organization's area code and telephone number Organization's e-mail address I declare under penalty of perjury that I have examined this report, including accompanying documents, and to the best of my knowledge and belief, it is true, correct and complete. ~ ~~~~~ ~~~~ M. WELDON MORELAND CFO Signature of atithorized officer Printed Narr{e Title Date CAVA9801L OS/16/05 RRF-1 (3-05) MAIL TO: Registry of Charitable Trusts P.O. Box 903447 Sacramento, CA 94203-4470 Telephone: (916) 445-2021 WEBSITE ADDRESS: http:/lag.ca.govlcharities/ ANNUAL REGISTRATION RENEWAL FEE REPORT TO ATTORNEY GENERAL OF CALIFORNIA Sections 12586 and 12587, California Government Code 11 Cal. Code Regs. sections 301-307, 311 and 312 Failure to submit this report annually no later than four months and fifteen days aker the end of the organization's accounting eriod maX result in the loss ot tax exemption and the assessment of a minimum tax of ~800, Plus interest, andlor fines or filing penalties as defined in Government Code Sectfon 12586.1. IRS extensions will be honored. Check if: State Charity Registration Number B Change of address Amended report TRI-VALLEY HOUSING OPPORTUNITY CENTER Name of Organization 20 SOUTH L STREET Corporate or Organization No. Address (Number and Street) ' LIVERMORE, CA~ 94550 Federal Employer ID No. 20-8081482 City or Town State ZIP Code ANNUAL REGISTRATION RENEWAL FEE SCHEDULE (11 Cal. Code Regs. sections 301-307, 311and 312) Make Check Payable to Attorney General's Registry of Charitable Trusts Gross Annual Revenue Fee Gross Annual Revenue Fee Gross Annual Revenue Fee Less than $25,000 0 Between $100,001and $250,000 $50 Between $1,000,001 and $10 million $150 Between $25,000 and $100,000 $25 Between $250,001 and $1 million $75 Between $10,000,00~ and $50 million $225 Greater than $50 million $300 PART A - ACTIVITIES Foryour most recent full accounting period (beginning 1/O1/07 ending 12/31/07 ) list: Gross annual revenue $ 0. Total assets $ 1, 054, 380 . PART B- STATEMENTS REGARDING ORGANIZATION DURING THE PERIOD OF THIS REPORT Note: If you answer'yes' to any of the questions below, you must attach a separate sheet providing an explanation and details for each 'yes' response. Please review RRF-1 instructions for information required. Yes No 1 During this reporting period, were there any contracts, loans, leases or other financial transactions between the organization and any officer, director or trustee thereof either directly or with an entity in which any such officer, director or trustee had an financial interest? X 2 During this reporting period, was there any theft, embezzlement, diversion or misuse of the organization's charitable ropert or funds? X 3 During this re ortin eriod, did non- ro ram expenditures exceed 50°/a of ross revenues? X 4 During this reporting period, were any organization funds used to pay any penalty, fine or judgment? If you filed a Form 4720 with the Internal Revenue Service, attach a co . X 5 During this reporting period, were the services of a commercial fundraiser or fundraising counsel for charitable purposes used? If 'yes,' provide an attachment listing the name, address, and telephone number of the service rovider. X 6 During this reporting period, did the organization receive any governmental funding? If so, provide an attachment listing the name of the a enc , mailing address, contact erson, and tele hone number. X 7 During this reporting period, did the organization hold a raffle for charitable purposes? If 'yes,' provide an attachment indicating the number of raffles and the date(s) the occurred. X ' attachment indicating whether 8 Does the organization conduct a vehicle donation program? If 'yes,' provide an the program is operated by the charity or whether the organization contracts with a commercial fundraiser for charitable pur oses. ' X 9 Did your organization have prepared an audited financial statement in accordance with generally accepted accounting prina les for this re ortin eriod? X Organization's area code and telephone number Organization's e-mail address I declare under penalty of perjury that 1 have examined this report, including accompanying documents, and to the best of my knowledge and belief, it is true, correct and complete. T'~PAYER COPY M. WELDON MORELAND CFO Signature of aY~thorized officer Printed Nartlg Title Date CAVA9901L 08/16/05 RRF-1 (3-U5) TRI-VALLEY HOUSING OPPORTUNITY CENTER BOARD OF DIRECTORS AND STAFF „ -~ ~ -` ~` t ' ~~ ~ r Remaining ~ ~ ~ - -~' B " - - ~ ~ -- ' ' ~ , " .. ~ - . ' C -" ~ ~ -' ~- ~ . Address~(Nonpron'tsa ddresamzydeused~ , ' _ - - ~~ Firs Name : LastName Te m . ~ Eli ible Tertn ~ oard Position . ProfessionalDccupatiom ompany , ~ - ~ Street Address. Cit - . StatelProvince ' CouM ~~ BOARD OF DIRECTORS Anixter Rick 04/08/09-2010 0 Vice-Chair Senior Loan Officer Bank of America 20-A South L Street Livermore CA USA Groth Bill 04/08/09-2010 2 Member Loan Officer RPM Mort a e 20-A South L Street Livermore CA USA Martin Kevin 04/08/09-2010 1 Treasurer Attorne McNichols Randick, Odea BTooliatos 20-A South L Street Livermore CA USA McMullan Sandra 04/08/09-2010 2 Member EDD Ra id Res onse Coordina Alameda oun Workforce nvestmen Boar 20-A South L Street Livermore CA USA Olson Laura 04/08l09-2010 0 Secretar Marketin S ecialiri Uncle Credit Union 20-A South L Street Livermore CA USA Paxson James 04/08/09-20~0 0 Board Chair General Mana er Hacienda Owners Association 20.A South L Street Livermore CA USA EXECUTIVE COMM ITTEE Paxson James Board Chair Olson Laure Secreta Martin Kevin Treasurer PROGRAM COMMI TTEE Paxson James Rickman Jac ueline MARKETING COMM /TTEE Olson Laura AniMer Rick Rickman Jac ueline Groih Bill Finance Committee Olson Laura ADVISORY COMMI TTEE Burkett Ga lene Cit of Duhlin Lucero John Cit of Dublin Siebel Mill Cit of Livermore Erickson Scott Ci of Pleasanron Littman Brooke Ci of San Ramon Horn Corrine Town oF Danville GENERAL BOARD OF DIRECTOR INF ORMAT/ON Elections A ril Sec 6.4.3 Annual Mt A ril Sec 6.4.3 Terms of Directors One ear Sec 6.4.3 ORGANIZATION'S SENIQR STAFF Rickman Jac ueline Executive Director NHOC 20.A South L Street Livermore CA USA O en Position Housin S ecialist TVHOC 20-A South L Street Livermore CA USA Saelee Nai Housin 5 ecialist TVHOC 20-A South L Street Livermore CA USA ~e e Claudia VITA Coordinator & Accountin T1/HOC 20-A South L Street Uvermore CA USA ~.. ' ~. Tri-Valley Housing Opportunity Center Tri-Valley Housing Opportunity Center Program Goals Back r~ Sharing resources and information to better serve the Tri-Valley community on housing opportunities has been the goal of the Tri-Valley Affordable Housing Committee since its inception in 1992. The Tri-Valley Affordable Housing Committee comprised of elected officials and staff from the cities of Livermore, Pleasanton, Dublin, and San Ramon and the Town of Danville, Counties of Alameda and Contra Costa; has established the Tri-Valley Clearinghouse - Housing Opportunity Center to address the housing needs of their respective communities. The Tri-Valley Clearinghouse - Housing Opportunity Center (TVHOC) is a cooperative effort involving active participation by all of the Tri-Valley cities (Danville, Dublin, Livermore, Pleasanton and San Ramon) and Alameda and Contra Costa Counties. The TVHOC will coordinate homebuyer programs including Homebuyer Education Counseling, local Down Payment Assistance Programs, Lease Purchase Programs, and Inclusionary Housing Programs through its main office in Livermore and community outreach forums in the Tri-Valley cities. By consolidating the services of seven separate and distinct jurisdictions into the TVHOC; administrative costs savings will be realized by each city and county, and, at the same time more ef~icient services are being provided to each community. People looking for housing in the Tri-Valley are able to go to a single location for housing-related information that encompasses the entire region. With the creation of a regional public/private clearinghouse local jurisdictions are able to leverage their scarce housing resources to their fullest potential, addressing a larger percentage of the public's housing need. Working regionally, the TVHOC provides a one-stop-shop reaching over 260,000 people in the Tri-Valley Area and assures that the full value of current programs available through private lenders, state and federal programs are realized. The TVHOC allows the Tri-Valley region to be competitive when seeking state and federal funding. The five cities' populations range from 35,000 to 78,000 in size. By combining the populations of the five cities under the TVHOC it can be shown that the TVHOC serves a population of over 260,000; of which Livermore residents will benefit. For example, the City of Livermore with a population of approximately 75,000; would have difficulty in competing for funds against larger cities in the County. By pooling the resources of the five cities, Livermore is able to demonstrate that its request for funding will be used by the entire Tri-Valley region. In addition to seeking state and federal funding, the TVHOC will be partnering with members of the local real estate community. Working with local banks, lending institutions, title companies, real estate associations and their affiliate organizations, the TVHOC will provide information regarding private sector lender information, funding sources, and homebuyer training - helping to match those in need with the programs and services that benefit them most. Challen~es in the Tri-Vallev Over the next five to ten years an additional 20,000-25,000 new homes - primarily in Dublin and San Ramon - will be built in the Tri-Valley Area. This number of new homes will TriValley Clearinghouse HOC Page 1 .:.~h:. " ~ . . ~ .~~1''~Li+^C~, Tri-Valley Housing Opportunity Center still be out paced by the Area's fast job growth. It is projected that over 80,000 new jobs will be added to the region over the next 10 years. This presents many challenges to the Tri-Valley, including finding housing for the new job seekers as well as existing businesses who are recruiting employees to work in this high cost area. The city of Livermore is currently working with area employers such as the Lawrence Livermore National Laboratary and ValleyCare Hospital to develop employer assisted housing programs. The TVHOC will be working with a broad spectrum of people seeking housing in the Tri-Valley Area. Large employers such as LLNL and Va1leyCare are seeking programs and opportunities for their employees relocating to the area who earn well above moderate-income levels. The Lab has a workforce of approximately 10,000 employees with an annual employee- turnover of roughly three percent. Va1leyCare Hospital has the challenge of finding housing for their professional and technical staff (doctars and nurses for example) and being able to compete for qualified employees. There is also a tremendous challenge to assist low-income families seeking housing as well. Livermore has a very fast growing Hispanic and Vietnamese population whose housing needs must be addressed. The TVHOC will be working towards identifying these underserved low income groups and develop programs to meet their needs. Pro~rams Offered bv the TVHOC ~ The "One-Stop-Shop" TVHOC will offer a comprehensive counseling and education program that will expand mortgage credit opportunities and increase homeownership in the Tri- Valley region. The services provided include: • Confidential, one-on-one pre-qualification interviews with a housing counselor • Financial counseling • Information about affordable homes for sale and rent • Access to private and public sector mortgage loan products • Access to public agency homebuyer and rental assistance programs • Fair housing and lending education • Help prospective homebuyers overcome common barriers to homeownership • Expand mortgage credit opportunities to borrowers in the Tri-Valley region • Use limited resources more cost effectively and efficiently • Leverage state and federal resources ~ Assist in the marketing and resale of restricted ownership units • Work with lenders to develop new programs for potential homebuyers Goals of the TVHOC It is expected that in the first year of operation, through community outreach and education, the TVHOC will serve a major portion of households seeking homeownership in the Tri-Valley and will track its success with the following measures: • 1,000 families enrolled in homebuyer education workshops • 300 families received individual homebuyer counseling TriValley Clearinghouse HOC Page 2 { .s ~ ' '_ ~ ..,. . ,-~~~ u . ~ :. '"'~, ~ti. .' Tri-Valley Housing Opportunity Center • 30 families purchased homes following participation in homebuyer education and counseling • 50 loans closed with a total dollar amount of $1,200,000 ~ 50 families participated in the TVHOC down payment assistance programs • 25 families received home-rehabilitation loans through the TVHOC Marketing and Outreach The first marketing/outreach of the TVHOC will be its hosting of a Tri-Valley Housing Opportunity Expo on June 4, 2005 at the CarrAmerica Center in Pleasanton California. Each city has developed a list of persons interested in housing opportunities in the Tri-Valley and it's anticipated that over 3,000 households will be invited to the Expo. The Expo will have workshops where people can learn more about the home buying process and visit local vendors offering housing-related services. The workshops will cover such topics as: • What is credit and how it works • Fair Housing and Predatory Lending • How to find the right home and realtor • Home Inspections and Appraisals • Getting a Loan, Finding the right lender • The loan closing; Title Insurance and the escrow process • Maintaining Your Home Funding far the TVHOC Through the efforts of our local Congressional leaders, the TVHOC has received a $207,000 appropriation from the recently approved federal Omnibus Spending Bill for the creation of a Homeownership TVHOC to promote affordable housing programs and homeownership opportunities in the Tri-Valley. The TVHOC has been formed as a non-profit organization under the umbrella of the Tri-Valley Business Council's Educational Collaborative. By forming a non-profit organization the TVHOC is able to solicit support and funding for the TVHOC from both private and public sources. It is estimated that the cost of establishing and operating the TVHOC will be $750,000 for the initial three-year period. The TVHOC anticipates that the non-profit will generate income from services provided starting in year four. As with most start-up businesses, it takes time to launch new initiatives and the TVHOC is no exception. With this generous VA/HUD appropriation, the TVHOC has made progress in reaching its funding goal to fund the TVHOC and will be able to meet the needs of those seeking homeownership opportunities in the Tri-Valley. TriValley Clearinghouse HOC Page 3 '`-~-~ ~'~ , ~ ~ ~ Tri-~/alley ~ousing QPPortunity Center Tri-Valley Housing Organizational Chart ' Executiv~ Director TVHOC Board of Director Bookkeeper Housing Specialist Receptionist Asset Development Coordinator Tax Volunteer TVHOC Advisory Committee 20 ~jouth J._ ~Ereet, L,ivermor~, ~ 94550 • j'hone (925~ 373-393o • Fax ~9Z5) 373-393`~- JACC~UELINE RICKMAN OBJECTIVE To assist undetseroed communities in achieving the goal of affordable and decent housing. To help communities build wealth and empowerment thtough education and knowledge. EXPERIENCE 2006-Present: The Tri-Valley Housing Oppornuiity Centex Livermoxe, CA Center Directar ^ Principal advisot to the Board of Directors on policy and program service delivery, personnel and financial matters of the TVHOC. s Assists the TVHOC Board of Directoxs in Eundraising oppoxtunities, including gxant wating. ^ Implements the TVHOC pxogxams efficiendy and effectively; continually adjusts existing progxams to meet client needs - developing new cutriculum and refuung existing curriculum, as needed. ^ Supervises TVI~OC staff. ^ Conducts pxogram evaluarion and reporting, including recommendarions far change, fuhue plans and expansion of the program and services. ^ Ensures that the 'I'VHOC maintains xelarionships with public, private and nonprofit enrities to support the mission of the TVHOC. e Manages the annual operating budget in consultation with the TVHOC Boazd of Directors. ^ Ensutes financial and organizational requirements of all grants/contractual agreements are met. B Othex duties as iequued by the Board of Duectors. 2002-2006: Lao Family Community Development, Inc. Oakland, CA Multilingual Homeo~vner.rhip Center Director ~ ^ Develop and implement a housing program that meets needs of limited-English speaking communities. s Develop a marketing plan for MHC pxogram services to tesidents, real estate and lending communities. e Network and establish collaboration with secondary market, non-profit housing counseling agencies, and housing developers. ^ Assist in ptoduct development for targeted populations. ^ Oversee the daily operations and functioning of the Ptogram. 2002-Present: East Bay Housing Marketing & Consulting Dublin, CA Certified Hourfng Educator/Trainer/Coun.relor and Owner ^ Provide clients with class facilitation and teaching services. ^ Provide clients with marketing assistance and customized outreach assistance for their pzograms. ^ Assist clients in designing housing education curriculum and counseling services for targeted popularions. ^ Provide admuustrative services, applicarion processing, and loan undeiwiiting services to clients for specific housing developments. 2002: CitiMortgage Oakland, CA CKA (Community BelnvertmentAct) Loan Con.rultant ^ Sales of Community Lending Pxoducts. ^ Outreach and marketing of CitiMortgage loan products to residents of low-and moderate-income Census Tracts. ^ Responsible for intake, processing, and pre-underwrinting of customer's loan applications. 1992-2001: Consumer Credit Counseling Service of the East Bay Oakland, CA Certified Credz't and Hou.nng Caun.relor/Hauring Program Coords'nator s Counseled consumers on budgeting and cxedit card management. ^ Counseled consumers on options of the Debt Management Program. ^ Delinquenry and Early Foreclosure Prevention Counseling. ^ Development, unplementation, and training of all CCCS housing services and materials. ^ Managed projects and reported on all housing programs including, but not limited to specific performance of contractual agxeements, gtants, and funding partners. ^ Facilitated and taught the CCCS Homebuyer Basics Workshop. ^ Designed and illustrated the homebuyez education materials and workbook. EDUCATION 1994-2005: Chabot College Haywazd, CA ^ Certificate in Real Estate Studies, 40 units of competed work. ^ Real Estate Studies continuing education. 1984-Present: California Hayward Haywaxd,CA ^ Certificate in Human Development ^ Soaology/Social Service.s Studies in process, 139 units of compieted work. COMPUTER SKILLS Office Suite 2004, Publishex 2003, Fannie Mae Online Counselor, Freddie Mac Gold Measure, and Fredclie Mac CounseloxMas systems. CERTIFICATES AND ACHIEVEMENTS 2006 Certificate of Complerion of Nonprofit Brokexing, NRC 2006 Cettificate of Complerion of Creating Pattnerships, NRC 2006 Certificate of Complerion of Ca1HFA Trauiing 2004 Seedcds Housing Counseling Network Trauiing 2003 Cerrificate of Completion of FDIC "Money Smart Ttaining" 2002 Certificate of Completion of Consumer Action "Money Wise" Training. 2001 Certified by American Homeowner Education and Counseling Trauung Institute (AHECn as a Certifted Homebuyer Educatox and Counselor. FAX (925) 833-8077• E-MAIL EBHMARKETING@AOL.COM 8421 LOCUST PLACE NORTH • DUBLIN, CA 945G8 • PHONE (925) 803-7536 2129 i2TH AVE OAKLAND CA 94606 HOME PHONE: (510) 436-6659 CELL: (510) 388-7599 NAI HIN SAELEE OB JE CTI VE ~ To obtain a position as a Housing Counselor/Program Coordinator where I can utilize my ~~m~ knowledge and skills to enhance the company's mission and goals. SUMMARY OF QUALIFICATIONS ^ Strong organizational skill, excellent communication skills, and detail oriented ^ Self-motivated, quick learner, able to multi-task, and value team work ^ Motivated with desire to assist people of all nationalities ^ Experienced in Point System, Microsoft Word, Excel, and Power Point ^ Multilingual in Lao, Mien, Thai and English WORK OF EXPERIENCE 02/2003- Present Lao Family Community Development Inc., Oakland, CA~ Housing Counselor ^ Organize and provide monthlyhomeownership workshops to the commu.nityresidents ^ Provide one on-one counseling to assist families in overcoming specific obstacles to homeownership ^ Perform client budget analysis, loss mitigation, repairing credit, resolving deputes with landlords, collecting agency, and taking clients to lendeis ^ Prepare monthly report, mainta.in, and update client's information 1994-2002 Hawthome ElementarySchool Bilingual TeacherAssistant ^ Provided assistance to teacher to reach out to students ^ Assisted teacher with planning for reading, math, and writing classes 12/1991-07/1994 Families TogetherProgram Oakland, CA Parent Instructor ^ Assisted adults to promote English proficiency ^ Tutored and helped students with limited English to improve reading and writing abiliry ^ Helped individually or in small groups to produce two books chronicling their life experience ^ Assisted in organizing, filling, registration, and monthlyinventory EDUCATTON 8~I'RAINING ^ 2007, Short Sale and Mortgage Delinquencies Financial Title ~ San Francisco, CA ^ 2007, Post-Purchase Education Methods NeighborWorks Phoenix, AZ ^ 2006, Credit Counseling for Max. Resuiu & Foreclosure Prevention Porcland, OR ^ 2006, Housing Counseling Cert.: Principles, ~'ractices and Techniques Dallas, TX ^ 2006, Anti-PredatoryLending, SurveyTraining Housing Advocate Oakland, CA ^ 2006, Counselor Max Technical Trairung Oakland, CA ^ 2005, Lending Basics for Homeownerskup Counselors San Francisco, CA ^ 2004, Homebuyer Education Methods: Training the Trainer Minnesota , MN ^ 2003, Financial Literacy Educator Trauiulg FDIC San Francisco, CA ^ Business ,Filing Management , Medical Translation Laney College Oakland, Ca ~ VOLUNTEER EXPERIENCE 02/2006-04/2006 Lao Family Community Development Inc., ~ Oakland, CA ~~ Income Ta.x Preparer ^ Assisted taxpayers to determine eligibility for the t~ preparation ` ^ Processed inforniation with Tax ~Wise Program in E-file/ paper ^ Estimated the tax refunds for the clients and assured renuns for accuracy OS/87-06/92 Hawthome ElementarySchool/ Oakland Ctuldren Hospital Oakland, CA Volunteer Translator ^ Assisted in translating PTA meetings for Southeast Asian unnugrant parenu ^ Helped patienu with medical translation 280 CINNABAR WAY, HERCULES CA 94547 CELL: (510) 734-4220 CARL VINSON OBJECTIVE , To Obtain Valuable Experience at a Progressive Agency SUMMARY OF QUALIFICATIONS Experience working in diverse neighborhoods within both non-profit and government agencies Culturally competent, respectful and p'olite for contributing to positive workplace morale Effective communication and anlytical skills for recording, compiling and presenting data Team player who can flexibly work independently with minimal supervision Highly organized and able to multitask to meet revolving deadlines EDUCATION University of California at Davis Bachelor of Arts in Design, September 2008 Community and Regional Development Minor Diablo Valley College Architectural Studies, Aug 2001- May 2004 RELATED COURSES • The Community Community Development People, Work and Technology Politics and Community Development Architectural Design Computer Aided Design for Architecture WORK OF EXPERIENCE 09/2008-Present Lao Family Community Development, Inc. Oakland, CA Asset Development Assistant LISC-AmeriCorps Member • Assisted with financial education and homeownershop workshops and information sessions • Served Lower San Antonio community by bridging residence to financial and employment resources • Maintained the agency database updating employment, fiinancial and income support services • Provided Volunteer Income Tax Assistance to aid households with receiving Earned Income Tax Credit • Performed service projects to enrich other local not for profit organizations and communities 04/2007-05/2008 Yolo County Transportation District Woodland, CA Transportation Planning Intern ~ Reviewed and organized general plans, zoning amendments and developments ~ Correlated passenger information and transit data into survey information • Designed advertisements for signage, promotions and updates • Surveyed transit service, national transit data and traffic counts • Facilitated planning project agendum within team-oriented environment 12/2007-05/2008 Planning and Conservation League Sacramento, CA Public Health and the Environment Intern Analyzed pedestrian and transit development priorities and ecological effects Identified policy solutions to ensure community safety and environmental health Researched California Environmental Quality Act, local planning and zoning process Developed support letters to legislature to promote community health and sustainability COMMUNITY INVOLVEMENT 4/2009-Present San Antonio Unity San Antonio Newspaper Committee Member Developed bi-monthly articles based on current events and concerns Utilized San Antonio community members input and resources to produce articles 4/2003-Present Christmas Institute Youth Counselor & Interest Group Coordinator Counseled youth and conducted bible study throughout annual five day retreat Produced and facilitated interest group syllabus 1/2007-Present Pinole United Methodist Church Youth Youth Ministry Leader • Introduced a progressive and interactive curriculum Led and encouraged youth group discussion and fellowship 05/2005-06/2007 Chi Rho Omicron, Inc. Filipino Cultural Fraternity Fundraising Chairperson • Raised over $3000 dollars for organization activities and donations towards Manila Heritage Foundation • Organized, scheduled and supervised fundraising events 10/2006-06/2007 United Sorority and Fraternity Council Senior Delegate Representative Developed council constitution for University of California Davis chapter Collaborated with other delegate representatives from various respective organizations SKILLS VectorWorks, AutoCad Microsoft Windows, Word, Excel, Power Point, Illustrator, Photoshop Internet and electronic research with MAC and PC REFERENCES Available Upon Request 21652 PROSYLCT CT • I-IAYWARll, CA.• 94541 PHONE NUMBER (510) 727-6fJ40 C~LL PHONL^ NUMBER (209) 380-1458 CLAUDIA-ROSALES@SBCGLOBAL.NET CLAUDIA LEPE DE ROSALES OBJECTIVE ~ To obtain a position that I can utilize my knowledge and skills to enhance the company mission and goals SUMMARY OF QUALIFICATION e EYCellent customer service skill, stYOng organizational skill, and detail oriented • Motivated, responsible, able to work independendy, and value team work • Expexience in MS ~Y/ord and Excel • Bilingual in Spanish and English WORK OF EXPERIENCE 11/2004- Present Lao Family Community Development Inc., Oakland, CA Income Tax Coordinator /Housing Counselor • Assist and provide clients homeownership workshop ~ Prepare credit report and maintain records • Outreach and provide housing informarion to the community • Coardinate and facilitate tax prepararion workshop (train the trainer ) ~ Assist clients tax preparation with Tax Wise Program in E-file/ paper ~ Report and follow up with the IRS 07/2003-06/2004 Iinmigrarion Assistance San Leandro, CA Office Assistant • Assisted Spanish speaking customers with income tax forms • Prepared letters of re~ommendation, iinmigration, and travel for customers 05/1997-07/2003 Avanze Travel Oakland, CA Travel Agent/Tax Consultant • Accessed WorldSpam reservation database on daily bases • Prepared weekly sales report with Excel spreadsheets • Reconciled deposits to different banks and assured the accuracy • Arranged and sold itinerary tour packages and promotional travel incentives • PYepaYe and assisted in pxeparing simple to complex tax returns for individuals or small businesses. • Furnish taxpayers with sufficient informarion and advice in oYdeY to ensure coxYect tax form completion. • Check data input and verify totals on forms prepared by others to detect errors in aYithmetic, data entry, ox procedures 09/1976 - 07/1996 Santana Asociados Jalisco, Me~co Accounring • Prepare, examine, or analyze accounti~ig xecords, financial statements, or other financial reports to assess accuracy, completeness, and conformance to reporting and pYOCedural standards. o Compute taxes owed and prepare tax returns, ensuring compliance with payment, repoYting or other tax requirements. • Analyze business operations, trends, costs, revenues, financial commitments, and obligations, to project future revenues and expenses or to provide advice. • Establish tables of accounts and assign entries to proper accounts. ~ • Develop, ixnplement, modify, and document recoYdkeeping and accounting systems, making use of current computer technology. s Prepare forms and manuals for accounting and bookkeeping personnel, and direct their work activities. EDUCATION & TRAINING • Credit Counseling for Ma~num Results Neighbor Works o (Center for Homeownership Education and Counseling) • Beginning to Intermediate Foreclosure Prevention Neighbor Works • Cal HFA Training Cal HFA • VITA/TCE Tax Traitung 2004, 2005, 2006, 2007 IRS • Tax Wise Train- the - Trainer Tax Wise • High School Diploma REFERENCES Pordand, OR Pordand, OR Hayward, CA Oakland, CA. San Francisco, CA Jalisco, Me~co Available Upon Request EMPLOYEE HANDBOOK Adopted: December 19, 20D5 ~ri-1/a~~ey ~ousing ~PPortuni-~y ~en~er •~~~• TABLE OF CONTENTS INTRODUCTION ............................................................................. EMPLOYMENT PRACTICES ......................................................... 1.1 At Will Employment 1.2 Affirmative Action 1.3 Equal Employment Opportunity 1.4 Immigration Law Compliance 1.5 Employee Relations 1.6 Employment Applications 1.7 Employment Categories ~ 1.8 Staffing Process 1.9 Performance Evaluations 1.10 Training 1.11 Access to Personnel Files 1.12 Information Changes 1.13 Employment Reference Checks 1.14 Security Inspections 1.15 Employment Separation 1.16 Policy Responsibilities EMPLOYEE CONDUCT AND WORK RULES ......................... 2.1 Attendance and Punctuality 2.2 Code of Conduct 2.3 Corrective Action 2.4 Prohibited Harassment Policy 2.5 Smoking 2.6 Drug and Alcohol Use 2.7 Dress and Personal Appearance 2.8 Music in the Workplace 2.9 Telephone Use & Personal Mail 2.10 Computer, Voicemail and Internet Use 2.11 Visitors in the Workplace 2.12 Problem Solving (Grievance) 2.13 Discussing Company Business 2.14 Confidentiality 2.15 Public Relations Policy 2.16 Media Contact 2.17 Partisan Political Activity 2.18 Conflicts of Interest 2.19 Acceptance of Gifts/Gratuities 2.20 Outside Employment ..................... 3 ................................ ................... 4 .................................. 4 4 4 5 5 5 6 6 7 8 8 8 8 9 9 10 ............ .. 11 ...... .................................... 11 11 12 12 14 14 14 15 15 15 15 16 16 17 17 17 17 17 18 18 1 •~~~• TIME AWAY FROM WORK BENEFITS ......................................................................................................20 3.1 General 2p 3.2 Vacation 2p 3.3 Sick Leave 2~ 3.4 Holidays 22 3.5 Additional Medical Leave 22 3.6 Unpaid Time Off ~ 23 3.7 Jury Duty 23 3.8 Bereavement Leave 23 3.9 Military Leave 23 HEALTH AND WELFARE BENEFITS ................................................................................:....... ..........24 4.1 State Disability Insurance 24 4.2 Unemployment Insurance 24 4.3 Workers' Compensation 24 WORK TIME ................................................................................................................................ ..........26 5.1 Hours of Operation 26 5.2 Attendance and Punctuality 26 5.3 Timekeeping 27 5.4 Rest and Meal Periods 27 5.5 Overtime 2g 5.6 Comp Time 2g COM PENSATION .................................:...............................................................................................29 6.1 Pay Days . 29 6.2 Pay Deductions 2g 6.3 Wage Garnishments 2g. 6.4 Salary Administration 2g 6.5 Business Travel and Expenses 30 HEALTH AND SAFETY ........................................................................................................................32 7.1 Violence in the Workpiace 32 7.2 Safety Rules 32 7.3 Security 33 EMPLOYEE HANDBOOKACKNOWLEDGMENT FORM 2 •~~~• INTRODUCTION This handbook is designed to acquaint you with Tri-Valley Housing Opportunity Center (TVHOC) and to provide you with information about working conditions, your benefits and some of the policies and practices affecting your employment. The policies contained in this Employee Handbook apply to all employees and supersede and replace all previously communicated policies both in written and verbal form. You should read, seek necessary clarification and comply with all provisions of the handbook. It describes many of your responsibilities as an employee and outlines the programs developed to benefit you. No employee handbook can anticipate every circumstance or question about policy. The need may arise to change policies described in this handbook. TVHOC therefore reserves the right to revise, supplement, or rescind any policies or portion of this handbook, other than the policy of at-will employment, from time to time as is deemed appropriate. Employees will be notified of revisions/updates to these policies. This handbook applies to all employees and supersedes any previous handbook or unwritten policies. This handbook does not create a contract, expressed or implied. Understandably, you may have questions throughout the course of your employment. We encourage you to first ask these questions of your Supervisor. If your Supervisor is unable to answer your questions, or you do not feel it is appropriate to ask such questions of him/her, you should then speak with your manager. •~~~• 1. EMPLOYMENT PRACTICES 1.1 AT-WILL EMPLOYMENT TVHOC employs its employees on an at-will basis. Employees may resign at any time, with or without advance notice and with or without cause. Likewise TVHOC may discharge any employee at any time, with or without advance notice and with or without cause. Except for the Advisory Board/Board of Directors, no manager, supervisor or other representative of TVHOC has any authority to agree on behalf of TVHOC to employ any employee for any specific period of time or to employ any employee on other than an at-will basis. Any agreement to employ an employee for a specific period of time or to employ an ernployee on other than an at-will basis may be effective only if signed by the Chair of the Advisory Board/Board of Directors of TVHOC. TVHOC retains the right to demote, transfer, change job duties and/or change compensation at any time withappropriate notice and with, or without cause at its sole discretion. In deciding to work for TVHOC or continuing employment with TVHOC employees must understand and accept these terms of employment. Nothing contained in this handbook is intended to, or should be construed to alter the at-will relationship between TVHOC and its employees. Except for the Advisory Board/Board of Directors, no manager, supervisor or other representative of TVHOC has any authority to agree on behalf of TVHOC to limit (a) TVHOC's right to modify these other terms and conditions of employment or (b) TVHOC's right to impose discipline on terms it deems appropriate. Any agreement limiting these rights may be effective only if signed by the Chair of the Advisory Board/Board of Directors. 1.2 AFFIRMATIVE ACTION It is the policy of TVHOC, to comply with the requirements of Title VI of the 1964 Civil Rights Act, Title VIII of the 1968 Civil Rights Act, Executive Order 11246 and 11063, and Section 3 of the Housing Act as amended, and to carry out the Affirmative Action Plan. TVHOC will provide equal opportunity employment to all qualified persons and prohibit discrimination in employment because of race, religion, color, sex, or national origin. Additionally, TVHOC will train lower- level female and minority employees for advancement and will make every effort to consider their upward mobility whenever vacancies occur. It is TVHOC's policy to insure that in signing contracts for services and supplies, consideration is given to female and minority-owned firms and businesses. NHOC will avail itself of opportunities to provide training through such on-the- job training programs. Where feasible, TVHOC will place employees from these programs on its payroll. 1.3 EQUAL EMPLOYMENT OPPORTUNITY In order to provide equal employment and advancement opportunities to all individuals, employment decisions at TVHOC will be based on merit, qualifications and abilities. Employment practices will not be influenced or affected by an applicant's or employee's race/color, national origin/ancestry, sex, sexual orientation, religion, age, mental or physical disability, veteran's status, political affiliation, medical condition, marital status, pregnancy or any other characteristic protected by federal, state or local law. It is TVHOC's intent to comply with the provisions of state and federal disability anti- discrimination requirements, and make reasonable accommodations for qualified individuals with known disabilities as required by these regulations. We will make reasonable accommodations for employees with qualified disabilities so that the employee can perForm his or her essential job functions. If you feel you need reasonable accommodations to perform the •~~~• essential functions of your job, contact your supervisor or the Executive Director This policy governs all aspects of employment including selection, job assignment, compensation, discipline, termination and access to benefits and training. If you have questions or concerns about any type of discrimination in the workplace, you are encouraged to bring these issues to the attention of your supervisor. You can raise concerns and make reports without fear of reprisal. Anyone found to be engaging in any type of unlawful discrimination will be subject to disciplinary action, up to and including termination of employment. 1.4 IMMIGRATION LAW COMPLIANCE We are committed to employing only United States citizens and aliens who are authorized to work in the United States, and do not unlawfully discriminate on the basis of citizenship or national origin. In compliance with the Immigration Reform and Control Act of 1986, each new employee must complete the Employment Eligibility Verification Form I-9 and present documentation establishing identity and employment eligibility. Required documentation must be presented within 72 hours of the employee's first report to work. Failure to provide required documentation will preclude the employee from returning to work until the documentation has been submitted. Former employees who are rehired must also complete the form if they have not completed an I-9 with TVHOC within the past three years, or if their previous I-9 is no longer retained or valid. Employees may raise questions or complaints about immigration law compliance without fear of reprisal by TVHOC. 1.5 EMPLOYEE RELATIONS This employee handbook outlines our expectations of you as an employee. We also want you to know what you can expect of us. We strongly believe that the working conditions, wages and benefits we offer are competitive with those offered by other nonprofit employers in this industry. If you have concerns about working conditions or compensation, you are encouraged to voice your concerns openly and directly with TVHOC Advisory Board/Board of Directors. 1.6 EMPLOYMENT APPLICATIONS All employees are required to fully complete TVHOC's Employment Application. We rely upon the accuracy of information contained in the employment application, as well as the accuracy of other data presented throughout the hiring process and employment. Any misrepresentations, falsifications or material omissions in any of this information or data may result in the exclusion of the individual from further consideration for employment or, if the person has been hired, termination from employment. •~~~• 1.7 EMPLOYMENT CATEGORIES There are employment classifications that determine your employment status and benefits eligibility, though these classifications do not guarantee employment for any specified period of time. Your position is designated as either NON-EXEMPT or EXEMPT from federal and state wage and hour laws. Employees in NON-EXEMPT positions are entitled to overtime pay and other provisions of federal and state wage and hour laws. Employees in EXEMPT positions are excluded from overtime and other specific provisions of federal and state wage and hour laws. You will be told of the exempt or nonexempt status of your position upon hire. In addition to the above classifications, each employee will belong to one of the following employment categories: Reqular-Full Time Regular full-time employees are those who are not in a temporary status and who are regularly scheduled to work at TVHOC full-time, 40 hours or more per week. Reqular-Part Time Regular part-time employees are those who are not assigned to a temporary status and who are regularly scheduled to work less than 40 hours per week, but more than 20 hours per week. Regular part-time employees are entitled to all benefits on a pro-rata basis including holidays when the holiday falls on a day they are regularly scheduled to work. Part-time emplovees Part-time employees are those who are not assigned to a temporary status and who are regularly scheduled to work less than 20 hours per week. Part-time employees are not eligible for benefits, except those required by law. Temporarv Temporary employees are those who are hired as interns or as interim replacements to temporarily supplement the work force or to assist in the completion of a specific project. Employment assignments in this category are of a limited duration. Although a temporary position has an established length of time, there is no guarantee that if an employee is hired to perform a temporary position, the employee will be retained throughout the entire period of the assignment. Employment beyond any initially stated period does not in any way imply a change in employment status. Temporary employees retain that status unless and until notified of a change. 1.8 STAFFING PROCESS Job Descriptions We believe employees should have a clear understanding of the primary job responsibilities you are expected to perform. Therefore, we provide a job description that outlines and explains the duties and responsibilities of your position. You are responsible for becoming familiar with your job description, and bringing questions or concerns to the attention of your supervisor. We also expect that, as you perform your position, you make note of any recommended revisions to your job description to be sure it is kept current, and that it is an accurate reflection of the duties you perform. The Board of Directors has authority to approve modifications to TVHOC job descriptions as deemed necessary. I~ \ 6 •~~~• Job Postinqs All positions for which TVHOC is recruiting will be posted in the office. If you see a job opening for a position that you are qualified for, you are encouraged to submit your application and become part of the recruitment process. TVHOC's primary goal is to recruit the best possible candidate for the position, therefore, even though a position is posted internally, a candidate from outside of TVHOC may be chosen as the best match. Internal candidates must complete the recruitment process the same as any external candidate. Selection Process The Executive Director will review all application materials submitted and select qualified candidates, with the exception of candidates for the Executive Director. Candidates for Executive Director will be reviewed by an ad hoc committee developed by members of the Board of Directors and/or Advisory Board. The Executive Director committee will participate in the selection process in accordance with guidelines set forth by the Advisory Board/Board of Directors. Each interviewee will be notified as to when a decision will be made. Applicants who are interviewed and not hired shall receive a letter explaining the status of his/her application. Those not interviewed will also receive a letter acknowledging his/her application. New Hires Upon hiring a new employee, an offer letter will be prepared by the Executive Director and signed by the Board of Directors Chair or designee. The letter will specify job title, starting date, starting salary, and the name of the immediate supervisor, among other things. If an individual is hired for a specific project and/or grant with funds for a specific project and duration, a specific separation date/time will be stated in the offer letter. On the first day of employment, all new staff members will be asked to fill out appropriate forms for payroll purposes and personnel records. Orientation You will be provided an orientation briefing, which will be conducted by your supervisor within the first week of employment with TVHOC. This briefing is designed to provide you with information you will need to become acquainted with TVHOC and inform you about Company policies. Your supervisor will also orient you to your specific work area and job duties and responsibilities. In addition to the general TVHOC orientation, you will go through a more specific departmental orientation for your work area. You are responsible for understanding and complying with all policies and procedures discussed in the orientation sessions and in this Handbook. You are encouraged to ask questions during the orientation and at any time during your employment at TVHOC. 1.9 PERFORMANCE EVALUATIONS We all strive for a common goal of excellence; therefore the informal evaluation and discussion of your performance is an ongoing process. In addition, formal performance appraisals are conducted on a regular basis. The purpose of these appraisals is to let you know those areas in which you have performed well, in addition to areas where improvement is needed to meet the established standards. We will endeavor to conduct a written evaluation of your performance on or about 6(six) months from your date of hire and annually around your anniversary hire-date thereafter. The written •~~~• evaluation will be performed by your immediate supervisor. Performance reviews may also be conducted at other appropriate times during your employment. It is important to note that while raises based on performance may occur, within guidelines set forth by the Advisory Board/Board of Directors, satisfactory performance reviews do not guarantee increases in salary, promotions or continued employment. Evaluations will be reviewed in a private meeting between you and your supervisor or manager. You will see the written evaluation, have the opportunity to make your written comments, sign the evaluation and receive a copy. You are welcome to discuss your evaluation further, if you wish. Also at the review time, you and your supervisor may make recommended changes to your job description, based on changes that have already occurred in your job duties and on anticipated changes over the next year. This formal review is not necessarily the only time job performance is discussed. If you have any questions about how you are doing, or what you can do to improve your performance, please ask your supervisor to discuss this with you in private. We attempt to maintain an "open door" policy with regard to personnel matters and welcome your comments anytime. 1.10 TRAINING TVHOC will provide the opportunity to attend in-service training, workshops and seminars to help employees perform better in their present and potential positions subject to funding availability. Employees may be required to attend special training sessions, seminars, conferences, workshops, meetings or courses related to job responsibilities. TVHOC will pay fees and if over 200 miles round trip, travel expenses for such required training and shall compensate the employee at his/her regular salary for required or company-approved training sessions, seminars, conferences, etc. 1.11 ACCESS TO PERSONNEL FILES Personnel files are the property of TVHOC and access to the information they contain is restricted. We believe that it is our responsibility to protect the privacy of our employees and to maintain the confidentiality of all personnel records. As such, generally onfy the Board of Directors Chair or designee, a Personnel Committee developed by the Board of Directors, and management of TVHOC, who have a legitimate reason to review information in a personnel file, are allowed to do so. If you wish to review your own personnel file, you may do so with reasonable advance notice, and in the presence of authorized management personnel. 1.12 INFORMATION CHANGES It is your responsibility to promptly notify us of any changes in important information such as: name, address, telephone number and emergency contact(s). 1.13 EMPLOYMENT REFERENCE CHECKS We are extremely concerned about the accuracy of information provided to individuals outside TVHOC regarding current or former employees. Any inquiries, which are received either by telephone or in writing regarding a present or past employee, including employment verification and references, are to be referred to the Executive Director or designee for proper handling. •~~~• Generally, it is our company policy to provide only dates of employment and position(s) held unless authorized in writing by an employee to provide additional information. No other employees of TVHOC may provide (either on or off-the-record) any information regarding current or former employees. 1.14 SECURITY INSPECTIONS Desks or other storage devices may be provided for the convenience of employees, but remain the sole property of TVHOC. Accordingly, they, as well as any articles found within them, can be inspected by any agent or authorized representative of TVHOC at any time, either with or without prior notice. Upon notice, all office property shall be made available for inspection. 1.15 EMPLOYMENT SEPARATION We hope you find your employment relationship with TVHOC rewarding and satisfying. However, separation of employment is an inevitable part of the personnel activity within any organization. Upon separation, all TVHOC property, including keys, cell phones, computer disks, pagers, uniforms, handbooks, manuals, and other company items and documents, must be returned. Management may schedule an Exit Interview as part of your separation from TVHOC. This interview will allow you to communicate your views on the work experience with our company including the job requirements, general operations, and training needs. Below are examples of the more common circumstances under which employment is separated: Resiqnation - Employment separation initiated by an employee who chooses to leave TVHOC voluntarily. Resigning employees are requested to submit a written Notice of Resignation and are generally asked to give no less than 2 weeks notice. Managers and employees in key positions are asked to provide 4 weeks written notice of their intention to resign employment. This advance notice does not include vacation or any other compensated or non-compensated working time. Circumstances may exist where TVHOC may exercise its right to accept a resignation immediately or to accelerate the final date of employment. Whether the date designated by the employee or a date selected by TVHOC, becomes the employee's last day of work, the employee's personnel records will normally indicate voluntary resignation. Employees who fail to report to work for 2 consecutive work shifts without proper notification will be considered to have abandoned their job and to have voluntarily resigned from TVHOC. Involuntarv Separation - employment separation initiated by TVHOC. Employees will be given 2 weeks notice or 2 weeks pay in lieu of notice prior to discharge, unless the discharge is due to conduct on the employee's part which displays unwillingness to abide by company guidelines, policies and/or expectations. Layoff / Reduction in Force - involuntary employment separation initiated by TVHOC for non- disciplinary reasons. If it becomes necessary to restructure our operations or reduce the number of employees, we will attempt to provide advance notice, if possible, so as to minimize the impact on those affected. If possible, employees subject to restructure or reductions will be informed of the nature and the foreseeable duration of the restructure or reduction, whether short-term, long-term or permanent. In determining which employees will be subject to a restructure or reduction, we will take into account, among other things, operational requirements, the skills, productivity, ability and past performance of those involved and also, where feasible, the employee's length of service. •~~~• Retirement - employee initiated voluntary retirement from active employment. While TVHOC does not have a mandatory retirement age, employees who would like to discuss retirement, are encouraged to do so with management. Retiring employees are asked to provide the same notification required of employees who voluntarily resign. 1.16 POLICY RESPONSIBILITIES TVHOC's Advisory Board/Board of Directors authorizes all personnel policy and personnel action decisions regarding all staff and company operations, including salary adjustments. The Executive Director in agreement with the Board of Directors Chair and a Personnel Committee has specific authority in hiring, promotions, demotions, disciplinary actions, salary adjustments, and terminations. The Executive Director is responsible for monitoring compliance with the policies and procedures set forth herein, and providing feedback on the policies and practices to the Board of Directors. The Board of Directors Chair or designed is TVHOC's Equal Employment Opportunity Officer and is responsible for insuring compliance with TVHOC's Affirmative Action Plan, Sexual Harassment Statement, and related public laws and regulations. 10 •~~~• 2. EMPLOYEE CONDUCT & WORK RULES 2.1 ATTENDANCE AND PUNCTUALITY To maintain a safe and productive work environment, TVHOC expects all employees to be reliable and punctual in reporting for scheduled work. Absenteeism and tardiness place a burden on other employees and on working operations. In the event that you become aware of an anticipated tardiness or absence please notify your supervisor as soon as possible, and no later than one hour prior to the beginning of your scheduled shift. If it is after normal working hours, you should notify your supervisor by leaving a message on his/her voice mail with a return number. You must speak to your supervisor, manager, or another member of the management staff to confirm that your absence has been noted. Excessive absenteeism (excused or not) may result in counseling or discipline up to and including termination of employment. Each situation of unacceptable absenteeism or tardiness shall be evaluated on a case-by-case basis. However, even one unexcused absence may be considered unacceptable, depending on the circumstances. An employee who fails to report for work without any notification to management for a period of two days, will be considered to have abandoned his/her employment and have voluntarily resigned. 2.2 CODE OF CONDUCT To assure orderly operations and provide the best possible work environment, we expect all employees to follow the rules of conduct listed below that will protect your interests and safety, and that of your co-workers, customers and TVHOC. It is, of course, not feasible to list all the forms of behavior that are considered unacceptable in the workplace. Accordingly, conduct that is unacceptable in TVHOC's opinion, whether specifically listed below or not, may result in discipline up to and including termination. • Theft or inappropriate removal or possession of property • Falsification of timekeeping records • Working under the influence of alcohol or illegal drugs • Reporting to work while impaired by the use of a legal drug whenever such impairment might substantially interfere with work performance, risk significant damage to company property, pose a threat to your safety or the safety of other employees, or have a negative effect on the image of the corporation, its employees, or officers. • Possession, distribution, sale, transfer, or use of alcohol or illegal drugs in the workplace, while on duty, or while operating employer-owned vehicles or equipment • Fighting or threatening violence in the workplace • Boisterous or disruptive activity in the workplace • Negligence or improper conduct leading to damage of company-owned property or property not owned by the employee. • Insubordination or other disrespectful conduct • Violation of safety or health rules • Sexual or other unlawful harassment • Possession of dangerous or unauthorized materials, such as explosives or firearms, in the workplace • Excessive absenteeism or any absence without notice • Unauthorized absence from work station during the workday 11 •~~~• • Refusal to take mandated meal and/or rest periods. • Unauthorized use of telephones, fax machines, mail system, copiers, computers, or other company-owned equipment • Unauthorized disclosure of confidential information • Violation of personnel policies or unsatisfactory performance or conduct 2.3 CORRECTIVE ACTION TVHOC will ordinarily give notice of problems with conduct or performance in order to provide an opportunity to correct those problems. This may include verbal counseling, written counseling, or suspension. However, exceptions or deviations from the normal procedures may occur whenever management deems, at their sole discretion, that circumstances warrant the elimination of one or more of these steps. Understandably, certain conduct or performance problems may result in termination even for the first offense. Management will make aforementioned decisions if warranted. An employee may appeal a management decision to the Board of Directors' Personnel Committee if warranted. 2.4 PROHIBITED HARASSMENT POLICY TVHOC is committed to providing all of its employees with a workplace free of harassment. TVHOC maintains a strict policy prohibiting sexual harassment and harassment on the basis of race, color, national origin, religion, sex, sexual orientation, marital status, physical or mental disability, age, veteran status or any other characteristic protected by applicable law. This prohibition applies to all employees, vendors, or customers of TVHOC. No employee of TVHOC is expected to tolerate any conduct prohibited by this policy from anyone while at work or engaged in TVHOC business. Sexual Harassment Defined Sexual harassment prohibited by this policy includes any unwanted sexual advances, requests for sexual favors or visual, verbal or physical conduct of a sexual nature when: Submission to such conduct is made a term or condition of employment; or submission to or rejection of such conduct is used as a basis for employment decisions affecting the individual; or Such conduct has the purpose or effect of unreasonably interfering with an employee's work performance or creating an intimidating, hostile or offensive working environment. The following is a partial list of conduct that would be considered sexual harassment: • Unwanted sexual advances or propositions. • Offering employment or employment benefits in exchange for sexual favors. • Making or threatening retaliation after a negative response to sexual advances or for making harassment reports or threatening to report harassment. • Visual conduct such as leering, making sexual gestures, displaying sexually suggestive objects or pictures, cartoons, calendars or posters. • Verbal conduct such as making or using derogatory comments, epithets, slurs, sexually explicit jokes, comments about an employee's body or dress. • Written communications of a sexual nature distributed in hard copy, via a computer network, or via the Internet. • Verbal abuse of a sexual nature, graphic verbal commentary about an individual's body, sexually degrading words to describe an individual, suggestive or obscene 12 •~~~• letters, notes or invitations. • Physical conduct such as touching, assault, impeding or blocking movements. • Sexual harassment can occur between employees of the same sex. It is unlawful for any individual to sexually harass another, regardless of gender. Other Tvpes of Harassment TVHOC also prohibits harassment on the basis of race, color, national origin, religion, gender, physical or mental disability, age, veteran status, any other characteristic protected by applicable law, or any other reason. Such prohibited harassment includes but is not limited to the following examples of offensive conduct: • Verbal conduct such as threats, epithets, derogatory comments or slurs; • Visual conduct such as derogatory posters, photographs, cartoons, drawings or gestures. • Written communications, including e-mail, containing statements that may be offensive to individuals in a particular protected group, such as racial or ethnic stereotypes or caricatures. • Physical conduct such as assault, unwanted touching or blocking normal movement. • Retaliation for making or threatening to make harassment reports to TVHOC, or for participating in an investigation into harassment allegations. TVHOC's Comalaint Procedure If you believe that you have been subjected to harassment prohibited by this policy, you should immediately tell the harasser to stop his/her unwanted behavior and immediately report that behavior, preferably in writing, to your own supervisor, or to the Board of Directors' Personnel Committee. If you become aware of harassing conduct engaged in or suffered by another Company employee, regardless of whether such harassment directly affects you, you should immediately report that information, preferably in writing, to your own supervisor, or to the Board of Directors' Personnel Committee. Complaints should include details of the incident(s), names of individuals involved, and the names of any witnesses. Supervisors and managers must immediately refer all harassment complaints to the-Board of Directors' Personnel Committee. Whenever TVHOC is made aware of a situation that may violate this policy, TVHOC will conduct an immediate, thorough and objective investigation of any harassment claims. If TVHOC determines that prohibited harassment has occurred, it will take appropriate action against a person found to have engaged in prohibited harassment to ensure that the conduct will not reoccur. A determination regarding the harassment alleged will be made and communicated to the person claiming harassment as soon as practical. The type of discipline administered will be dependent upon the severity of the conduct, as well as any other factors presented in the particular circumstances. Employees violating the policy (including coworkers, supervisors and managers), however, are subject to discipline up to and including termination. TVHOC strictly prohibits retaliation against any person by another employee or by TVHOC for using this complaint procedure, reporting harassment, or for filing, testifying, assisting or participating in any manner in any investigation, proceeding or hearing conducted by TVHOC or a governmental enforcement agency. Prohibited retaliation includes, but is not limited to, 13 •~~~• termination, demotion, suspension, failure to hire or consider for hire, failure to give equal consideration in making employment decisions, failure to make employment recommendations impartially, adversely affecting working conditions or otherwise denying any employment benefit. TVHOC does not consider conduct in violation of this policy to be within the course and scope of employment and does not sanction such conduct on the part of any employee, including management employees. 2.5 SMOKING For health and safety considerations, employees are discouraged from smoking. Smoking is not permitted within TVHOC offices, or where otherwise prohibited for safety reasons. Employees who wish to smoke may do so on designated breaks outside of TVHOC offices. Smoking shall be conducted no less than 20 feet from the entrances to the TVHOC offices or adjacent office entrances. 2.6 DRUG AND ALCOHOL USE We desire to provide a drug-free, healthful, and safe workplace. To promote this goal, all employees are required to report to work in appropriate mental and physical condition to perform their jobs in a satisfactory manner. While on TVHOC premises and while conducting business-related activities off TVHOC premises, no employee may use, possess, distribute, sell, or be under the influence of alcohol or engage in the unlawful manufacture, distribution, dispensation, possession, or use of illegal drugs. Violations of this policy may lead to disciplinary action, up to and including immediate termination of employment, and/or required participation in a substance abuse rehabilitation or treatment program. Such violations may also have legal consequences. The legal use of prescribed drugs is permitted on the job only if it does not impair the employee's ability to perForm the essential functions of his/her job effectively and in a safe manner that does not endanger other individuals in the workplace. 2.7 DRESS AND PERSONAL APPEARANCE Employees are expected to maintain an appropriate appearance that is business-like, neat and clean. Generally, office employees should wear appropriate, clean, pressed attire. The following are some examples of inappropriate dress: • Fades and/or tattered jeans or slacks, or T-shirts or sweatshirts displaying advertising or writing. • Overalls, sweatshirts/pants, jogging suits, shorts, tank tops, or T-shirts. • Any clothing with spaghetti straps, any clothing that reveals bare backs, midriffs or shoulders, any revealing or provocative clothing, or any clothing that may be considered sexually offensive to others. • Inappropriate shoes that may interfere with an employee's safety. 14 •~~~• 2.8 MUSIC IN THE WORKPLACE In order to maintain a productive and professional work environment and a positive public image, we ask that any music played in the office be kept at a level that does not disturb or distract other employees, or can be heard outside of the immediate workstation. 2.9 TELEPHONE USE & PERSONAL MAIL Incoming phone calls are an important and essential part of our business. If your job requires you to answer the phone, you should always be courteous and friendly, and whenever possible refer to the caller by name. Personal phone calls placed or received should be kept to a minimum to ensure that the public can effectively communicate with us, and shall in no way interfere with business operations conducted at the premise. Necessary phone calls should be made during breaks or meal peri- ods whenever possible. If it is necessary to make a personal, long distance telephone call, please keep them to a minimum and charge any toll calls to a personal calling card. The use of company-paid postage for personal mail is not permitted and we ask that you do not have any personal mail or packages delivered to the TVHOC offices. 2.10 COMPUTER USE, VOICEMAIL & THE INTERNET TVHOC's computer and phone systems have been installed to facilitate business communications. These systems are intended solely for business use, and therefore, we maintain the ability to access and monitor any information on the systems. Because we reserve the right to obtain access to all voice mail and computer files including E-mail and Internet sites visited, employees should not assume that such information is confidential or that access by TVHOC or its designated representatives will not occur. Employees are required to always receive prior authorization before changing any access codes. In addition, employees are prohibited from unauthorized use of access codes of other employees to gain access to voicemail or computer network systems. Some positions may be authorized to have Internet access for business reasons. TVHOC expects employees to use the Internet solely for business purposes. For its' obvious inappropriateness at work, no employee is allowed to access pornographic material via the Internet. Employees are not allowed to use TVHOC's information systems in any way that may be disruptive or offensive to others, including the transmission of anything that may be construed as harassment or disparaging of others. Inappropriate use of TVHOC's information systems will result in disciplinary action up to and including termination. Employees are not authorized to load or install any third party software without prior administrative approval. 2.11 VISITORS IN THE WORKPLACE In order to maintain safety standards, protect against theft, ensure the security of equipment, maintain confidentiality, safe guard employee welfare and to maintain a productive and professional work environment, only authorized visitors are allowed in the workplace. Employees are asked to keep visits from family and friends at a minimum in accordance with 15 •~~~~ this policy. Employees are responsible for the conduct and safety of their visitors. All visitors should enter TVHOC at the main entrance. Authorized visitors will receive directions or be escorted to their destination. Employees who observe unauthorized individuals on TVHOC premises should promptly notify their supervisor, manager, the Executive Director, or if necessary, the police department. 2.12 PROBLEM SOLVING (GRIEVANCE) In any workplace, there are bound to be problems that arise in the course of employment. It is important to note that discussing or "complaining" about such issues with your coworkers will not lead to a solution and may even escalate the problem. Such problems may concern working conditions, the interpretation or application of policies and procedures or other matters related to your employment. Efforts will be made to provide you with the opportunity to raise concerns or problems in confidence. A"problem or complaint" is defined as any disagreement over the application of a policy, procedure or on any personnel action that you feel has been unfairly applied. Written policies or regulations are conditions of employment and are not themselves subject to challenge; only supervisory interpretation or application of a policy may be subject to question. All employees, including those employees involuntarily terminated, have access to the problem solving procedures. We want to encourage employees to address and attempt to resolve problems as quickly as possible; therefore, a problem or complaint presented to management later than thirty (30) calendar days after such incident has occurred will be considered only at management's discretion. There are two main steps in the problem solving procedure, and most problems are resolved at one of these steps. Informally discuss problems or complaints with your immediate supervisor with a serious attempt to resolve the situation at that level. If after discussion, the problem or complaint is not resolved, and you wish further review; Submit a written statement of the problem to your immediate supervisor for further review, discussion and attempt to solve the problem or complaint. If the problem or complaint is not resolved upon formal notification to your supervisor, a member of the management team may get involved to work with you and your supervisor to resolve the conflict or problem. In the event that the problem is not resolved through this problem solving process, the Board of Directors' Personnel Committee will make a decision. This decision will be binding and final. Under no circumstances should a problem or complaint be discussed with a customer, guest, visitor, vendor or any other non-employee. In the event that the problem or complaint involves one of the above, your supervisor should be immediately advised. TVHOC encourages all problems to be handled according to this policy, but recognizes that there may be times when the employee is not comfortable talking with his or her immediate supervisor. If at any time, you feel uncomfortable discussing a problem or complaint with your immediate supervisor please understand that you are able to address these concerns or problems with the, Board of Directors' Personnel Committee who will provide assistance and/or direction on how to proceed with the complaint. 2.13 DISCUSSING COMPANY BUSINESS Whenever you are on duty or on company property it is important that you do your part to 16 •~~~• maintain a positive corporate image. Therefore, employees should not discuss company business, work difficulties, or any work matters that might adversely affect the image of TVHOC. If problems or difficulties arise, communicate directly with management, who will work with you to resolve them. 2.14 CONFIDENTIALITY The protection of confidential business information and trade secrets is vital to our success. Confidential information includes, but is not limited to the following examples: • Personnellnformation • Compensation Data • Client Information • Financiallnformation • Marketing Strategies • Vendor Lists Any employee who discloses confidential business information will be subject to disciplinary action, up to and including possible termination of employment, even if he or she does not actually benefit from the disclosed information. 2.15 PUBLIC RELATIONS POLICY At TVHOC our goal is to leave a positive, lasting impression with the individuals we serve and the public in general. We believe in treating every person with the respect and dignity that they deserve. We should all constantly look for opportunities to enhance the image of TVHOC. This requires a committed, team approach. Remember to always interact with your coworkers and the public in the most pleasant and efficient manner. ~ 2.16 MEDIA CONTACT Employees may be approached for interviews or comments by the news media. Only employees designated by the Advisory Board/Board of Directors may comment on Company policy or events that have an impact on TVHOC. If a member of the media contacts you, and you have not been given authorization to speak to the media, you should refer the individual to a member of the senior management team. 2.17 PARTISAN POLITICAL ACTIVITY While TVHOC encourages employees to participate in the political process individually and on their own time, employees shall not participate in partisan political activity in support of or opposition to candidates for public office in their capacity as TVHOC employees or during their work hours. No company funds or resources shall be used in any way or to any extent for partisan political activities. 2.18 CONFLICTS OF INTEREST All TVHOC employees have an obligation to conduct business within guidelines that prohibit actual or potential perceived conflicts of interest. Transactions with outside firms must be conducted within a framework established and controlled by the Advisory Board/Board of Directors. Business dealings with outside firms 17 •~~~• should not result in unusual gains for those firms. "Unusual gains" refers to bribes, product bonuses, special fringe benefits, unusual price breaks, and other windfalls designed to ultimately benefit the employer, the employee, or both. An actual or potential conflict of interest occurs when an employee is in a position to influence a decision that may result in personal gain for that employee or for a relative as a result of TVHOC's business dealings. For purposes of this policy, a relative is any person who is related by blood or marriage, or whose relationship with an employee is similar to that of persons related by blood or marriage. If you have any influence on transactions involving purchases, contracts, or leases, it is imperative that you disclose to the Chair of the Board of Directors as soon as possible the existence of any actual or potential conflicts of interest so that safeguards can be established to protect all parties. The materials, products, designs, plans and data of TVHOC are the property of TVHOC and should never be given to an outside firm or individual except through normal channels and with appropriate authorization. Any improper transfer of materials or disclosure of information, even though it is not apparent that you have personally gained by such action, constitutes unacceptable conduct. Employees who participate in such a practice will be subject to disciplinary action, up to and including possible termination of employment. 2.19 ACCEPTANCE OF GIFTS/GRATUITIES No employee shall accept cash, gifts or favors of substantial value from clients or vendors ($25.00 or more). All gifts of substantial value must be declined politely. Employees who receive consumable gifts shall share the gifts amongst all employees. Please discuss expenses paid by such persons for business meals or trips with the Executive Director in advance. In no event may a gift, gratuity or expense payment influence a business decision, transaction or service. 2.20 OUTSIDE EMPLOYMENT While TVHOC does not want to interfere with the off-duty and personal conduct of its employees, certain types of off-duty conduct and/or outside employment may interfere with TVHOC's legitimate business interests. Off-duty conduct on the part of an employee that adversely affects TVHOC's legitimate business interests or the employee's ability to perform his or her job will not be tolerated. The following types of outside employment are strictly prohibited: • Employment that conflicts with an employee's work schedule, duties and responsibilities; • Employment that creates a conflict of interest or is incompatible with the employee's employment with the employer; • Employment that impairs or has a detrimental effect on the employee's work performance with TVHOC; • Employment that requires the employee to conduct work or related activities on TVHOC's property during the employer's working hours or using the employer's facilities and/or equipment; • Employment that directly or indirectly competes with the business or the interests of TVHOC. 18 •~~~• Employees who wish to engage in outside employment are required to provide written notification to their immediate supervisor and the Executive Director explaining the details of the outside employment. Outside employment must comply with the conditions listed below. • Such employment shall not interfere with the efficient performance of the employee's duties with TVHOC • Such employment shall not involve a conflict of interest or conflict with the employee's duties with TVHOC. • Such employment shall not occur or interfere with the employee's regular or assigned schedule with TVHOC, nor require special accommodations to the employee's assigned work schedule. • TVHOC assumes no responsibility for the outside employment of any employee. TVHOC shall not provide workers' compensation coverage or any other benefit for injuries occurring from or arising out of outside employment. All employees will be held to the same standards of performance and scheduling demands. Exceptions cannot be made for employees who choose to maintain supplemental employment. 19 •~~~• 3. TIME AWAY FROM WORK 3.1 GENERAL Eligible employees at TVHOC are provided a wide range of benefits. A number of the programs (such as Social Security, Workers' Compensation, State Disability, Family and Medical Leave Act, and Unemployment Insurance) cover all employees in the manner prescribed by law. In addition, the following benefit programs are also available to eligible employees: Paid Vacation Time, Paid Sick Time, Paid Holidays, and Paid Jury Duty Leave. Your immediate supervisor or the Executive Director can assist you in determining which benefits you are eligible for, and can also provide further information regarding these benefits. 3.2 VACATION BENEFITS Eliqibility Vacation pay is available to regular full-time employees to provide opportunities for rest, relaxation and personal pursuits as described in this policy. Regular part-time employees are eligible to participate in paid vacation benefits on a pro-rata basis. Part-time employees are not eligible for benefits. (See Time-Off for more information). If eligible, you begin vacation accrual upon employment, however accrued vacation is not available for new employees to use until after ninety days (90) of employment, within reason and with the approval of the employees' supervisor. Thereafter, you may request use of accrued and available vacation benefits as they are earned. Vacation Accrual Rates (based on a 40 hour work week) The amount of paid vacation time you earn each year increases with the length of your employment as shown in the following schedule: Years of eligible Vacation accrued each Vacation accrued service pay period * each year Upon DOH 3.077 hours 2 Weeks At 7th Year Anniversary 4.616 hours 3 Weeks At 12`h year Anniversary 6.154 hours 4 Weeks * Based on an employee regularly scheduled to work 40 hours per week. The length of eligible service is based on your hire date or the date you begin to earn vacation time. The length of eligible service may be reduced for any significant leave of absence at TVHOC's discretion. It shall be the responsibility of the Executive Director to track all paid leave for employees. 20 •~~~• Requestinq and Takinq Vacation The maximum amount that can be used at one time is two weeks; additional time beyond the two week maximum is subject to the approval of the direct supervisor and the Executive Director. To take vacation, you should in writing request approval from your supervisor as far in advance as possible, and at least one-week prior to the time off you are requesting. All requests will be reviewed based on a number of factors, including business needs, seniority and staffing requirements. Once approved, you must complete a vacation request form and submit it to your supervisor, who will verify the amount of accrued vacation you have available. Vacation time off is paid at your base pay rate at the time of vacation; it does not include overtime or any special forms of compensation such as incentives, commissions, or bonuses. Vacation hours are not used when calculating overtime. Cappinq vacation banks As stated above, you are encouraged to use available paid vacation time for rest, relaxation and personal pursuits. The maximum accrued vacation benefit that you may have at any one time will not exceed 200 hours. If the earned but unused vacation benefits reach this maximum, additional benefits will be "capped" and will not accrue until unused benefits are used or otherwise reduced as provided in this policy. When you use paid vacation time and bring the available amount below the cap, vacation accrual will begin again. No advances on vacation will be approved. At Separation Upon separation of employment, you wi11 be paid for accrued, but unused vacation time earned through the last day of work. Upon rehire, employees will begin to accrue vacation according to the above schedule with no carry-over of previous years of eligible service. 3.3 SICK LEAVE Sick leave is available to all economic hardships that may and temporary employees ar accrue 12 days of sick leave employment. regular full and part-time employees in order to minimize the result from an unexpected short-term illness or injury. Part-time e not eligible for paid sick leave benefits. Eligible employees annually. Eligible employees begin sick leave accrual upon Sick leave benefits are available and payable o~ in the case of actual illness or injury to you or to your spouse, children, parent or domestic partner. Sick leave cannot be used as "extra" vacation time for employees who want to take more vacation leave than they have available in order to receive a full paycheck. Sick leave benefits are designed only to assist you when work is missed due to an actual illness or injury and benefits are not available or payable for any other reason. Employees may use up to one half of their annual sick leave for the purpose of attending to a child, parent, spouse, domestic partner, or child of a domestic partner who is ill. No sick leave benefits are paid upon separation of employment for any reason, including retirement. Cappinq Sick Banks The maximum accrued sick leave benefit that you may have at any one time will not exceed 160 hours (1 month/ and 80 hours for regular part-time employees). If the earned but unused sick leave benefits reach this maximum, additional benefits will be "capped" and additional hours will not accrue until unused benefits are used. No advances on sick leave will be approved and no sick leave benefits will be paid out for any reason except in the case of actual illness. 21 ~~~~• 3.4 HOLIDAYS TVHOC observes the following holidays: New Year's Day Martin Luther King Jr. Day President's Day Memorial Day Independence Day Labor Day Veteran's Day Thanksgiving Day Day after Thanksgiving Christmas Eve Day (8 hours) Christmas Day January 1 st Third MONDAY in January Third MONDAY in February Last MONDAY in May July 4th First MONDAY in September November 11 th Fourth THURSDAY in Nov. The day after Thanksgiving December 24th December 25`n All holidays listed above will be observed on the day designated by federal proclamation, subject to applicable restrictions. If a holiday falls on a weekend, it will normally be observed on the Friday before or the Monday after the holiday. This schedule may be modified when an obvious opportunity exists to optimize or group holidays with weekends. Only regular employees are eligible for paid holidays. Holiday pay for regular part-time employees is on a pro-rata basis. Holiday pay is not extended to part-time or temporary employees. If a recognized holiday falls during an eligible employee's paid absence (e.g., vacation, sick leave), holiday pay will be provided and the paid absence will not be reduced. Paid time off for holidays will not be counted as hours worked for the purposes of determining overtime. 3.5 ADDITIONAL MEDICAL LEAVE TVHOC provides medical leaves of absence without pay to regular full-time and part-time employees who are temporarily unable to work due to a medical disability. For purposes of this policy, medical disabilities include, but are not limited to temporary disabilities associated with illness or disease, pregnancy, childbirth, and related medical conditions. As soon as eligible employees become aware of a need for a medical leave of absence, they should request a leave from their supervisor. A physician's statement must be provided verifying the medical disability and its beginning and expected ending dates. Any changes in this information should be promptly reported to the employer. Employees returning from medical leave must provide a physician's verification of their fitness to return to work. Eligible employees are normally granted leave for the period of the disability, up to a maximum of 120 calendar days every two years. With the supervisor's approval, employees may take any available paid sick leave or vacation leave as part of the approved period of leave. Subject to the terms, conditions, and limitations of the applicable plans, health insurance benefits will be provided by TVHOC until the end of the month in which the medical leave begins. At that time, employees will become responsible for the full costs of these benefits if they wish coverage to continue. When the employee returns from medical leave, benefits will again be provided by TVHOC according to the applicable plans. 22 •~~~• Employees who sustain work-related injuries are eligible for a medical leave of absence for the period of disability in accordance with all applicable laws covering occupational disabilities. Benefit accruals, such as vacation, sick leave, or holiday benefits, will be suspended during the leave and will resume upon return to active employment. At the conclusion of the leave a written notice by the health care provider is required to authorize a return to work. Should the health care provider indicate physical limitations upon return to work, such limitations must be discussed with management. When a medical leave ends, every reasonable effort will be made to return the employee to the same position, if it is available, or to a similar position for which the employee is qualified. However, TVHOC cannot guarantee reinstatement in all cases. If an employee fails to report to work promptly at the end of the medical leave, TVHOC will assume that the employee has resigned. 3.6 UNPAID TIME OFF To request time-off without pay, you must make your request to the Executive Director at the earliest convenience. The Executive Director shall make their request with the Board of Directors' Personnel Committee. All requests for time off require approval by management and will be reviewed based on a number of factors, including business needs, seniority, staffing requirements, and availability of paid time off benefits. Requests for unpaid leave in excess of 16 hours also require the approval of the Board of Directors' Personnel Committee. During unpaid leave employees accrue no benefits. 3.7 JURY DUTY LEAVE We encourage you to fulfill your civic responsibilities by serving jury duty when required. Time off for jury duty is provided on a paid basis for regular nonexempt employees for up to 5 days. 1f you receive notice to report for jury duty, please notify your supervisor immediately so arrangements can be made to accommodate your absence. Of course, you are expected to report for work whenever the court schedule permits. 3.8 BEREAVEMENT In the event of a death in the immediate family, regular employees who have completed the initial introductory period are given up to three (3) days of unpaid bereavement leave. At the discretion of your manager, this leave may be extended in cases of great distance or severe emotional hardship. For purposes of this policy, your immediate family is defined as your current spouse, domestic partner, father, mother, sister, brother, child, current mother in-law, current father in-law, grandparents or grandchildren. With prior approval, a request for time off may be approved for an employee who wishes to attend the funeral of other relatives or close friends. You must complete a ~equest for time off form for bereavement leave. If you choose to be paid for your leave, you must use your vacation or sick pay. 3.9 MILITARY LEAVE A military leave of absence is granted according to federal law. 23 •~~A• 4. HEALTH & WELFARE BENEFITS 4.1 STATE DISABILITY INSURANCE To protect employees who miss work due to a non-work related accident or illness, the law requires that a small percentage of your wages be deducted each pay period for disability insurance. A pamphlet is provided to all new employees describing how to apply, how benefits are paid, and how your benefit rate is determined. To be eligible, you are responsible for filing your claim and other forms promptly and accurately. Benefits begin after the seventh day of the illness or accident. This benefit is currently provided by the Tri-Valley Business Council. 4.2 UNEMPLOYMENT INSURANCE If your employment separates with TVHOC, you may be eligible to receive Unemployment Insurance Benefits. This insurance is fully paid by TVHOC and is administered by the State. In most cases, you must file a claim in order to collect this benefit. Benefits are generally available to employees who are out of work through no fault of their own (incfuding a reduction in regular workweek). This benefit is currently provided by the Tri-Valley Business Council. 4.3 WORKERS' COMPENSATION Workers' Compensation Insurance A comprehensive Workers' Compensation Insurance program is provided at no cost to you. This benefit is currently provided by the Tri-Valley Business Council. This program covers any injury or illness sustained in the course of employment that requires medical, surgical, or hospital treatment. Subject to applicable legal requirements, Workers' Compensation Insurance provides benefits after a short waiting period or, immediately if you are hospitalized. Employees who sustain work-related injuries or illnesses must inform a supervisor immediately. No matter how minor an on-the-job injury may appear, it is important that it be reported immediately. This will enable an eligible employee to qualify for coverage as quickly as possible. You will be furnished an "Employee's Claim Form" within one (1) business day of reporting the injury, which you must complete and return to your supervisor as soon as possible. In the case of a one-time treatment of minor scratches, cuts, burns, splinters or other minor injuries, as long as there is no lost work time beyond the date of the injury, it will be treated as a first aid case. If additional care and treatment is needed, or if time is lost from work after the date of the injury, the claim will no longer be considered a"first aid" claim, but will be processed as a regular claim under Workers' Compensation Insurance. If treatment is required, management will send you (or arrange transportation) to the medical facility noted on the Workers' Compensation poster. You must receive medical attention from this facility unless you have notified TVHOC in writing of your personal physician before the injury. A written notice by the physician is required to authorize a return to work. Should the physician indicate physical limitations upon return to work, such limitations must be discussed with and approved by management. 24 •~~~• All employees should be aware that new anti-fraud laws state that any person who makes or causes to be made any knowingly false or fraudulent material statement or material representation for the purpose of obtaining or denying Workers' Compensation benefits or payments is guilty of a felony. Neither TVHOC nor the insurance carrier will be liable for the payment of Workers' Compensation benefits for injuries that occur during your voluntary participation in any off-duty recreational, social or athletic activity sponsored by TVHOC. 25 •~~~• 5. WORK TIME 5.1 HOURS OF OPERATION TVHOC is normally open for business between the hours of 8:00 a.m. and 5:00 p.m., Monday through Friday. Center operational hours (where an employee will be present in the center to assist clients on a walk-in basis) may vary, but are currently 1:00 p.m. to 4:00 p.m. Different work days, work hours, and work weeks may be established to serve the clients. Your supervisor will assign your individual work schedule. 5.2 ATTENDANCE AND PUNCTUALITY TVHOC expects employees to be reliable and punctual in reporting for their regularly scheduled workdays. Absenteeism and tardiness place a burden on other employees and is disruptive to TVHOC. In the rare instances when employees cannot avoid being late to work or are unable to work as scheduled, they should notify their supervisor as soon as possible in advance of the anticipated tardiness or absence. Absenteeism is unsatisfactory and may require disciplinary action, up to and including termination of employment, when absences occur at a rate that is poor or excessive as defined below: Davs Absent Per month or over a 12-month Period Poor 3 per month/6 - 8 days per year Excessive more than 3 per month/ over 8 days per year Each situation of unacceptable absenteeism or tardiness will be evaluated on a case-by-case basis. However, even one unexcused absence may be considered unacceptable, depending on the circumstances. Some absences are not counted when your attendance record is reviewed, including: • Approved medical leave absences • Approved time off for vacation, holidays, floating holidays, bereavement leave, jury duty, voting time off, personal time off, volunteer firefighting leave, military leave. • Absence resulting from a work-related injury or illness (Workers' Compensation) • Approved time off for school-related activities for your child. If you fail to report for work without any notification to your supervisor and your absence continues for a period of two days without notice, TVHOC will consider that you have abandoned your employment and have voluntarily resigned. Please contact your supervisor or the Chair of the Board of Directors or designee if you have a question about this policy. 26 •~~~• 5.3 TIMEKEEPING (non-exempt positions) Accurately recording time worked is the responsibility of every non-exempt employee. Federal and State laws require TVHOC to keep an accurate record of time worked in order to calculate pay and benefits. Non-exempt means employees who are paid. Time worked is all the time actually spent on the job performing assigned duties. You must accurately record the time work begins and ends, the beginning and ending time of each meal period, as well as the beginning and ending time of any split shift or departure from work for personal reasons. Non-exempt employees are required to record their time worked by using the time clocks installed in the work area. Only when there is no time clock available are employees permitted to submit handwritten time cards. It is each employee's responsibility to sign the time record to certify the accuracy of all time recorded. In addition, if corrections or modifications are made to the time record, both the employee and management must verify the accuracy of the changes by initialing the time record. Altering, falsifying, tampering with time records, or recording time on another employee's time record may result in disciplinary action, up to and including termination of employment. You may not start work more than seven minutes prior to your scheduled starting time nor work more than seven minutes after your scheduled stop time without prior approval from your supervisor. Overtime work must always have prior approval from your supervisor or manager 5.4 REST AND MEAL PERIODS (exempt and non-exempt positions) One fifteen-minute rest period during each four-hour period, or major fraction thereof, is provided. Rest periods are not provided if the total daily work schedule is less than 3%z hours. To the extent possible, rest periods will be provided in the middle of work periods. Since this time is counted and paid as time worked, you must not be absent from your workstation beyond the alfotted time. Employees who are scheduled for shifts in excess of five hours (unless six hours completes the schedule) up to nine hours will be provided with one unpaid meal period of at least 60 minutes in length. Management will schedule meal periods to accommodate operation requirements and will relieve the employee of all active responsibilities and restrictions during meal periods, and employees will not be compensated for that time. We strongly encourage all employees to leave the premises during their meal period in order to ensure a real "break" in their working day. Employees must take their rest and meal periods at the times scheduled or when coverage is available. Rest and meal periods may not be skipped or combined to leave early, take a longer lunch break or to make up missed time. Rest periods may not be combined with meal periods. Each day you are unable to take your allotted break(s) or meal period(s), it is your responsibility to notify your supervisor at least two hours prior to the end of your shift. Employees who skip rest and meal breaks or refuse to take rest and meal breaks may be subject to disciplinary action, up to and including possible termination of employment. Supervisors and managers are prohibited from denying employees their rest and meal periods. If your supervisor refuses to allow you to take the rest and meal periods allowed by law, you should contact the Board Chair or designee. Supervisors who violate this policy will be subject to disciplinary action, up to and including possible termination of employment. 27 •~~~• 5.5 OVERTIME (non exempt positions) When operating requirements or other needs cannot be met during regular working hours, employees in non-exempt positions will be assigned or given the opportunity to volunteer for overtime work assignments. Overtime assignments will be distributed as equitably as practical to all employees in non-exempt positions who are qualified to perform the required work. All overtime work must receive managemenYs prior authorization. Failure to work scheduled overtime or overtime worked without prior authorization (written or verbal) from management may result in disciplinary action, up to and including possible termination of employment. The workweek at TVHOC begins at 12:01 a.m. on Monday and ends seven consecutive days later on Sunday at 12:00 a.m. As required by law, overtime pay is based on actual hours worked. Time on vacation leave or any leave of absence will not be considered hours worked for purposes of performing overtime calculations. Overtime is paid to employees in non-exempt positions according to state and federal regulations, which are subject to change. The current overtime rate is posted and can be requested from your supervisor or the Executive Director. Exempt employees are not eligible for overtime compensation. 5.6 ADMINISTRATIVE LEAVE (exempt positions only) Exempt employees are not entitled to receive overtime pay or compensatory time off in lieu of overtime. Such designated employees will be granted paid administrative leave. Administrative leave must be approved by the supervisor before being taken and shall not exceed (5) days (40 hours) in a calendar year for full-time employees. 2s •~~~• 6. COMPENSATION 6.1 PAYDAYS All employees are paid on a biweekly basis, every other Friday. Pay periods cover two-week consecutive weeks and run from Monday at 12:01 a.m. and end two weeks later on Sunday at 12:00 a.m. Your paycheck will include earnings for all work performed through the end of the payroll period. A schedule for pay periods will be published annually. Timecards (if required) are due to the Payroll Department (currently the Tri Valley Business Council) before noon on the Monday after the pay period ends, unless you are otherwise notified. It is your responsibility to ensure that your timecard is accurately completed and turned in by the established deadline in order for your paycheck to be processed. If a payday falls on a recognized holiday, employees will be paid on the workday prior to the holiday. Under no circumstances will advances be made against paychecks, nor will paychecks be provided in advance for employees who will be on vacation on the regularly scheduled payday. 6.2 PAY DEDUCTIONS TVHOC is required by law to make certain deductions from your paycheck. Among these are applicable federal and state taxes and Social Security taxes, up to a specified limit. TVHOC matches the amount of Social Security taxes paid by each of our employees. If you have questions concerning why deductions were made from your paycheck or how they were calculated, management can assist in having your questions answered. 6.3 WAGE GARNISHMENTS Garnishment of wages results when an unpaid creditor has taken the matter to court. A garnishment is legal permission for creditors to collect part of an employee's pay directly from TVHOC. TVHOC is required to comply with any court order for wage garnishments. If TVHOC receives a notice of pending garnishment or wage assignment, we will notify you of such notice. Employees are strongly encouraged to work out financial problems before this situation occurs. 6.4 SALARY ADMINISTRATION Annual salary increases may be considered for all eligible employees on or about their anniversary date. All salary increases must be reviewed and approved by the Advisory Board /Board of Directors prior to communication to the employee. The Board of Director's Personnel Committee may make special salary adjustments within a position's salary range when an employee assumes additional responsibilities beyond the current job description or as a result of demotion. When an employee reaches the top of the salary range established for his/her position, the Board of Director's Personnel Committee may, at or about the time of the employee's anniversary date, consider awarding a salary increase such that the new salary does not exceed 10% over the position salary range. When this level is reached, no other increases may be granted, except increases in alignment with the aging of the compensation structure. 29 •~~~• 6.5 BUSINESS AND TRAVEL EXPENSES TVHOC will reimburse any ordinary and necessary expense incurred by an employee when it is related to conducting business as a representative of TVHOC as authorized by the Advisory Board/ Board of Directors. If travel is deemed minimal by the Executive Director, then authorization may be give -by the Executive Director. This policy establishes uniform guidelines to assure accurate and timely reporting and reimbursement of expenses incurred by the employee for Company business. It is the responsibility of the employee to submit reports of incurred business expenses and to report only those expenses, which are defined as reimbursable by TVHOC. It is the responsibility of the manager to review, authorize and approve such expenses. The Advisory Board/ Board of Directors must approve any expense beyond the scope of this policy in advance. Expense reports are to be filled out completely, and must be submitted monthly. All original receipts for expenses incurred must be attached to the report when submitted. In the event receipts are lost or unavailable, a signed note documenting the expenses should be attached to the expense report. Required documentation includes: • Rental car expenses supported by the contract • Airfare expenses supported by a copy of the used ticket • Lodging expenses supported by itemized receipt • Mileage expenses are to be supported with locations and total miles traveled. The IRS requires that expense records be made at the time expenses are incurred, and that original receipts for expenses (except mileage) over $25 be included with the report. All travel must be approved before reservations are made. Air Travel: Air travel will be by the most direct route and lowest cost coach fare available. Any additional costs associated with personal travel attached to a business trip will be the responsibility of the employee. Membership in airline executive clubs is not considered reimbursable expenses and such membership, if desired, is the responsibility of the employee. Automobile Mileage: TVHOC will reimburse employees for the use of personal vehicles for company business. Mileage is reimbursed at the standard rate set by the IRS. No reimbursement will be made for transportation between home and the employee's work base. Travel Between Home or Office and Airport: The lowest cost of transportation should be considered. This may be done through utilizing a combination of shuttle or cab services, personal car and long-term parking. Personal automobile mileage is reimbursable at standard mileage reimbursement rate set by the IRS, plus any tolls or parking required. Rental Cars: Economy, compact or intermediate should be selected. Hotels/Motels: Business-class hotels and motels which are clean and comfortable should be used whenever possible. Luxury class hotels should be avoided, unless schedule or location dictates their use. Corporate or other discounted rates should be used whenever possible. Personal charges to hotel room bills such as movies, personal phone calls, dry cleaning, etc., are the responsibility 30 •~~~• of the employee. Original receipts for hotel accommodations and meals must be attached to the expense report. Travef Meals: Amounts charged for meals should be reasonable and appropriate for the locations. Each Employee, when traveling, shall be allowed to spend up to $15.00 for breakfast, $20.00 for lunch and $25.00 for dinner. When employees are traveling together, one person in the group can expense the group's meals. The names of other employees must be included in the expense report. TVHOC will not reimburse employees for the costs of alcoholic beverages. Business Entertainment: Business entertainment must be reasonable and have a definite business purpose. Such charges are limited to customers, vendors and/or other appropriate business contacts and should not include other employees unless they are essential to the purpose of the business meeting. The IRS requires a dated receipt and a list of attendees, their titles, Company; and topics of discussion. Costs for alcoholic beverages will not be reimbursed by TVHOC. Miscellaneous Expenses: Expenses other than those noted above will be considered on an individual basis for reimbursement. Reasonable expenses related to an off-site business meeting will be reimbursable upon receipt of an approved expense report. Expenses related to off-site meetings must be pre-approved by the Chair of the Board of Directors or designee. Carpooling to Out-of-County Locations When two or more employees are traveling to the same out-of-county location for airports, conferences and/or meetings, they are expected to carpool to the location. Prior approval of the Chair of the Board of Directors or designee is required for 2 or more employees traveling to the same out-of-county location. 31 ~~~~• 7. HEALTH & SAFETY 7.1 VIOLENCE IN THE WORKPLACE TVHOC is committed to providing a safe, violence- employees, members, visitors or anyone else on TVHO related activity from behaving in a violent or threatening seeks to prevent workplace violence before it begins behavior that suggests a propensity towards violenc occurring. Workplace violence includes: free workplace and strictly prohibits C premises or engaging in a TVHOC- manner. As part of this policy, TVHOC and reserves the right to deal with e even prior to any violent behavior • Threats of any kind (including those that are meant as "humorous" or a`joke'); • Threatening or violent behavior, such as intimidation of or attempts to instill fear in others; • Other behavior that suggests a propensity toward violence. This can include belligerent speech, excessive arguing or swearing, theft or sabotage of TVHOC property, or a demonstrated pattern of refusal to follow TVHOC policies and procedures; • Defacing TVHOC property or effecting physical damage to the facilities; or • Bringing weapons or firearms of any kind on TVHOC premises, in TVHOC parking lots, or while conducting TVHOC business. If any employee observes or becomes aware of such actions or behavior by an employee, member, visitor, or anyone else, they should notify their supervisor immediately, and/or call the Police as appropriate. Further, an employee should notify their manager if any restraining order is in effect, or if a potentially violent non work-related situation exists which could result in violence in the workplace. All reports of workplace violence will be taken seriously and will be investigated promptly and thoroughly. In appropriate circumstances, TVHOC will inform the reporting individual of the results of the investigation. To the extent possible, TVHOC will maintain the confidentiality of the reporting employee and of the investigation, but may need to disclose results in appropriate circumstances in order to protect individual safety. TVHOC will not tolerate retaliation against any employee who reports workplace violence. If TVHOC determines that workplace violence has occurred, TVHOC will take appropriate corrective action. The appropriate discipline will depend on the particular facts but may include written or oral warnings, probation, re-assignment of responsibilities, suspension, or termination. If the violent behavior is that of a non-employee, TVHOC will take appropriate corrective action in an attempt to ensure that such behavior is not repeated. 7.2 SAFETY RULES TVHOC is concerned with the health and safety of every employee and customer. SAFETY IS EVERYONE'S RESPONSIBILITY! All employees are required to be alert to potential hazards, be well informed about specific safety requirements of their job, and to adhere to established Safety Rules included in the Safety and Security Policies & Procedures Manual. If injuries occur on the job, no matter how slight, report it immediatelv to your supervisor. If you see unsafe conditions in any TVHOC location, please report them IMMEDIATELY to 32 •~~~• management so they can be corrected. Employees who report unsafe work conditions or practices may do so without fear of reprisal. 7.3 SECURITY As an employee of TVHOC, one of your primary responsibilities is the protection of our clients, your coworkers, and the assets of TVHOC. This effort requires each employee's full dedication. The following information provides a number of ideas about what you can do to assist in the security of our grounds and buildings. What You Should Do If you notice anyone that appears to be acting suspiciously, report him/her to management immediately. Suspicious activity includes someone waiting or loitering in an area not designed for that purpose. If you hear any loud or unusual noises, report them. This would include mechanical noises, alarms, loud yelling, etc. If you are confronted by a thief, don't try to be a hero! Give that person everything he/she wants. You and your safety are more important to us than anything the thief may take. 33 ACKNOWLEDGMENT OF RECEIPT OF EMPLOYEE HANDBOOK This is to acknowledge that I have received a copy of the Empioyee Handbook and understand that it contains important information on many of TVHOC's general personnel policies and on my privileges and obligations as an employee. The policies contained in this Employee Handbook dated November 2005 apply to all employees and supersede and replace all previously communicated policies both in written and verbal form and I acknowledge that I am expected to read, understand, and adhere to these policies and will familiarize myself with the material in the handbook. Additionally, I agree to abide by the any new or revised policy. I understand that I am governed by the contents of the handbook and that other than the policy of at-will employment, TVHOC may change, rescind or add to any policies, benefits or practices described in the handbook from time to time in its sole and absolute discretion with or without prior notice. TVHOC will advise employees of material changes within a reasonable time. I further acknowledge and agree that employment with TVHOC is at-will, and may be terminated by either TVHOC or me without cause or notice. I understand that by continuing in employment with TVHOC, I accept these terms of employment. Additionally, other terms and conditions of employment such as compensation, benefits, title, duties, and discipline may be modified at the discretion of TVHOC. This term of employment supersedes all prior or contemporaneous oral or written statements to the contrary, and may be changed only in writing signed by the Board Chair or designee with a statement that it is a modification to at- will employment I understand it is my responsibility to read, understand, and comply with the provisions contained in TVHOC Employee Handbook. If I am unable to understand any part of the handbook, I will arrange to have it translated or explained to me. I further understand that if I am unable to arrange such help, I will immediately notify my supervisor who will make arrangements for needed assistance. Employee Signature Date Print or Type Name TRI-VALLEY HOUSING OPPORTUNITY CENTER Notice to the Public and Clients Non-Dzscrimination o Services Statement The Tri-Valley Housing Opportunity Center (TVHOC) prohibits discrimination in employment, educational programs, and activities on the basis of race, national origin, color, creed, religion, sex, age, disability, veteran status, sexual orientation, gender identity, or associational preference. TVHOC also affirms its commitment to providing equal opportunities and equal access to all TVHOC program services and facilities. The TVHOC is supported by and works with a variety of Lenders, Brokers, and Real Estate Agents, and Realtors~, and other Real Estate Professionals through our Below-Market Rate New Construction and Resale Programs, TVHOC Sponsorship Program, TVHOC Preferred Vendar Programs, and our Homebuyer and Ownership Educational Programs. The Tri-Valley Housing Opportunity Center makes available to the general public and to TVHOC clients, a preferred vendor resource list, access to real estate professionals at the educational workshops through literature and guest speakers, and through the Below-Market Rate New Construction and Resale Preferred Lender and Realtor Lists. The general public and TVHOC clients are not obligated in any way to use or hire any vendors found in or provided through the TVHOC resource lists and/or literature that they receive, and will not be deemed ineligible or denied any TVHOC services or housing opportunities based upon not utilizing the TVHOC vendor programs and/or its Agents. I certify that the information in this document was explained to my satisfaction and a copy of this Statement was given to me. Participant's Signature Print Name Date ~ ~ E4VhL HOUSINa ~ OPPORTUNIN ~ - _ . ~~==~, TRI-VALLEY HOUSING OPPORTUNITY CENTER GRIEVANCE PROCEDURE If you have a complaint about the programs, projects, and staff performance, and or you feel the Tri-Yalley Housing Opportunity Center has wrongfully denied or not assisted you in the manner you feel is adequate, you may take the following steps to have your complaint heard: 1. Informal Complaint- Program staff should first attempt to resolve the problem in an informal way. (e.g., two or three-way meeting with the Program Coordinator, Counselor, and Complainant). 2. If an informal process does not resolve the problem, a formal written complaint should be submitted to the Program Coordinator, which supervises or oversees the program. 3. If the matter is not resolved at the Program Coordinator's level, you can submit a written complaint to: The Tri-Valley Housing Opportunity Center Grievance Review 20-A South L Street Livermare, CA 94550 Attention: Executive Directar Your complaint should include your address, telephone number, email address (if available) and a clear statement about your complaint. After investigating your complaint, the TVHOC Executive Director shall give you a written decision with in thirty (30) calendar days from the receipt of the complaint. 4. If you like to appeal the decision of the TVHOC Executive Director, you have twenty (20) days to submit your written complaint to the TVHOC Board of Directors for a secondary review, and decision. A. Within five (5) warking days of receipt of an appeal from a client, the Board of Directors will schedule an administrative hearing to be conducted, in person ar by telephone, no later than thirty (30) calendar days from the receipt of request. Note: The client may withdraw the request for an appeal with the Board of Directors any time during the appeal process by rendering in writing or through oral notice to TVHOC Board of Directors; where oral notice is given, the parties shall confirm such notice in writing. The Tri-Valley Housing Opportunity Center 20-A South L Street Livermore, CA 94550 Attention: TVHOC Board of Directors I certify that the information in this document was explained to my satisfaction and a copy of this form was given to me. Participant's Signature Print Name Date TRI VALLEY HOUSING OPPORTUNITY CENTER EMPLOYEE TIME SHEET Revised: 06/08 MONTH OF: First and Last Name Jor e Ramirez Benefit Previous Earned S ent Balance Social Securi Number Vacation Job Title Famil Stabili and Home Linka e Coordinator Sick Leave Work Location Livermore Com ensation ~ Funding or Programs , 1. . 2 , 3' ' 4 _, ,. 5 6 7 ; 8: - • 9, " , 10~ ` ' _ 11 12 .. 13 ~ 14~ " . 15 ` 16' 17 ; `f18 :. 19_ . 20, _ ` . .21 22 . 23 . : 24 ~ -.- 25 26 , 27 ... 28 ,. 29 ; : 30 ' .; 31 Tota~ Hours erc ta e: P en g % ACAP Ciry of Dublin FSHL City of Liyermore FSHL City of Pleasanton FSHL City of San Ramon FSHL Town of Danville FSHL VITA Marketing/Outreach TOTAL WORK HOURS: V TAKE TIIIRE Please Enter S OFF Code C H TOTA~ HOURS OFF: "TOTAL HOURS: Employee: I hereby certify that this is a true and accurate report of my time, and the functions were pertormed as shown above. Employee Signature Supervisor: I hereby certify the employee's daily time records have been examined and that to the best of my knowledge and belief, this time record is true and correct, and the functions were performed as above. Date Center Director Signature Date CODE: TRI VALLEY HOUSING OPPORTUNITY CENTER EMPLOYEE TIME SHEET MONTH OF: Revised: Of~08 First and Last Name Kerri Bock-Willmes Benefit Previous Earned S ent Balance Social Securi Number Vacation ~ Job Title Below Market Rate Linka e Coordinator Sick Leave Work Location Livermore Com ensation Funding or Programs ~ 3' '2 , 3,` 4 ` 5' ~ 6- 7 ~ 8 9 '°' :10 ~ , ll ` 12 ~ ~;13 ' 14 15 ~ " 16= . 17 ~ '~18 ` , .19 : ~ 20 ~~ = ~ 21 " 22 ~~ ~: 23 24 : ' 25 26 27 28 ' ;29 ~ • 30." . . 3T ~ Total Hours Percentage: ~ % City of Dublin BMR Ciry of Livermore BMR City of Pleasanton BMR City of San Ramon BMR Town of Danville BMR City of Dublin FSHL City of Pleasanton FSHL City of San Ramon FSHL MarketinglOutreach TOTAL WORK HOURS: V TAKE TIME Please Enter $ OFF Code C H TOTAL HOURS OFF: "TOTAL HOURS: Emptoyee: t hereby certify that this is a true and accurate report of my time, and the functions were pertormed as shown above. Employee Signature Date Supervisor: I hereby certify the employee's daily time records have been examined and that to the best of my knowledge and belief, this time record is true and correct, and the functions were performed as above. Center Director Signature Date CODE: - V- VACATfON S- SICK LEAVE H- HOLIDAY C- COMPENSATION TIME J- JURY DUTY D- FAMILY DEATH L- LEAVE WITHOUT PAY ACORD ,. CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY) I 01/17/2008 PRODUCER THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION I ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE PAYCHEX AGENCY INC HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 150 SAWGRASS DRIVE ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. I ROCHESTER, NY 14620 (877) 362-6785 SV996 70A INSURERS AFFORDING COVERAGE NAIC # INSURED INSURER A:TRAVELERS CASUALTY AND SURETY COMPANY TRI- VALLEY HOUSING OPPORTUNIN CENTER INC INSURER B: 20 A SOUTH L STREET INSURER C: LIVERMORE, CA 94550 INSURER D: INSURER E: COVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT 70 WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADD' POLICY EFFECi1VE POLICY EXPIRATION ~ ~ TYPE OF INSURANCE POLICY NUMBER DATE MMIDD/YY DATE MM/DDIYY LIMITS GENERAL LIABIITY EACH OCCURRENCE COMMERCIAL GENERAL LIABILITY DAMAGE TO RENTEO PR M cc nce $ CLAIMS MADE ~ OCCUR MED EXP M one erson $ $ PERSONAL & ADV INJURY GENERAL AG REGATE $ GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $ PRO- POLICY JECT LOC AU TOMOBILE LIABILITY COMBINED SINGLE LIMIT (Ea accident) $ ANY AUTO ALL OWNED AUTOS BODILY INJURY (Per person) $ SCHEDULED AUTOS HIRED AUTOS BODILY INJURY (Per accident) $ NON-OWNED AUTOS PROPERTY DAMAGE (Per accident) $ GARAGE LIABILfTY AUTO ONLY - EA ACCIDENT $ ANY AUTO OTHER THAN EA ACC $ AUTO ONLY: AGG $ EXCESSNMBRELLA LIABILfTY ~ EACH OCCURRENCE $ OCCUR ~ CLAIMS MADE AGGREGATE $ $ DEDUCTIBLE $ N RETENTION ~V $ A WORKERSCOMPENSATIONAND UB-8893L024-08 O~/OZ/ZOOH 01/02/2009 X TORYLIMITS ~ER EMPLOYERS' LIABILITV E.L. EACH ACCIDENT $ ~ OOO OOO ANY PROPRIETOR/PARINER/EXECUTIVE OFFICER/MEMBER EXCLUDED? YES E.L. DISEASE- EA EMPLOYEE $ ~~OOO~OOO ' If yes, describe under SPECIAL PROVISIONS below E.L, DISEASE- POLICY LIMIT ~ 1,OOO,OOO OTHER DESCRIPTION OF OPERATIONS I LOCATIONS ( VEHICIES 1 EXCLUSIONS ADDEO BY ENDORSEMEPt7 1 SPECIAL PROVISIONS IN THE EVENT OF NON-PAYMENT OF PREMIUM, ONLY TEN(10) DAYS NOTICE OF CANCELLATION SHALL BE GIVEN. ABOUMEAD, WILLIAM ; PARSON, JAMES ; ANIXNER, RICK ; AND MARTIN, KEVIN ARE EXCLUDED OFFICERS ON THIS WORKERS' COMPENSATION POLICY. CERTIFICATE HOLDER CANCELLATION TRI- VALLEY HOUSING OPPORTUNIT 20 A SOUTH L STREET LIVERMORE, CA 94550 nr_nRn ~s ~~nnainRi SHOULD ANY OF THE A80VE DESCRIBED POLICIES BE CANCELLED BEFORE THE IXPIRATION DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 3O DAYS WRITTEN NOTICE TO THE CERTiFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITV OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. AUTNORIZED REPRESENTATNE i _ ~ _ CORPORATION 198 CONDITIONS This Company binds the kind(s) of insurance stipulated on the reverse side. The Insurance is subject to the terms, conditions and limitations of the policy(ies) in current use by the Company. This binder may be cancelled by the Insured by surrender of this binder or by written notice to the Company stating when cancellation will be effective. This binder may be cancelled by the Company by notice to the Insured in accordance with the policy conditions. This binder is cancelled when replaced by a policy. If this binder is not replaced by a policy, the Company is entitled to charge a premium for the binder according to the Rules and Rates in use by the Company. Applicable in California When this form is used to provide insurance in the amount of one million dollars ($1,000,000) or more, the title of the form is changed from "Insurance Binder" to "Cover Note". Applicable in Delaware The mortgagee or Obligee of any mortgage or other instrument given for ths purpose of creating a lien on real property shall accept as evidence of insurance a written binder issued by an authorized insurer or its agent if the binder includes or is accompanied by: the name and address of the borrower; the name and address of the lender as loss payee; a description of the insured rea~ property; a provision that the binder may not be canceled within the term of the binder unless the lender and the insured borrower receive written notice of the cancel- lation at least ten (10) days prior to the cancellation; except in the case of a renewal of a policy subsequent to the closing of the loan, a paid receipt of the full amount of the applicable premium, and the amount of insurance coverage. Chapter 21 Title 25 Paragraph 2119 Applicable in Florida Except for Auto Insurance coverage, no notice of cancellation or nonrenewal of a binder is required unless the duration of the binder exceeds 60 days. For auto insurance, the insurer must give 5 days prior notice, unless the binder is replaced by a policy or another binder in the same company. Applicable in Nevada Any person who refuses to accept a binder which provides coverage of less than $1,000,000.00 when proof is required: (A) Shall be fined not more than $500.00, and (B) is liable to the party presenting the binder as proof of insurance for actual damages sustained therefrom. ACORD 75 (2007/07) 2 of 2 # 3 5 5 71 TRIVAI 1 FY3 ACORQ INSURANCE BINDER o;TE rM 12,,,, THIS BINDER IS A TEMPORARY INSURANCE CONTRACT, SUBJECT TO THE CONDITIONS SHOWN ON THE REVERSE SIDE OF THIS FORM. PRODUCER PHONE A/C No Ezt : COMPANY BINDER# F"'~ ac No ~ St. Paul Travelers CUP3055Y281 UnionBanc Insurance Svcs, ~~IC. DATE EFFEC TNE TIME DATEXPIRATION TIME 4480 Willow Road 12/19/07 12:01 X AM 01/19/08 X 12:01 AM Pleasanton, CA 94588-8519 PM NOON THIS BINDER IS ISSUED TO EXTEND COVERAGE IN THE ABOVE NAMED COMPANY CODE: SUB CODE: PER EXPIRING POLICY #: AGENCY 50396 DESCRIPTION OF OPERATIONSNEHICLES/PROPERTY (Including Location) CUSTOMER ID: INSURED Tri Valley Housing Opportunity Loc#1: 20 South L Street, Livermore, 20 South L Street CA 94550 Livermore, CA 94550 Loc#2: 141, 145, 147A, B& C, 149 N. Livermore Ave., Livermore, CA 94550 rnvcowr_cc LIMITS `• TYPE OF INSURANCE COVERAGEIFORMS DEDUCTIBLE COINS q AMOUNT PROPERTY CAUSES OFLOSS BASIC ^ BROAD ~ SPEC GENE RAL LIABILITY EACH OCCURRENCE $ COMMERCIAL GENERAL LIABILIN _ DAMAGETO RENTED PRE I $ ~ CLAIMS MADE ~ OCCUR MED EXP (Any one person) $ PERSONAL & ADV INJURY $ GENERALAGGREGATE $ RETRO DATE FOR CLAIMS MADE: PRODUCTS - COMP/OP AGG $ AUTO MOBILE LIABILITY COMBINED SINGLE LIMIT $ ANY AUTO BODILY INJURY (Per person) $ AlL OWNED AUTOS BODILY INJURY (Per accident) $ SCHEDULED AUTOS PROPERTY DAMAGE $ HIRED AUTOS , MEDICAL PAYMENTS $ NON-OWNED AUTOS PERSONAL INJURY PROT $ UNINSURED MOTORIST $ $ AUTO PHYSICAL DAMAGE DEDUCTIBLE ALL VEHICLES SCHEDULED VEHICLES ACTUAL CASH VALUE COLUSION: STATED AMOUNT $ OTHER THAN COL: OTHER GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ ANY AUTO OTHER THAN AUTO ONLY: EACH ACCIDENT $ AGGREGATE $ EXCESS LIABILITY EACH OCCURRENCE $ 'I ~OOO,OOO X UMBRELLA FORM AGGREGATE $ ~~OOO~OOO OTHER THAN UMBRELLA FORM RETRO DATE FOR CLAIMS MADE: SELF-INSURED RETENTION $ ~ O~OOO WC STATUTORY LIMITS WORKER'S COMPENSATION E.L. EACH ACCIDENT $ AND EMPLOYER'S LIABILITY E.L. DISEASE - EA EMPLOYEE $ E.L. DISEASE - POLICY LIMIT $ FEES $ SPECIAL CONDIl10NSl OTHER TAXES $ COVERAGES ESTIMATED TOTAL PREMIUM $ 61AMC 4. AI'11'1RFCC Tri Valley Housing Opportunity MORTGAGEE LOSS PAYEE ADDITIONAL INSURED Attn: Center Director LOAN # 20 South L Street Livermore, CA 94550 AUTHORIZED REPRESENTATIVE ACORD 75 (2001/07) 1 of 2 #35571 NOTE: IMPORTANT STATE INFORMATION ON REVERSE SIDE ARCHA O ACORD CORPORATION 1993 IMPORTANT If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). DISCLAIMER The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing insurer(s), authorized representative or producer, and the certificate holder, nor does it affirmatively o~ negatively amend, extend or alter the coverage afforded by the policies listed thereon. ACORD 25 (2001/08) TRIVAI 1 FY~ o;TE ACORD INSUFZANCE BINDER 12,,,, IM THIS BINDER IS A TEMPORARY INSURANCE CONTRACT, SUBJECT TO THE CONDITIONS SHOWN ON THE REVERSE SIDE OF THIS FORM. PRODUCER PHONE A/C No, Ext : COMPANY BINDER# F"'~ St. Paul Travelers 6601254C820 ac No • UnionBanc Insurance Svcs, ~IIC. DATE EFFECTNE T~ME ~ATEF-7(PIRATION TIME 4d80 Willow Road 12/19/07 12:01 X AM 01/19/08 X 12:01 AM CA 94588-8519 Pleasanton PM NOON , THIS BINDER IS ISSUED TO EXTEND COVERAGE IN THE ABOVE NAMED COMPANY CODE: SUB CODE: PER EXPIRING POLICY #: AGENCY 5~396 DESCRIPTION OF OPERATIONSNEHICLESIPROPERTY (Incfuding Location) CUSTOMER ID: INSURED Tri Valley Housing Opportunity Loc#7: 20 South L Street, Livermore, 20 South L Street CA 94550 Livermore, CA 94550 Loc#2: 141, 145, 147A, B 8~ C, 149 N Livermore Ave., Livermore, CA 94550 LIMI 1 .7 V \J V CRNV GJ TYPE OF INSURANCE COVERAGEIFORMS DEDUCTIBLE COINS % AMOUNT PROPERTY CAUSESOFLOSS ensic ~ BROAD X^ SPEC Loc 1: Business Personal Prop Loc 2: Building Loc 2: Business Personal Prop 500 1,000 1,000 9~ 90 90 $5,250 $990,000 $10,000 GENE RAL LIABILITY EACH OCCURRENCE S ~ OOO OOO X COMMERCIAL GENERAL LIABILITY RANTGD PR I E S ~OO,OOO CLAIMS MADE ~ OCCUR MED EXP (My one person) $ ~ Q~O~~ PERSONAL & ADV INJURY $ 'I ~OOO~OOO GENERALAGGREGATE $Z~OOO~OOO RETRO OATE FOR CLAIMS MADE: PRODUCTS - COMP/OP AGG $ Z~OOO~OOO AUTO MOBILE LIABILITY COMBINED SINGLE LIMIT $'I OOO OOO ANY AUTO BODILY INJURY (Per person) $ ALL OWNED AUTOS BODILY INJURY (Per accident) $ SCHEDULED AUTOS PROPERTY DAMAGE $ X HIRED AUTOS MEDICAL PAYMENTS $ X NON-OWNED AU70S PERSONAL INJURY PROT $ ~ UNINSURED MOTORIST $ $ AUTO PHYSICAL DAMAGE DEDUCTIBLE ALL VEHICLES SCHEDULED VEHICLES ACTUAL CASH VALUE COLLISION: STATED AMOUNT $ OTHER THAN COL: OTHER RAGE LIABILITY AUTO ONLY- EA ACCIDENT $ GA ANY AUTO OTHER THAN AUTO ONLY: EACH ACCIDENT $ AGGREGATE $ EXCESS LIABILITY EACH OCCURRENCE $ ~ UMBRELLA FORM AGGREGATE $ OTHER THAN UMBRELLA FORM RETRO DATE FOR CLAIMS MADE: SELF-INSURED RETENTION $ WC STATUTORY LIMITS WORKER'S COMPENSATION E.L. EACH ACCIDENT $ AND EMPLOYER'S LIABILITY E.L. DISEASE = EA EMPLOYEE $ ~ E.L. DISEASE - POLICY LIMIT $ Coverage: Employment Practices Liability FEES s SPECIAL OOO OOO °NS~ $~ O° TnxES s , , HER COVERAGES ESTIMATED TOTAL PREMIUM $ uwuc Q wnnoocc Tri Valley Housing Opportunity MORTGAGEE LOSS PAYEE ADDITIONAL INSURED Attn: Center Director LOAN # 20 South L Street Livermore, CA 94550 i AUTHORIZED REPRESENTATIVE ACORD 75 (2007/01)1 of 2 #35570 NOTE: IMPORTANT STATE INFORMATION ON REVERSE SIDE ARCHA o ACORD CORPORATION 1993 CONDITIONS This Company binds the kind(s) of insurance stipulated on the reverse side. The Insurance is subject to the terms, conditions and limitations of the policy(ies) in current use by the Company. This binder may be cancelled by the Insured by surrender of this binder or by written notice to the Company stating when cancellation will be effective. This binder may be cancelled by the Company by notice to the Insured in accordance with the policy conditions. This binder is cancelled when replaced by a policy. If this binder is not replaced by a policy, the Company is entitled to charge a premium for the binder according to the Rules and Rates in use by the Company. Applicable in California When this form is used to provide insurance in the amount of one million dollars ($1,000,000) or more, the title of the form is changed from "Insurance Binder" to "Cover Note". Applicable in Delaware The mortgagee or Obligee of any mortgage or other instrument given for the purpose of creating a lien on real property shall accept as evidence of insurance a written binder issued by an authorized insurer or its agent if the binder includes or is accompanied by: the name and address of the borrower; the name and address of the lender as loss payee; a description of the insured real property; a provision that the binder may not be canceled within the term of the binder unless the lender and the insured borrower receive written notice of the cancel- lation at least ten (10) days prior to the cancellation; except in the case of a renewal of a policy subsequent to the closing of the loan, a paid receipt of the full amount of the applicable premium, and the amount of insurance coverage. Chapter 21 Title 25 Paragraph 2119 Applicable in Florida Except for Auto Insurance coverage, no notice of cancellation or nonrenewal of a binder is required unless the duration of the binder exceeds 60 days. For auto insurance, the insurer must give 5 days prior notice, unless the binder is replaced by a policy or another binder in the same company. Applicable in Nevada Any person who refuses to accept a binder which provides coverage of less than $1,000,000.00 when proof is required: (A) Shall be fined not more than $500.00, and (B) is liable to the party presenting the binder as proof of insurance for actual damages sustained therefrom. ACORD 75 (2001/01) 2 of 2 # 3 5 5 7 0 ~ o pD Com an rn Sure y ~/Veste p DISHONESTY BOND (FOR ANY TYPE OF BUSINESS) Bond No. ' ~ ~' ~'' ~ ~ - In consideration of the agreed premium, Western Surety Company, a South Dakota corporation (the "Surety")> hereby agrees to indemnify Tri-Valle Housin 0 ortunit Center 0 (the "Insured"), aga ha11 ai cu ~S liability~nto any ~ Customere or Subscriber of s the I sured throughr any which the Insured any Employee or Employees of the Insured fraudulent or dishonest act or acts committed by acting alone or in Collusion with others, the amount of indemnity on each of such Employees being DOLLARS ($ r~~ nnn nn ). THE FOREGOING AGREEMENT IS SUBJECT TO THE FOLLOWING CONDITIONS AND LIMITATIONS: TERM OF BOND: 14 day of OctobPr , 2nn9 -, SECTION 1. The term of this bond begins with the standard time at the address of the Insured above given, and ends at 12:00 o'clock night, standard time, on the effective date of the cancellation of this bond in its entirety. EXCLUSION: SECTION 2. This bond does not apply to loss, or to that part of any loss, as the case may be, the proof o which, eithlossscomtut t on 1 In~add tion, the pol cy does not applydtnthe defense of any legal p otceed ngs profit and P brought a anln ie taleproceedangs whether o~ ot such proceedingsrre ults or w u dt esultsmr a lossto the Insured defending y g covered by this policy. In addition, the Company shall not be liable for any costs, fees and ot er expenses incurred by the Insured in establishing the existence or the amount of loss covered under this policy. DISCOVERY PERIOD: SECTION 3.I suredswli le this bond is in fo ce aslto(such Emp oyee, and (bh i dis o ered prior to hetexp at on Employee of or sooner cancellation of this bond in its entirety as provided in Section 10, or from its cancellation or termination in its entirety in any other manner, whichever shall first happen. DEFINITION OF EMPLOYEE: SECTION the nat ~ a perso se(exceptld'~ectors or t s teeshofthe Insurled eif a orpora onn who are not also or more of officers or employees thereof in some other capacity) while in the regular service of the Insured in the or inary course a d has theerght to govern and d rect in the plerfo mance of suchtservi ce, and whoeare ee gaged in such wages service within any of the States of the United States of America, or within the District of Columbia, Puerto Rico, the Virgi s Icontractors,lor other agents orlrepresen a~tv es of the same general charactercommission merchants, consignee , FRAUDULENT OR DISHONEST ACT: SECTION ~• ICH IS PUN SHAB EI UNODER THETCORIMINAL CODE IN THEEJUR SDICTIONLW THIN AN ACT WH WHICH ACT OCCURRED, FOR WHICH SAID EMPLOYEE IS TRIED AND CONVICTED BY A COURT PROPER JURISDICTION. MERGER OR CONSOLIDATION: SECTidation with some otherc oncernsthe Insurede hall give the Snrety written notice the of and shall pay an consol additional premium on any increase in the number of Employees covered under this bond as a result of suc merger or consolidation computed pro rata from the date of such merger or consolidation to the end of the current premium period. NON-ACCUMULATION OF LIABILITY: SECTION 7. Regardless of the number of years this bond shall continue in force and the number of premiums which shall be payable or paid, the liability of the Surety under this bond shall not be cumulative in amounts from year to year or from period to period. Form 1432-10-2002 ;.,. , ~ ~ ~~ e rn Su ret Co r~ an West p y ~ RIDER It is hereby mutually agreed and understood by and between the Insured ' and Westerri ` Surety Company, that instead of as originally written: The definition of employee found in Section 4 of the bond be amended to read as follows: . The coverage on all owners/officers is hereby excluded. No further changes other tran above. . Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, limits or conditions of the bond , except as hereinabove set forth. ~~`~~~g~a~~~~rao~~.~~~~ ~~ ~> ., ° ~ ~''.~ ~`~~~s Rid~ - ecv~~effective on the 14th day of October ~ 2009 , at ~ ~~~ ~ <. ~ ~ t~~~e ~~one ~ r~ ~ clock a.m., standard time. ~~~;~ ~°~« ~i ~~ ~~ bond No. 7 0 81417 3 ~~,~~~tache~d to ax~~~.€€~~ming part of issu°ed~~ ~~~,~'~~ ~~ E R N S U R E T Y C O M P A N Y of Sioux Falls, South Dakota, to ~°~~~~~~€t~~aea~~~'~ . Tri-Valley Housing Opportunity Center Signed this 14th day of ~ctober ~ 2009 . WESTER SURETY COMPANY By ~ ~ Paul T. Bruflat, S ior Vice President Form 128-3-2003 ~ ~ ~~ 7~~js$~,~ 4 ~~~~~~ ~~~ . $~ ~ ~. ~ ~~ ~ '~° 1~ ---__ _ ~tat~ ~~ ~~~if~rn~~ S~cret~ry of ~~a~e !, BRUCE McpHERSON, Secretary of Sfate of the State vf California, hereby certify: " That ~he attached ~ranscript af ~ page(s) has been campared wrth the record on file in #his office, of wh~ch it purpo~#s to be a copy, and #hat if is full, true a~d correct. 1tV ~[T'NESS ~IiHERE(3~, f ex~cute #his certificate and affix the Great Sea( of the S~ate of Ca(ifornia this day of DFC 1 12~06 BRtT~E McPHERSON Se~retary of 5tate SecJSYafe Farm CE-~U7 (RE'V D3l3t!!15) ; ~~SP 05 &420D ~ ;~2~3bS8 C~ ~ ~~~w~~~~~~ b, M~~~~Y ~Y~~~{~y~,~,~~y~,~~~/W~`,~`~ . ... _.. _.~.. ....~--....,,~.~ --..«---W...._~.._....__... ... . .W YR7/ 9t~W V~ ~11W ARTICLES OF INCORPORATION QF D~C ~ g ZQQ6 '~..~r~.g,gjEy ~IOY,TSIN~ OPPOR7CITI~IITX CEN?'ER A CALIFORIvZA NQNPRO~ST PUBLIC BENEFIT CQRFORA.TION . ARTICLE I: The n~me ~f tius eorgora°on is: TRI VALL~' H4USING OPPORTL'I~TITY CENTER ... _. . __ _._.._. _ .. . -- - - ~:T'ZCLE : This corporafion is a nanprofit public beuefit corporatian and is no~c organized for the pri~vate gain of any person. It is or~anized under the NanPy'ofit Public Benefit Corparation Law far ohazitabIs puiPoses. The specific purposes for v~~hich t~is cr~zpozetion is arganized are: To pzovide housing counseling including fair housing services; to foster econc~mic empawem~en# and commtznity stability by promoting homeaw~ership and rental housing apporiunities affordable to .Alameda C.ow~ty, C.alifornia and s~rrounding a~a residents through education and advocacy. The fcirthsr purPbse of this cozporation i.s to develop and promate fairaess and equality of oPportunitY for a.il persons zeg~dless af race, ~olor, creed, nation.al orig;n, age,. gende~', narital stafi.zs, physical or mental disability, sexual ori~n.tation, fam.ily status, oz auy other basis of disc:IIminatian. AR3'ICLE III: The name and address in ti~e State of Califomia of this corporation's initiat ageni for service of process is K~rri. Bock Willmes, 20 South L Street, Lzvermore, GA 94550. ARTiCLE N: A. This corporaxion is arganized and aperated exclusively fo~r charitable purposes within the rneaning af Section 501(c) (3) of the Intemal Revenue Code. ATotwithstanding any othe~' pravisian of these Articles, the cozporarion shall not aarry on any other activities not pennittad #o be carried on (~~ by a carporation exempt.fr~om fe~i.~x~al i~~~me tax under Section 501(c) (3) of the Tnterna,l Re~venue Code ar (2) by a corporation contzibutions to which are dsductible under Section 17f3(c) (Z) o£the Internal Revenue Cod~. . B. No substantial part o~ the activities of this corgoration shall cr~nsist of cazrying on prapaganda, or othezwise attempting to inf:uence iegisla~ion, and the corporation shalt nat participate or intervene in any pol.itical campaign.(inclucling the puhlisl~ir~g ax distribution of stateznents) an behalf of, or sj. opposztion ta, any cand'zdate for public o£fice. Page l of 2 . ARTICLE V'. The property af this cazporation is ~rrevocably dedic$ted to chanitable purposes au,d no part of tias net incorne or assets vf the organization shall ev~r inure to the benefit of any director, of#'ic~r, or membez thereof or to the benefit af any private person. On tl~e dissolutio~. ar winding up of the corporation, its assets remaining afler payment o~ or . proviszon far paymeizC of, all debts and liabilities of th~s corporation, s,hall be distributed tc~ a nonprafit funsi, fapndation, ar carpora#ion which is orgaziized and operated ~clusively for cbaritable purpases ~d which has established its tax-~tcsmpf status ~snder Secti.on 501(cj ~3} ofthe Intexnal Reven~:e Code. . . EXECUTIaN IN WITNESS 'WI~EREOF, the undersigned Inr~rparator of this corparaf~on has executed thess Articles of Incozgoxati~n on this fif~h day afDeceznber, 2006. INCORP~RATC3R t~ ' ~ ~A~t AC.I~NOWLEDGMENfi I HEREBY DECLARE that I aan the persozz wha exscuted the faxegQSng Articies of Incozporataon, which instniment is~my act and deed...._ _.. _.. ..._ ~ F~EVII~T MA.RTIN Page 2 of 2 . < . .~ °'~+~'LY lr R~. `~!~{~ ~t .~`~.L:'•k -O .~. , ;a o i r ~ ~ vr t.r~urvnrvih • FRANCHISE TAX BOARD PO BOX 1286 RANCHO CORDOVA CA 95741-1286 January 25, 2008 In reply refer to 755:G :PLR TRI-VALLEY HOUSING OPPORTUNITY CENTER 20A S L ST LIVERMORE CA 94550-3102 Purpose . CHARITABLE Code Section . 23701d Form of Organization . Corporation Accounting Period Ending: December 31 Organization Number . 2936881 We determined you are exempt from California franchise or income tax under the California Revenue and Taxation Code sec~tion shown above. The tax-exempt status is effective as of 12/06/2006. To retain exempt status, organizations are required to be organized and operating for nonprofit purposes within the provisions of the above section. An inactive organization is not entitled to exemption. This decision is based on information you submitted and assumes that your present operations continue unchanged or conform to those proposed in your application. Any change in operation, character, or purpose of the organization must be reported immediately to this affice so that we may determine the effect on your exempt status. Any change oef name or address must also be reported. In the event of a change in relevant statutory, administrative, ]udicial case law, a change in federal interpretation of federal law in cases where our opinion is based upon such an interpretation, or a change in the material facts or circumstances relating to your application upon which this opinion is based, this opinion may no longer be applicable. It is your responsibility to be aware of these changes should they occur. This paragraph constitutes written advice, other than a chief counsel ruling, within the meaning of Revenue and Taxation Code Section 21012(a)(2). 1 '~ ~ January 25, 2008 TRI-VALLEY HOUSING OPPORTUNITY CENTER ENTITY ID : 2936881 Page 2 ' For the organization's filing requirements, read enclosed Pub. 1068, Exempt Organizations - Requirements for Filing Returns and Paying Filing Fees. You may download t-he publication at www.ftb.ca.gov. Note: This exemption is for state franchise or income tax purposes only. For information regarding sales tax exemption, contact the Board of Equalizatian at (800) 400-7115 or website www.boe.ca.gov. A copy of this letter has been sent to the Registry of Charitable Trusts. P ROBINSON EXEMPT ORGANIZATIONS BUSINESS ENTITIES SECTION TEtEPHONE (916) 845-3779 FAX NUMBER (916) 843-1002 E0 : ~~~. ~ INTERNAL REVENUE SEI.. ~.CE P. O. BOX 2508 CINCINNATI, OH 45201 Date: Q~ ~ Q j~ 2~O1 TRI-VALLEY HOUSING OPPORTUNITY CENTER C/O JACQUELINE RICKMAN 20 SOUTH L STREET LIVERMORE, CA 94550 Dc.ri~RTMENT OF THE TREASURY Employer ldentification Number: 20-8081482 DLN: 17053127032047 . Contact Person: CHADWICK A KOWALCZYK ID# 31221 Contact Telephone Number: (877) 829-5500 Accounting Period Ending: December 31 Public Charity Status: 170 (b) (1) (A) (vi) Form 990 Required: Yes Effective Date of Exemption: December 6, 2006 Contribution Deductibility: Yes Advance Ruling Ending Date: December 31, 2010 Addendum Applies: No Dear Applicant: We are pleased to inform you that upon review of your application for tax exempt status we have determined that you are exempt from Federal income tax under section 501(c)(3) of the Internal Revenue Code. Contributions to you are deductible under section 170 of the Code. You are also qualified to receive tax deductible bequests, devises, transfers or gifts under section 2055, 2106 or 2522 of the Code. Because this letter could help resolve any questions regarding your exempt status, you should keep it in your permanent records. Organizations exempt under section 501(c)(3) of the Code are further classified as either public charities or private foundations. During your advance ruling period, you will be treated as a public charity. Your advance ruling period begins with the effective date of your exemption and ends with advance ruling ending date shown in the heading of the letter. Shortly before the end of your advance ruling period, we will send you Form 8734, Support Schedule for Advance Ruling Period. You will have 90 days after the end of your advance ruling period to return•the completed form. We will then notify you, in writing, about your public charity status. t• Please see enclosed Publication 4221-PC, Compliance Guide for 501(c)(3) Public Charities, for some helpful information about your responsibilities as an exempt organization. Letter 1045 (DO/CG) ! - y -2- TRI-VALLEY HOUSING OPPORTUNITY Sincerely, ~ . ~ Robert Choi Director, Exempt Organizations Rulings and Agreements Enclosures: Publication 4221-PC Statute Extension Letter 1045 (DO/CG) r / r Fo~m io2s (Rev. s-2oos~ Name: Tri-Valley Housing Opportunity Center EiN: 20 _ 8081482 page ~ y Public Charity Status (Continued) ' e 509(a)(4}-an organization organized and aperated exclusively for testing for public safety. ^ f 509(a)(1) and 170(b)(1)(A)(iv)-an organization operated for the benefit of a college or university that is owned ar ^ operated by a govemmental unit. g 509(a)(1) and 170(b)(1)(A)(Vi)-an organization that receives a substantial part of its financial suppOrt in the form . ^ of contributions from publicly supported organizations, from a governmental unit, or from the general public. h 509(a)(2)-an organization that normally receives not more than one-third of its financial support from gross ^ investment income ancl~receives more than one-third of its financial support from contributions, membership fees, and gross receipts from activities related to its exempt functions (subject to certain exceptions). ~ i A publicly supported organization, but unsure if it is described in 5g or 5h. The organization would like the IRS to decide the correct status. 6 If you checked box g, h, or i in question 5 above, you must request either an advance or a definitive ruling by selecting one of .the boxes below. Refer to the instructions to determine which type of ruling. you are eligible to receive. h ki this b id i in th t t R li B t ti 6501 t f Ad 4 R f ~ ec ng ox ar s gn g e consen ; pursuan vance u ng: y c o sec on eques or (c)( ) o a the Code you request an advance ruling and agree to extend the statute of limitations on the assessment of excise tax under section 4940 of the Code. The tax will apply oniy if you do not establish pubiic support status at the end of the 5-year advance ruling period. Tho assessment period will be extended for the 5 advance ruling years to 8 years, 4 months, and 15 days beyond the end of the first year. You have the right to refuse or limit the extension to a mutualiy agreed-upon period of time or issue(s). Publication 1035, Extending the Tax Assessment Perlod, provides a more detailed explanation of your rights and the consequences of the choices you make. You may obtain Publication 1035 free of charge from the IRS web site at www.irs.gov or by calling toll-free 1-800-829-3676, Signing this consent will not deprive you of any appeal rights to which you would otherwise be entitled. If you decide not to extend the statute of limitations, you are not eligible far an advance ruling. ....:....... ..................:::._.:,::.::..;.::,...::.,,;.:::,.,::,...... Consent Fixing PeFiod of E:imitatrons llpon Assessment :of TaiC.Under,~Secfion 494Q ot the• Internal Revenue Cdde For Organization • `Tv.cat.~4.1~t+Ls~R+wicr++~a.r'a ~ I~S1~1 -•- -•----••-•••----••--•••--••••--•••--...-----• -----•--...------•----•••--•--•------•--••• ....... ......................... nature o ector, Trustee, or other (Type or print name of signer) {Date) authorized oNicfal) ' ~r 'E~~~~.tor' ----•-•----•••---------------•--•-•------•••------ (fype or print title or autho~ity of signer) For IRS U~~~ ~~~ ~, ~` - a ~..a -~..~?~ ~~ . 4f -, C~• ., -..-_ .._ r ~,~_ ~~~„~.~ ~~r~ i! ~ ZOO~ ._.....-•--•-------------•--.._._....••-•-••---............_.._...--•'-•-•------•-•-.....-------•---.•-•-•-. .....-----•••--••••---••- IRS Director, Exempt Organi2ations (Date) Request for Definitive Ruling: Check this box if you have completed one tax year of at least 8 full months and ^ you are requesting a definitive ruling. To confirm your public support status, answer iine 6b(i) if you checked box g in line 5 above. Answer line 6b(ii} if you checked box h in line 5 above. If you checked box i in line 5 above, . answer both lines 6b{i) and (ii). _ ' (i) (a) Enter 2% of line 8, column (e).on Part IX-A. Statement of Revenues and Expenses. (b} Attach a list showing the name and amount contributed by each person, company, ar organization whose ^ gifts totaled more than the 2% amount. If the answer is "iVone," check this box. ,• (ii) (a) For each year amounts are included on lines 1, 2, and 9 of Part fX-A. Statement of Revenues and. Expenses, attach a list showing the name of and amount received from each disqualified person. If the answer is "None," check this box. ^ ~,, (b) For each year amounts are included on line 9 of Part IX-A. Statement of Revenues and Expenses, attach a list showing the name of and amount received from each payer, other than a disqualified person, whose payments were more than the larger of (1) 1% of line 1 D, Part IX-A. Statement of Revenues and Expenses, or (2) $5,000. If the answer is "None," check this box. ^ 7 Did you receive any unusual grants during any of the years shown on Part IX-A. Statement of ^ Yes ^ No Revenues and Expenses? If "Yes," attach a list including the name of the contributor, the date and amount af the grant, a brief description of the grant, and explain why it is unusuai. Form '~ ~~3 (Rev, 6-20D6) ~. Tn~~Valiry Flousing Oppo.rvniry-Cen~r,~ ~AA Sourh L Stmt L"rvermom. G 9a550 (9T513733930 RESOLUTIONS OF THE BOARD ~F DIRECTORS RESOLUTION IN WRITING of the Directors of The Tri-Valley Housing Opportuniry Center (the "Corporation") dated this ] 6`h day of December, 2009. BACKGROUND: A. A non-profit public benefit corporation organized and operating under che laws of the State of California. B. The Corporation desires to make certain resolutions. IT VVAS RESOLVED THAT: 1. RESOLVED, that the Board of Directors of the Tri-Valley Housing Opportunity Center, authoriZed the submission of the TVHOC Home Linkage and BMR Housing Opportunities Programs to the City of Dublin, for consideration to receive funds from the 2009-2010 City of Dublin Grant Program. 2. RESOLVED, that Jacqueline Rickman, Center Director of the Tri-Valley Nousing Opportunity Center, is hereby authorized to do and perform any and a11 such acts, under the Agreement, including execution of the Agreement, submission of required documentation, reports, and reimbursements, as such deemed necessary or advisable, to carry out the proposed scope of work, under s~ch Agreement. 3. Any one Board Executive officer of the corporation is authorized to sign all documents and perform such acts as may be necessary or desirable to give effect to the above resolutions. 4. This resolution may be executed in counterparts. Facsimile signatures are binding and are considered to be original signature 5. The resolutions have been legaliy adopted by the Board of Directors. r ~ evin Martin Tri-Valley Housing Opportunity Center Treasurer