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HomeMy WebLinkAboutItem 5.4 Employee Retirement Program eitjofDttIK,W AGENDA STATEMENT -1 Z O -(p D Meeting Date: November 8, 1982 SUBJECT Employee Retirement Program EXHIBITS ATTACHED : Resolution of Intention; Summary of Major Provisions; Contract; Ordinance; Actuarial Valuation dated September 28, 1982 RECOMMENDATION 1 ) Adopt Resolution of Intention - 4 2) Introduce Ordinance • FINANCIAL STATEMENT: Annual estimated cost $7,887; sufficient funds have been budgeted. DESCRIPTION In August of this year, the City Council authorized Staff to initiate retirement coverage for employees under the Public Employee's Retirement System (PERS). Since that time, PERS has conducted an actuarial valuation which developed the employer contribution rate to the retirement system and projects the annual cost to the City. The employer rate for the City of Dublin will be 7.138%. This is the projected actuarial rate to the year 2007; however, the employer's rate is subject to change with future amendments and/or experience and other factors. The estimated annual cost to the City of Dublin utilizing the most current payroll figures available is $7,887. The employee contribution rate will be 7% of employee earnings exclusive of overtime. In order to complete the membership process, the City must adopt a Resolution of Intention to contract with PERS and adopt an Ordinance authorizing the adoption and execution of a contract between the City and PERS. It is Staff's recommendation that the City Council adopt the attached Resolution of Intention and introduce the attached Ordinance. COPIES TO: TTFM N(1 ��5 • T 0 RESOLUTION NO. RESOLUTION OF INTENTION TO APPROVE A CONTRACT BETWEEN THE BOARD OF ADMINISTRATION OF THE PUBLIC EMPLOYEES' RETIREMENT SYSTEM AND THE CITY COUNCIL OF THE CITY OF DUBLIN WHEREAS, the Public Employees' Retirement Law permits the participation of public agencies in the Public Employees' Retirement System, making their employees members of said System, and sets forth the procedure by which participation may be accomplished; and WHEREAS, one of the steps required in the procedure is the adoption by the Governing Body of the Public Agency of a resolution giving notice of intention to approve a contract for such participation between said Governing Body and the Retirement System Board of Administration, which resolution shall contain a summary of the major provisions of the proposed retirement plan; and WHEREAS, attached is a summary of the major provisions of the proposed plan: NOW, THEREFORE, BE IT RESOLVED, that the Governing Body of the above agency gives, and it does hereby give notice of intention to approve a contract between said Governing Body and the Board of Administration of the Public Employees' Retirement System, providing for participation of said agency in said Retirement System, a copy of said contract and a copy of the summary of the major provisions of the proposed plan being attached hereto, as an "Exhibit", and by this reference made a part hereof. BY (Name) (Title) Ret. Form 122 (Date adopted and approved) SUMMARY OF MAJOR PROVISIONS 2% @ 60 (1/50) Retirement Program Local Miscellaneous Members SERVICE RETIREMENT The earliest retirement is age 50; the normal retirement age is 60; and the compulsory retirement age is 70. An employee may retire any time between these , ages, 50 and 70, provided he meets the minimum requirements that he either have five years of service or have attained the compulsory retirement age of 70. 3 The monthly income is determined by age at retirement, years of credited service, and "final compensation". The basic benefit will be 2% of "final compensation" for each year of credited service upon retirement at age 60. If retirement is earlier than age 60 the percentages of "final compensation" for each year of service are decreased. If retirement is deferred beyond age 60, the percentages of "final compensation" for each year of service increases to age 63. "Final compensation" is the average monthly salary (full-time rate excluding overtime) earned either during (1 ) the final 36 consecutive months unless member specifically requests another 36 consecutive month period, or (2) if provided by your agency by contract amendment, during the final 12 consecutive months unless member specifically requests another 12 consecutive month period. DISABILITY RETIREMENT An employee becoming disabled to the extent that he is incapable of performing his duties shall be eligible for disability retirement provided he has at least five years of service. The monthly retirement allowance is 1 .80% of "final compensation" for each year of service with a minimum guarantee of one-third of final compensation for most employees who have rendered at least 10 years of service. (If provided by your agency, the benefit would be a minimum of 30% of final compensation for five years of service and 1% of final compensation for each additional year of service to a maximum benefit of 50% of final compensa- tion). The disability retirement allowance shall under no circumstances exceed the service retirement allowance payable upon retirement for service at age 60 if employment could be continued to that age. DEATH BENEFITS Death Before Retirement Basic Death Benefit: This benefit is a refund of the member's contributions plus interest and up to six month's pay (the sum of one month's salary rate for each year of current service to a maximum of six months). CONTRACT BETWEEN THE BOARD OF ADMINISTRATION PUBLIC EMPLOYEES' RETIREMENT SYSTEM AND THE CITY COUNCIL OF THE PIP CITY OF DUBLIN • se In consideration o iovenants and agreement hereafter contained and on the part of both parties t3"b0 ept and performed, the governing body of above public agency, hereafter referM4t9 as "Public Agency", and the Board of Administration, Public Employees' RAVement System, hereafter referred to as "Board", hereby agree as follows: �8 0 1 . All wards and terms used herein whi €"'re defined in the Public Employees' Retirement Law shall have the meaning as defined therein unless otherwise specifically provided. "Normal retirement age" shall mean age 60 for local miscellaneous members. 2. Public Agency shall participate in the Public Employees' Retirement System from and after making its employees as hereinafter provided, members of said System subject to all provisions of the Public Employees' Retirement Law except such as apply only on election of a contracting agency and are not provided for herein and to all amendments to said Law hereafter enacted except such as by express provisions thereof apply only on the election of contracting agencies. 3. Employees of Public Agency in the following classes shall become members of said Retirement System except such in each such class as are excluded by law or this agreement: a. Employees other than local safety members (herein referred to as local miscellaneous members) . In addition to the classes of employees excluded from membership by said Retirement Law, the following classes of employees shall not . become members of said Retirement System: ELECTED OFFICIALS 4. The fraction of final compensation to be provided for each year of credited prior and current service as a local miscellaneous member shall be determined in accordance with Section 21251 .13 of said Retirement Law (2% at age 60 Full) . 5. Public Agency, in accordance- with Section 20759.1 Government Code, shall not considered an "employer" for purposes of Chapter 6 of the Public Em � Retirement Law. Contributions of the Public Agency shall be fix�r etermined as provided in Section 20759, Government Code, and such cone+ions hereafter made shall be held by the Board as provided in Section 10 �, Government Code. #f 6. Public Agency shall contribute i14 ,4.d Retirement System as follows: • 1 a. With respect to miscellaneous memb`g ,r4he agency shall contri- bute the following percentages of monthly salaries earned as miscellaneous members of said Retirement System: • (1 ) 0.073 percent until June 30, 2007 on account of the liability for prior service benefits. (2) 7.065 percent on account of the liability for current service benefits. b. A reasonable amount, as fixed by the Board, payable in one in- stallment within 60 days of date of contract to cover the costs of administering said System as it affects the employees of Public Agency, not including the costs of special valuations or of the periodic investigation and valuations required by law. c. A reasonable amount as fixed by the Board, payable in one in- stallment as the occasions arise, to cover the costs of special valuations on account of employees of Public Agency, and costs of the periodic investigation and valuations required by law. 7. Contributions required of Public Agency and its employees shall be 1 subject to adjustment by Board on account of amendments to the Public Employees' Retirement Law, and on account of the experience under the Retirement System as determined by the periodic investigation and valuation required by said Retirement Law. 8. Contributions required of Public Agency and its employees shall be paid by Public Agency to the Retirement System within thirty days after the end of the period to which said contributions refer or as • may be prescribed by Board regulation. If more or less than the correct amount of contributions is paid for any period, proper adjustment shall be made in connection with subsequent remittances, or adjustments on account of errors in contributions required of any employee may be made by direct cash payments between the employee and the Board. Payments by Public Agency to Board may be made in the form of warrants, bank checks, bank drafts, certified checks, money orders or cash. • Witness our hands the day of , 19 BOARD OF ADMINISTRATION CITY COUNCIL PUBLIC EMPLOYEES' RETIREMENT SYSTEM OF THE CITY OF DUBLIN • pt BY 4S BY f,n CARL J. BLECHINGER, EX OAT T4 OFFICER Presiding Officer rs/CA ,' yo Approved as to form: �yjB/ike e s t: o , - L /e//f p., 2 C. thia G. B semer, Legal Office, Date Clerk PERS CON-702 • ORDINANCE NO. AN ORDINANCE OF THE CITY OF DUBLIN AUTHORIZING THE ADOPTION AND EXECUTION OF A CONTRACT BETWEEN THE CITY OF DUBLIN AND THE BOARD OF ADMINISTRATION OF THE • CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM THE CITY COUNCIL OF THE CITY OF DUBLIN DOES ORDAIN AS FOLLOWS : Section 1. ADOPTION OF CONTRACT The adoption of the Contract, a copy of which is attached hereto as "Exhibit A" and incorporated herein, between the City Council of the City of Dublin and the Board of Administration of the California Public Employees ' Retirement System is hereby authorized. Section 2 . EXECUTION OF CONTRACT The Mayor of the City of Dublin is hereby authorized, empowered and directed to execute said Contract for and on behalf of the City of Dublin. Section 3. EFFECT; POSTING This Ordinance shall take effect thirty (30) days after the date of its adoption, and prior to the expira- tion of fifteen (15) days from the passage thereof, the City Clerk of the City of Dublin shall cause this Ordinance to be posted in at least three (3) public places in the City of Dublin in accordance with Section 38933 of the Government Code of the State of California. PASSED AND ADOPTED by the City Council of the City of Dublin on this day of , 1982 , by the following votes : AYES: NOES : ABSENT: Mayor Attest: By City Clerk • STATE OF CALIFORNIA—BOARD OF ADMINISTRATION EDMUND G. BROWN JR., Governor PUBLIC EMPLOYEES' RETIREMENT SYSTEM 1416 NINTH STREET, P.O. BOX 1953 �Wa SACRAMENTO, CALIFORNIA 95809 „ Telephone (916322-6689 September 28, 1982 4. Mr. Richard Ambrose Sp 2 ` F L7 City Manager Cit 1982 City of Dublin Op Post Office Box 2340 41/4/4! Dublin, CA 94568 r±J Dear Mr. Ambrose: 4: We are transmitting with this letter our actuarial report on the valuation con- ducted to determine the contributions necessary by your agency for participa- tion in the Public Employees' Retirement System providing 2% @ 60 Full formula and 100% prior service for local miscellaneous members. Miscellaneous Members: 2% @ 60 Full Formula Liquidating your prior service on June 30, 2007, your agency's miscellaneous prior service contribution rate will be 0.073%. Your agency's miscellaneous current service rate will be 7.065%. The total miscellaneous contribution rate will be 7.138%. The data submitted for the actuarial valuation indicates that the annual miscellaneous payroll amounts to $93,096 and the 7.138% rate applied to this would produce an annual cost of $6,645. There will also be a uniform miscellaneous employee contribution rate of 7% of all regular salary exclusive of overtime. The contribution rates shown in this report are based on the data submitted by your agency with respect to your present employees. Should there be a significant change in the composition of your employees before you have established your retirement contract it may be necessary to redetermine your contribution rate. After your retirement contract is established, your contribution rate will periodically be re-established. We would like to point out that this System requires contracting agencies to pay an administrative change of $200.00 designed to cover initial administra- tive costs associated with contracting with the System. For agencies providing prior service, there is an additional charge of $25.00 per member to cover the cost of the prior service calculation. We also want to point out that the Retirement Law gives each member of this system the right to claim credit for service rendered to the State or any other public agencies covered by this system. This means that persons now or hereafter employed by your agency who have previously been in the employ of the State or one of our contracting public agencies may have the right to a benefit based on service to such other agencies. Such benefit would be in addition to any benefit earned by service to your agency and would be calculated in accordance with the benefit formula provided under this system's contract with such other agency. The cost of this benefit would be borne by the contracting agency to which service had been rendered to the extent that such cost exceeds the contributions, if any, made by the employee during his service to that agency. If the employee's service to the other agency was prior to the date of its contract with this system, no contributions would be required of the employee. Former employees of your agency who might now or hereafter be employed .by the State or any agencies which now or hereafter are under contract with this system would have a corresponding right to claim credit for service a rendered to your agency. The cost of any benefits which might result from such [: claim would be borne by your agency. " 1:. The enclosed Form CON-8A must be returned to us if you desire to initiate the further steps necessary for participation in the Public Employees' Retirement System. Please note that we have indicated the formulae under which the actu- arial valuations were conducted. When you complete the Anticipated Schedule (dates) of Agency Actions under Part "E" of Form CON-8A, allow at least three weeks from the date your Form CON-8A reaches the Retirement System to the date set for your governing body's adoption of the Resolution of Intention. That resolution must meet certain specific requirements under the Retirement Law and must also carry with it as an attachment a copy of the contract proposal.- It is necessary, therefore, that this document be drawn by the Retirement System office. You will be billed at a later date for the services involved in the conduct of this valuation. If you have any questions regarding the enclosed material, please do not hesitate to contact us. Yours truly, Ellen H. Baltezore, hief Contracts Division EHB/KMD:ddw da-. Enclosures • cc: San Francisco Area Office 4:0 ACTUARIAL VALUATION REPORT (:, FOR PARTICIPATION IN THE PUBLIC EMPLOYEES' RETIREMENT SYSTEM 1982 ACTUARIAL ASSUMPTIONS CITY OF DUBLIN Combined Miscellaneous Fire Police Fire & Polic A. VALUATION SPECIFICATIONS 1. Projected •contract date 11/1/82 2. Formula 2% @ 60 Full 3. Normal retirement age Age 60 l' • 4. Final compensation average 3 Years 1"s 5. Optional benefits: • +'. NONE • tl B. VALUATION DATA 1. Number of actives 3 2. Annual payroll $93,096 C. AGENCY CONTRIBUTIONS REQUIRED 1. For prior service: a. Present value $1,429 b. Contributions (as 7. of member payroll) 0.073% c. Prior service funding period to 6/30/2007 2. For current service (as 7. • of member payroll): a. For retirement benefits 6.9517. is b. For death benefits 0.114% fl 0 c. Total 7.0657. D. TOTAL AGENCY CONTRIBUTIONS (as of member payroll) 1. Sum of prior service and current service 7.1387.* 2. Annual dollar amount based on member payroll $6,645 *This rate will increase during the first years of contract FEE: $172.00 with PERS if the agency maintains about the same work force DATE 9/28/82 as they had in their initial actuarial valuation. This is ' caused by the fact that the actuarial assumptions used in the valuation for employee withdrawals assume a relatively high rate of turnover during the first five years of employment. If an agency's work force consists almost entirely of relatively new employees and most of those employees stay with the agency, then the actuarial assumption of high turnover during the early years of employment is not realized and the employer contribution rate gradually increases. KISUK YANG, CHIEF ACTUARY