HomeMy WebLinkAboutItem 4.03 Annual Investment Policy (2) 1
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CITY OF DUBLIN
AGENDA STATEMENT
CITY COUNCIL MEETING DATE: June 11 , 1990
SUBJECT: Annual Statement of Investment Policy
(Prepared by: Phil Molina, City Treasurer)
EXHIBITS ATTACHED: R solution and Policy
RECOMMENDATION: Adopt Resolution of Investment Policy for the 1990/91
Fiscal Year.
FINANCIAL STATEMENT: None
DESCRIPTION: Section 53646 of the Government Code requires that the
City Treasurer submit to the City Council a Statement of Investment Policy
each year.
The City Council adopted the City's fifth investment policy on January 9,
1989.
For Fiscal Year 1990-91 , the Treasurer is presenting the investment policy
in the form of a resolution. Each type of investment instrument that will
be used is identified in the policy statement. The areas of emphasis are
safety, liquidity, and earnings.
There are no new investment mechanisms being introduced this year, and the
policy is identical to the policy adopted by the City Council last year.
Staff recommends that the Council adopt the attached Resolution approving
the Investment Policy for Fiscal Year 1990-91 .
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COPIES TO:
ITEM NO. ! •
RESOLUTION NO.
A RESOLUTION OF THE CITY COUNCIL
OF THE CITY OF DUBLIN
SETTING FORTH THE INVESTMENT POLICY FOR THE CITY OF DUBLIN
FOR 1990/91 FISCAL YEAR
WHEREAS, the city has a fiduciary responsibility to maximize
the productive use of assets entrusted to its care and to invest
and manage those public funds prudently; and
WHEREAS, the General Law City of Dublin operates its pooled
idle cash under the prudent man's rule; and
WHEREAS, the City shall strive to make investments that
benefit the local area; and
WHEREAS, Exhibit `A' sets forth the details of the
Investment Policy for the City of Dublin and is incorporated as
part of this resolution.
NOW, THEREFORE, BE IT RESOLVED that the City Council of the
City of Dublin does hereby adopt the Investment Policy for
1990/91 fiscal year.
PASSED, APPROVED AND ADOPTED this June 11 , 1990.
AYES:
NOES:
ABSENT:
Mayor's signature
ATTEST:
City Clerk
EXHIBIT `A'
CITY OF DUBLIN
STATEMENT
OF
INVESTMENT POLICY AND STRATEGY
CITY OF DUBLIN
STATEMENT OF INVESTMENT POLICY
INTRODUCTION:
The availability of cash on a short term basis in the City of
Dublin treasury offers an opportunity for an amount of revenue to
be generated by a prudent investment program. A growing number of
investment instruments makes it imperative that the City
establish a policy for managing its investment portfolio.
Understanding that the first concern of any of this City's
investments must be the safety of principal and the second is to
provide additional earnings, the following investment policy is
hereby authorized:
POLICY:
Realizing that the Treasurer's first obligation is to retain
sufficient cash to pay existing debts , it is the policy of the
City of Dublin to invest the maximum amount of idle cash
available to the City in order to generate interest earnings to
supplement other City revenue sources. The investment program is
subject to the following parameters presented in their order of
importance.
1 . Safety: The first priority for the investment program
shall be the safety of the principal amount invested.
Speculation or risky investment media will be avoided
even though high interest rates might be offered. Basic
consideration for safety shall include:
Government and agency paper, and repurchase
agreements , are the highest quality investment
available in terms of safety and liquidity.
Certificates of deposit (negotiable and
non-negotiable) , and savings accounts must be
insured by FDIC, SAIF, or collateralized. Bankers
acceptances must be secured by the irrevocable
primary obligation of the accepting domestic bank.
The Local Agency Investment Fund shall be
considered as a proper investment for safety
inasmuch as the State Treasurer of California is
the State Elected Officer responsible for that
investment portfolio. Commercial paper of `prime'
quality from a domestic corporation having total
assets in excess of five hundred million dollars
and an `A' rating or higher shall be considered as
a safe investment. Only money market account that
have 100% of their assets invested in Federal
Notes, and Federal Bills shall be considered safe.
2 . Liquidity - Spacing Maturity. Investments must be
carefully coordinated with the City's periodic cash
needs. It is urgent that current available cash not be
assigned to an investment with a time commitment which
will result in the shortage of cash for either
operations or capital purposes at some future time.
The need for liquidity will take precedence over the
higher rates of interest often offered with longer term
investments.
Basic considerations for liquidity shall included:
Most of the investment listed in Paragraph #1 are
highly liquid (there is a good secondary market
for selling the investments) , with the exception
of certificates of deposits held by banks and
savings and loans. Maturities of Certificates of
Deposits shall be selected to anticipate cash
needs, thereby avoiding the need for forced
liquidation.
3 . Maximum Earnings. After exercising maximum safety in
investment instruments and responsible spacing of
maturity, every effort shall then be made to obtain the
highest earnings from investments of City money within
the limits prescribed by State Law for local government
investments.
Basic considerations for earnings maximization:
The City shall lengthen its maturities when rates
are falling and shorten maturities when rate are
rising. The City shall attempt to take advantage
of imperfections in the market where a security's
price is out of line with other similar investment
always keeping an eye toward safety.
The Treasurer shall comply with the reporting procedures and
format as provided by AB 1071 enacted into law September 17 ,
1984 . Though the investment policy will be reviewed annually,
unless changes are required the policy will continue as written
into future years.