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HomeMy WebLinkAbout4.12 Investment Rpt 4th Qtr 2011-2012 STAFF REPORT CITY CLERK File #320-30 CITY COUNCIL DATE:August 21, 2012 TO: Honorable Mayor and City Councilmembers FROM: Joni Pattillo, City Manager SUBJECT: City Treasurer's Investment Report for 4th Quarter FY 2011-2012 Prepared by Paul S. Rankin, Administrative Services Director EXECUTIVE SUMMARY: The City's investment portfolio totals $125,608,871.43 (par value). As of June 30, 2012, funds were invested at an average yield of 1.024%. The portfolio includes both discretionary and restricted funds and the balance will fluctuate throughout the year. The report presented provides background on the City investment portfolio as well as the investment results as of June 30, 2012. FINANCIAL IMPACT: Investments are made in accordance with the City Investment Policy and State Law. Interest earned is apportioned between the Funds (i.e. General Fund, Gas Tax Fund, etc.) based upon the proportionate share of the total cash balance. The current earning rate is slightly less than the 1.1% projection which was developed with the mid-year budget adjustments. Actual revenue will be determined after final accruals are made by fund and the completion of the Comprehensive Annual Financial Report (CAFR). RECOMMENDATION: Staff recommends that the City Council receive the Quarterly Investment Report. Submitted By Reviewed By Administrative Services Director Assistant City Manager DESCRIPTION: The format of the quarterly report consists of the following components: Section I – Portfolio Information  Portfolio Summary (Includes the Par Value; Market Value; and Yield)  Portfolio Details (Includes a listing of individual securities and investments)  Investments By Type (Includes a listing of Federal Securities including call date if applicable) ITEM NO. 4.12 Page 1 of 4 Section II – Investment Charts Section III – Listing of Investment Transactions by Month 4th QUARTER RESULTS As shown on the Portfolio Summary, the total investments were, as of June 30, 2012, approximately $125.6 million. The “Yield to Maturity” was calculated at 1.024% and the weighted average maturity of the portfolio was 413 days (1.13 years). The report also displays the weighted average maturity based on the “Call Date”. If all securities were assumed to be called the portfolio average maturity drops to 298 days (0.82 years). The Market Value, as of June 30, 2012, was approximately $1.0 million more than the Par Value (Par Value = $125,608,871 and Market Value = $126,633,171). The Par Value is the “face value” or principal amount at maturity of the note or bond. The typical investment approach used by the City is to hold investments until maturity. The City does not actively sell securities prior to their maturity. In the current market, the premature liquidation of a security would result in less interest income upon reinvestment, diluting any gain achieved from selling the investment prior to its stated maturity. As part of the year-end accounting entries Staff will need to book an unrealized gain based on the market value. This is a requirement imposed as part of accounting standards for the audit. The following Table displays the comparative results based on information in the Portfolio Summary for the most recent five quarters. This allows for a comparison to the most recent quarter as well as the same three month period one year ago. Table 1: COMPARISON OF PORTFOLIO MEASURES Most Recent Five Quarters 2010/11 2011/12 2011/12 2011/12 2011/12 Portfolio Quarter 4 Quarter 1 Quarter 2 Quarter 3 Quarter 4 Measure (Apr - Jun (Jul-Sept (Oct-Dec (Jan-Mar (Apr - Jun 2011) 2011) 2011) 2012) 2012) $101,656,026 $104,369,517 $112,918,989 $111,424,381 $125,608,871 Par Value Average 650 days 605 days 467 days 423 days 413 days (1.78 yrs) (1.66 yrs) (1.28 yrs) (1.16 yrs) (1.13 yrs) Term 1.388 % 1.322 % 1.195 % 1.090 % 1.024 % Yield To Maturity/Call As noted in Table 1, the total portfolio balance has increased from the amount reported one year ago. It has also increased by approximately $14.1 million from the amount reported in the previous quarter. The total portfolio fluctuate between each reporting period and fiscal years based upon planned expenditures, fluctuations in revenue collected, and differences in timing of both revenue and expenditures. Expenditures for Capital Projects are largely responsible for a lower total portfolio value at June 2011. The timing of revenue collection and issuance of payments also impacts the balance available to the portfolio. With recent building and development activity there has been additional revenues collected including Impact Fees. The balance is also impacted by the lag in the billing for Contract Police and Fire Services. It is expected that the final accruals for Fiscal Year 2011/2012 will be processed in August. Page 2 of 4 The average maturity of the investments held has remained relatively constant from the previous quarter, but the term has decreased from one year ago. In the coming year, Staff will evaluate the timing of cash flow required for Capital Improvement Projects and look for opportunities to increase the overall average maturity. INVESTMENT ACTIVITY DURING THE FOURTH QUARTER This report discloses changes in individual securities due to Maturities, Called Securities, and New Investments. The City did not have any investments that matured during the quarter ending June 30, 2012. A total of $ 4,000,000 in securities was called during the quarter. As shown below, one security was called prior to the stated maturity dates. TABLE 2: INVESTMENTS CALLED DURING THE FOURTH QUARTER Original Date Maturity Coupon Type* Acquired Par Value Date Rate Call Date FHLMC 6/28/2011 $4,000,000 12/29/2014 1.25% 6/29/2012 Three new investments, with a combined par value of $11,000,000, were purchased during the fourth quarter. TABLE 3: INVESTMENTS PURCHASED DURING THE FOURTH QUARTER Effective Yield with Date Value at Maturity Coupon Premium / Type* Acquired Maturity Date Rate Discount Call Date FHLMC 5/2/2012 $ 4,000,000 5/15/2017 1.25% N/A 5/15/2013 FNMA 5/2/2012 $ 3,000,000 5/27/2015 .50% N/A N/A FNMA 6/28/2012 $ 4,000,000 12/4/2014 .55% 0.49 06/4/2013 Total $ 11,000,000 * FHLB = Federal Home Loan Bank; FFCB = Federal Farmers Credit Bank; FNMA = Federal National Mortgage Association or “Fannie Mae”; FHLMC = Federal Home Loan Mortgage Corporation or “Freddie Mac” Two of the securities which were purchased have call provisions as shown in the Table above. The effective yield is less than the stated coupon for one of the new securities purchased, as it was purchased at a premium. For example, the first security shown in the Table above indicates a “coupon rate” of .55% and an effective yield of .49%. The $4,000,000 face value bonds were purchased for $4,005,560 and factoring this in results in a slight decrease in the yield. Securities can sell for either a premium or discount depending on the market on the day the security is purchased. The “premium” or “discount” is allocated over the life of the investment in the City accounting records. COMPOSITION OF PORTFOLIO Section II of the Report contains charts which assist with reviewing the portfolio. The charts focus on key factors to monitor including the investment maturities as well as the composition of the portfolio. Although several of the comparisons remain consistent with the report from the previous quarter, this was achieved at the same time that the total portfolio increased by approximately $14.1 million. The following are key highlights of the portfolio: Page 3 of 4  At June 30, 2012, 46.7% of the portfolio was immediately available in the Local Agency Investment Fund (LAIF) and Money Market instruments; this is approximately the same as the 46.1% reported as of March 31, 2012.  Federal Agency Securities represented 53.34% of the Portfolio, which is nearly the same as the 53.85% reported as of March 31, 2012.  There was diversity in the issuers of the federal securities held in the portfolio. A total of four different issuers were represented. (FNMA-25%; FHLB – 48%; FFCB-12% and FHLMC-15%).  59.4% of the funds are invested for one year or less compared to 55.1% reported in this category as of March 31, 2012. MONTHLY TRANSACTIONS Section III of the Report provides a list of transactions related to investments in the City portfolio for each month of the fourth quarter (April, May, and June). This schedule provides compliance with the Government Code requirement to disclose monthly transaction data. It is incorporated as part of the quarterly investment report rather than individual monthly reports. RECENT TRENDS COMPARED TO BUDGET As part of the mid-year budget adjustments for Fiscal Year 2011/12, a revision was made to the projected revenue earned from investments. In the adjusted Budget, it was assumed that LAIF would generate a rate of approximately 0.40%. As noted below, the LAIF rate for the fourth quarter was slightly less than this target estimate. The following table shows the relatively flat trend in short-term rates at LAIF over the past five consecutive quarters. TABLE 4: Local Agency Investment Fund (LAIF) Quarterly Rate 2010/11 2011/12 2011/12 2011/12 2011/12 Quarter 4 Quarter 1 Quarter 2 Quarter 3 Quarter 4 (Apr - June (Jul-Sept (Oct-Dec (Jan-Mar (Mar- June 2011)) 2011) 2011) 2012) 2012) 0.51 % 0.48% 0.38% 0.37 % 0.36 % LAIF RATE The current trend in the market has been a continued climate of low interest rates. Most projections do not anticipate a rapid change in interest rates and the low rates are expected for at least the next fiscal year. Investments with longer maturity dates have not offered a significant increase in the interest paid. Current securities with a five year maturity and full call protection are earning less than 1%. Staff will continue to monitor the investment options and manage the investments in accordance with the adopted City policy. NOTICING REQUIREMENTS/PUBLIC OUTREACH: None. ATTACHMENTS: 1. Quarterly Investment Report for the Period Ending June 30, 2012 Page 4 of 4 CITY OF DUBLIN QUARTERLY INVESTMENT REPORT Fourth Quarter Fiscal Year 2011-2012 June 30, 2012 Report Prepared July 30, 2012 Report Presented To City Council August 21, 2012 Section I … Portfolio Information Portfolio Summary (Includes the Par Value; Market € Value; and Yield) Portfolio Details (Includes a listing of individual € securities and investments) Investments By Type (Listing of Federal Securities € including call date if applicable) Section II … Investment Charts Section III … Listing of Monthly Investment Transactions ATTACHMENT 1 City of Dublin Portfolio Management Portfolio Details - Investments June 30, 2012 Purchase Coupon Days To Days To YTM @ Maturity CUSIPFile #IssuerPar ValueMarket ValueBook Value DateRateMaturityCall/MatCostDate Local Government Investment Pool California Asset Management CAMPProgramN/A8,566,385.888,566,385.888,566,385.880.24110.24N/A LAIFLAIFN/A50,042,407.8650,042,407.8650,042,407.860.36110.36N/A Sub Total / Average58,608,793.7458,608,793.7458,608,793.740.34110.34 Money Market Fidelity US Government UNIONPortfolioN/A77.6977.6977.690.01110.01N/A Sub Total / Average77.6977.6977.690.01110.01 US Agency 31331KXD710107FFCB9/6/20114,000,000.004,001,280.004,000,000.000.49433680.499/6/2013 31331J6A610094FFCB12/23/20104,000,000.004,057,080.003,999,644.671.35415411.3061612/23/2013 313374GK010103FHLB6/30/20113,000,000.003,039,870.003,000,000.001.038458451.0300110/23/2014 3133XYUR410091FHLB6/30/20103,000,000.003,004,320.003,000,000.001.0561611.058/30/2012 3133743W810101FHLB6/10/20114,000,000.004,064,400.004,006,389.511.158528521.0801910/30/2014 3133XYVW210092FHLB6/25/20103,000,000.003,019,200.003,000,000.001.252402401.252/25/2013 3133XYF9110089FHLB5/10/20104,000,000.004,007,040.004,000,000.001.2558581.258/27/2012 313370JS810100FHLB3/22/20114,000,000.004,082,240.003,989,913.091.3758048041.493049/12/2014 3133XYK5310090FHLB5/21/20103,000,000.003,046,230.003,000,000.001.654174171.658/21/2013 3133725D210095FHLB12/21/20102,000,000.002,104,900.001,997,039.302.125126912692.1700912/21/2015 3133XRFL910077FHLB7/25/20083,000,000.003,113,340.002,999,958.934.253493494.250236/14/2013 3133XD6A410082FHLB9/26/20083,000,000.003,146,010.003,012,146.784.3754404404.000079/13/2013 3134G3HP810108FHLMC1/27/20123,000,000.003,021,480.003,000,000.001130657611/27/2016 3134G3UH110110FHLMC5/15/20124,000,000.004,006,440.004,000,000.001.2517803191.255/15/2017 3128X1EJ210084FHLMC10/14/20083,000,000.003,106,200.003,006,001.094.253263264.002075/22/2013 3135G0KM410109FNMA5/3/20123,000,000.002,997,810.003,000,000.000.5106110610.55/27/2015 3135G0LL510111FNMA6/29/20124,000,000.003,999,120.004,005,553.650.558873390.492412/4/2014 3136FRVK610105FNMA7/15/20113,000,000.003,031,440.003,000,000.001.511103801.57/15/2015 3136FRRR610102FNMA6/27/20114,000,000.004,051,640.004,000,000.002145836226/27/2016 3136FPHZ310099FNMA1/20/20113,000,000.003,124,260.002,998,111.002118511852.020199/28/2015 Sub Total / Average67,000,000.0068,024,300.0067,014,758.021.6467735011.62008 Total / Average125,608,871.43126,633,171.43125,623,629.451.0384132681.02394 City of Dublin Investments by Type June 30, 2012 Face Amount/ Cost Coupon Maturity Next Call Next Call CUSIPInvestment #IssuerBook Value SharesPriceRateDateDatePrice US Agency 31331KXD710107FFCB4,000,000.001004,000,000.000.499/6/20139/6/201 31331J6A610094FFCB4,000,000.0099.9823,999,644.671.312/23/2013 FFCB Total8,000,000.00 313374GK010103FHLB3,000,000.001003,000,000.001.0310/23/2014 3133XYUR410091FHLB3,000,000.001003,000,000.001.058/30/2012 3133743W810101FHLB4,000,000.00100.2324,006,389.511.1510/30/2014 3133XYVW210092FHLB3,000,000.001003,000,000.001.252/25/2013 3133XYF9110089FHLB4,000,000.001004,000,000.001.258/27/2012 313370JS810100FHLB4,000,000.0099.6023,989,913.091.3759/12/2014 3133XYK5310090FHLB3,000,000.001003,000,000.001.658/21/2013 3133725D210095FHLB2,000,000.0099.7871,997,039.302.12512/21/2015 3133XRFL910077FHLB3,000,000.0099.9932,999,958.934.256/14/2013 3133XD6A410082FHLB3,000,000.00101.6713,012,146.784.3759/13/2013 FHLB Total32,000,000.00 3134G3HP8Inv #10108FHLMC3,000,000.001003,000,000.0011/27/20161/2 3134G3UH110110FHLMC4,000,000.001004,000,000.001.255/15/20175/15/ 3128X1EJ210084FHLMC3,000,000.00101.033,006,001.094.255/22/2013 FHLMC Total10,000,000.00 3135G0KM410109FNMA3,000,000.001003,000,000.000.55/27/2015 3135G0LL510111FNMA4,000,000.00100.1394,005,553.650.5512/4/20146/ 3136FRVK610105FNMA3,000,000.001003,000,000.001.57/15/20157/15/20 3136FRRR610102FNMA4,000,000.001004,000,000.0026/27/20166/27/2013 3136FPHZ310099FNMA3,000,000.0099.9092,998,111.0029/28/2015 FNMA Total17,000,000.00 Grand Total67,000,000.00 ISSUERS: FFCB = Federal Farm Credit Bank; FHLB = Federal Home Loan Bank; FHLMC = Federal Home Loan Mortgage Corporation ("Freddie Mac"); FNMA = Federal National Mortgage Association ("Fannie Mae") QUARTERLY INVESTMENT REPORT Fourth Quarter Fiscal Year 2011-2012 June 30, 2012 Section II … Investment Charts QUARTERLY INVESTMENT REPORT Fourth Quarter Fiscal Year 2011-2012 June 30, 2012 Section III … Listing of Monthly Investment Transactions City of Dublin Cash / Checking Activity Report From 4/1/2012 To 4/30/2012 Transaction Interest IssuerCommentDepositsWithdrawalsBalance DateReceived California Asset Management Program (CAMP) 63,529.57 California Asset Management Program LGIPInterest on account12.93 63,542.50 Subtotal and Ending Balance -- 12.93 63,542.50 Fidelity US Government Portfolio MM 7,242,114.00 Fidelity US Government Portfolio MMInterest on account4/2/201222 7,242,136.41 Fidelity US Government Portfolio MMInterest on Inv #101034/23/20 7,257,586.41 Fidelity US Government Portfolio MMInterest on Inv #101014/30/20 7,280,586.41 Subtotal and Ending Balance -- 38,472.41 7,280,586.41 LAIF 44,118,736.99 LAIFDeposit From B of A4/4/20122,260,000.00 46,378,736.99 LAIFDeposit From B of A4/18/20123,600,000.00 49,978,736.99 Subtotal and Ending Balance5,860,000.00 - - 49,978,736.99 Total5,860,000.00$ -$ 38,485.34$ 57,322,865.90$ City of Dublin Cash / Checking Activity Report From 5/1/2012 To 5/31/2012 Transaction Interest IssuerCommentDepositsWithdrawalsBalance DateReceived California Asset Management Program (CAMP) 63,542.50 California Asset Management Program LGIPDeposit5/4/20124,500,000 4,563,542.50 California Asset Management Program LGIPDeposit5/18/20122,600,00 7,163,542.50 California Asset Management Program LGIPDeposit5/23/20121,400,00 8,563,542.50 California Asset Management Program LGIPInterest on account5/31/ 8,564,711.67 Subtotal and Ending Balance -8,500,000.00 1,169.17 8,564,711.67 Fidelity US Government Portfolio MM 7,280,586.41 Fidelity US Government Portfolio MMInterest on account5/1/201259 7,280,645.89 Fidelity US Government Portfolio MMAccrued interest inv #101095/ 7,280,062.56 Fidelity US Government Portfolio MMPurchase Inv #101095/3/2012(3 4,280,062.56 Fidelity US Government Portfolio MMPurchase Inv #101105/15/2012( 280,062.56 Fidelity US Government Portfolio MMInterest Inv #100905/21/20122 304,812.56 Fidelity US Government Portfolio MMInterest Inv #100845/22/20126 368,562.56 Fidelity US Government Portfolio MMInterest Inv #101095/29/20121 370,145.89 Subtotal and Ending Balance (7,000,583.33)- 90,142.81 370,145.89 LAIF 49,978,736.99 Subtotal and Ending Balance -- - 49,978,736.99 Total8,500,000.00$ (7,000,583.33)$ 91,311.98$ 58,913,594.55$ City of Dublin Cash / Checking Activity Report From 6/1/2012 To 6/30/2012 Transaction Interest IssuerCommentDepositsWithdrawalsBalance DateReceived California Asset Management Program (CAMP) 8,564,711.67 California Asset Management Program LGIPInterest on account6/30/ 8,566,385.88 Subtotal and Ending Balance -- 1,674.21 8,566,385.88 Fidelity US Government Portfolio MM 370,145.89 Fidelity US Government Portfolio MMInterest on account6/1/201219 370,165.47 Fidelity US Government Portfolio MMInterest on Inv #100776/14/20 433,915.47 Fidelity US Government Portfolio MMInterest on Inv #100956/21/20 455,165.47 Fidelity US Government Portfolio MMInterest on Inv #100946/25/20 481,165.47 Fidelity US Government Portfolio MMInterest on Inv #101026/27/20 521,165.47 Fidelity US Government Portfolio MMInterest on account6/29/20122 546,165.47 Fidelity US Government Portfolio MMAccrued int inv #101116/29/20 544,637.69 Fidelity US Government Portfolio MMTransfer to LAIF6/29/2012(539 5,637.69 Fidelity US Government Portfolio MMCalled Inv #101066/29/20124,0 4,005,637.69 Fidelity US Government Portfolio MMPurchased Inv #101116/29/2012 77.69 Subtotal and Ending Balance4,000,000.00 (4,546,087.78) 176,019.58 77.69 LAIF 49,978,736.99 LAIFWithdrawal to B of A6/1/2012(4,578,736.99) 45,400,000.00 LAIFDeposit from B of A6/22/20121,400,000.00 46,800,000.00 LAIFDeposit from B of A6/29/2012539,000.00 47,339,000.00 LAIFDeposit 6/29/20122,661,000.00 50,000,000.00 LAIFInterest on account6/30/201242,407.86 50,042,407.86 Subtotal and Ending Balance4,600,000.00 (4,578,736.99) 42,407.86 50,042,407.86 Total8,600,000.00$ (9,124,824.77)$ 220,101.65$ 58,608,871.43$